Should you buy OppFi stock now?
No, the technical signal for OppFi is currently Strong Sell. OppFi trades at $5.94 as of Nov 14, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -0.022 with rising momentum (signal: -0.074); RSI is at 48.5 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average). The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for OppFi stock?
There is currently no active analyst price target for OppFi.
Is OppFi a dividend stock?
No, OppFi does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of OppFi stock?
OppFi is rated as a stock in the risk category Unknown. Detailed risk data is currently not available.
Is OppFi overvalued?
OppFi has the following valuation ratios: a P/E ratio of 3.3 (lowly valued), a P/S ratio of 2.7, a P/B ratio of 1.1.
Is OppFi overbought?
No, OppFi is not overbought. RSI is at 48.5 (neutral zone). The technical indicators show: RSI is at 48.5 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 2.1% above the 20-day average (short-term uptrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next OppFi earnings report?
The date of the next earnings report for OppFi has not been published yet. Check the company's investor calendar for updates.
Is OppFi shorted?
Yes, OppFi is shorted with 5.4% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying OppFi stock?
No, insiders are not buying OppFi shares – they are net sellers. Over the last 3 months, insiders have made 17 purchases and 3 sales. On a net basis, 412,861 USD worth of shares were sold. Across the last 20 reported transactions, the split is 17 purchases and 3 sales, with a net 412,861 USD sold. Active sellers include Johnson Pamela D., McKay Christopher J., Vennettilli David. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is OppFi a good stock?
Based on our total score, OppFi is rated as a good stock with a total score of 68 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 97/100, Quality: 87/100, Momentum: 21/100. Whether now is the time to buy is a separate question: the technical signal is Strong Sell. Whether OppFi is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for OppFi stock?
The outlook for OppFi based on current data: the stock is in a downtrend (below SMA50 and SMA200); the P/E ratio is 3.3 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is OppFi stock rising?
OppFi is rising right now. The technical indicators show: the price is 2.1% above the 20-day average; short interest is 5.4% (high – many are betting on a decline); insiders have mostly been buying the stock recently. For the latest context, see our technical analysis and insider section above.
How high can OppFi go?
There is currently no active analyst price target for OppFi. The stock has traded between $5.36 and $11.69 over the last 52 weeks. The price is 49.2% below the 52-week high, which can indicate potential if the underlying fundamentals are intact. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can OppFi fall?
The stock has traded as low as $5.36 over the last 52 weeks — that is 9.8% below the current price of $5.94. The biggest decline (drawdown) in the same period was 54.1% from high to low. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does OppFi do?
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded i... The company belongs to the Financial Services sector, more specifically the Credit Services industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate OppFi as an investment.
Did OppFi raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from OppFi. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is OppFi making money or losing money?
Yes, OppFi is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 29.8% — which is excellent. The operating margin (profit before interest and taxes) is 39.9%. At a P/E ratio of 3.3, you currently pay 3.3 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can OppFi go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For OppFi, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does OppFi have a lot of debt?
Yes, OppFi has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,242%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.