ING Group NV (ING.US) Dividend 2026/2027: 3.2% – Price Target and Rating

35,82
-0,29%
Price history for ING Group NV (ING.US) – stock price at 35.82 $, August 2026
ING Group NV stock price – price development 2026. Updated Aug 6, 2026.
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ING Group NV Price Target 2026: Analysts See 6% Downside

The average price target for ING Group NV is $33.83. This price target represents the analysts' view of the stock price over the next 12 months. The stock appears overvalued, because the price target is lower than the current price. It is -5,54% above the target, and analysts expect the price to fall over the next 12 months. Even if the stock may be overvalued, price momentum can last longer than expected. That is why it is important to keep an eye on the stock and its momentum on an ongoing basis. WallStreetBuys helps you with the technical analysis and keeps you up to date on the development.

Is ING Group NV overvalued or undervalued?

ING Group NV is currently fairly valued with a gap of 5.5% relative to the price target.


The current price is $35.82, which places ING Group NV in the fairly valued category. The stock is considered undervalued when the price is below $30.45, and overvalued when the price exceeds $37.21.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For ING Group NV, the fair value range lies between $30.45 and $37.21.


See the full price target analysis for ING Group NV →

Analyst Ratings for ING Group NV stock in 2026: Hold

2 analysts cover ING Group NV. Analysts are mostly neutral — 100% recommend Hold. The average price target is $33.83, which is 5.5% below the current price.

Consensus: Hold (3.00/5)
Hold
2 (100%)
Strong Sell Sell Hold Buy Strong Buy
3.00 out of 5 based on 2 analysts

About ING Group NV – Storbank

ING Groep N.V. er en stor bank, der driver forretning i Holland, Belgien, Tyskland og resten af Europa. De tjener primært penge på at tilbyde lån og bankprodukter til både privatkunder og store virksomheder. ING er kendt for deres brede udbud, som inkluderer alt fra almindelige indlånskonti og realkreditlån til komplekse løsninger inden for cash management og corporate finance. De driver deres forretning gennem fem segmenter, hvor Retail Banking i Tyskland og Holland er vigtige områder. Wholesale Banking tager sig af de store erhvervskunder. ING Groep N.V. har hovedkvarter i Amsterdam og blev faktisk grundlagt helt tilbage i 1762. Det er en global spiller, der tilbyder digitale banktjenester internationalt. Read more about the company

Key Figures for ING Group NV

$ 101B Market cap
$ 25,2B Revenue
Storbank Industry
13.29 P/E
4.01 P/S
1.73 P/B
USA Listed on exchange
ing.com Website

What kind of stock is ING Group NV?

Dividend stock Growth stock Value stock Momentum stock

ING Group NV is classified as a dividend stock and growth stock and value stock and momentum stock. This means the stock combines several attractive traits, including a dividend of 3.2%, and strong price momentum.

Score Overview for ING Group NV

💰 Value Score 85/100 (Very High)
⭐ Quality Score 80/100 (Very High)
🚀 Momentum Score 94/100 (Very High)
📊 Total Score 86/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in ING Group NV that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,926% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

ING Group NV trades at a P/E ratio of 13.3, which is below the market average and can point to an attractive price. The forward P/E is 12.6 (5% lower), which suggests the market expects rising earnings. The P/S ratio is 4.0. The P/B ratio is 1.7. The PEG ratio is 2.28 — above 2.0 suggests the stock is expensive relative to its growth rate.

💵 Profitability & Growth

ING Group NV has a profit margin of 34.5% (excellent) and an operating margin of 49.1%. Return on equity (ROE) is 17.1% — solid return on equity. Return on assets (ROA) is 0.8%. The latest quarterly earnings grew 22.1% year over year.

🏦 Financial Health

The Piotroski score is 5 out of 9 — average financial health. The debt-to-equity ratio (D/E) is 1,926.4% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 0.03% — low, the market does not expect a decline.

ING Group NV Dividend 2026: 3.2% Dividend Yield

Dividend Key Figures for ING Group NV in 2026

Dividend yield
3.21%
Dividend per share
0.39 USD
Payout ratio
69.7%
High
Dividend growth (4 years)
+66.2%
Avg. annual dividend (3 years)
1.09 USD

When does ING Group NV pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
August 10, 2026
Next dividend payment
August 17, 2026
Latest payment date
August 17, 2026

How much does ING Group NV pay in dividends?

ING Group NV pays dividends to its shareholders. The most recently paid dividend was 0.39 USD per share, which corresponds to a dividend yield of 3.21%. Over the last 4 years, the annual dividend has grown by 66.2%, which shows positive dividend growth.

The payout ratio is 69.7%, which is relatively high. The company pays out a large share of its profits as dividends, but there is still a buffer.

Historical Dividend Payments for ING Group NV

We have registered dividend payments for ING Group NV since 2021-02-23. In that period the stock has paid a dividend 15 times, most recently on 2026-08-10. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-08-102026-08-170.39USDUnknown period
2026-04-172026-05-010.88USDUnknown period
2026-01-082026-01-230.20USDUnknown period
2025-08-112025-08-250.41USDUnknown period
2025-04-252025-05-090.77USDUnknown period
2024-08-082024-08-190.38USDUnknown period
2024-04-242024-05-100.82USDUnknown period
2023-08-112023-08-210.38USDUnknown period
2023-04-262023-05-120.41USDUnknown period
2023-01-132023-01-230.09USDUnknown period
2022-08-122022-08-220.17USDUnknown period
2022-05-132022-05-250.25USDUnknown period
2022-04-272022-05-160.45USDUnknown period
2021-10-042021-10-190.56USDUnknown period
2021-02-232021-03-030.15USDUnknown period

Insider Trading in ING Group NV 2026: The Signal Is mostly negative

In 2026, insiders at ING Group NV have made 9 transactions – split into 1 purchases and 8 sales. On a net basis, insiders took 9,467,998,735 $ out of the stock. Active insiders include ING GROEP NV.

Short-Term Signal (3 months): No activity

There has been no insider trading in the last 3 months.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 9 transactions: 1 purchases and 8 sales. A net 9,467,998,735 $ out of the stock.

Latest purchase: ING GROEP NV bought 39,948 shares at 55 $ each on 2012-07-23. The stock has since fallen 34.5%.

Latest sale: ING GROEP NV sold 32,018,100 shares at 44 $ each on 2015-03-09.

Who is buying: ING GROEP NV.

Who is selling: ING GROEP NV.

Latest Insider Trades in ING Group NV (2026)

The table shows the last 9 reported insider transactions in ING Group NV. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2015-03-09 ING GROEP NV Sell 32,018,100 44 1,412,638,572
2014-11-18 ING GROEP NV Sell 30,030,013 39 1,175,675,009
2014-09-08 ING GROEP NV Sell 22,277,993 39 865,500,028
2014-03-25 ING GROEP NV Sell 30,475,000 34 1,049,863,750
2013-10-29 ING GROEP NV Sell 37,950,000 30 1,119,525,000
2013-05-28 ING GROEP NV Sell 9,778,696 20 190,684,572
2013-05-07 ING GROEP NV Sell 34,423,077 20 671,250,002
2012-09-10 ING GROEP NV Sell 54,028,086 55 2,985,051,752
2012-07-23 ING GROEP NV Buy 39,948 55 2,189,949

Who is buying and selling ING Group NV shares in 2026?

The following insiders have bought shares in ING Group NV: ING GROEP NV. In total, 2,189,949 $ was bought across 1 transactions. The following insiders have sold shares: ING GROEP NV. In total, 9,470,188,684 $ was sold across 8 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

When Does ING Group NV Report Earnings?

The next earnings date for ING Group NV is not yet available. Check the company's investor calendar for more information.



Technical Analysis of ING Group NV 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of ING Group NV (ING.US) – RSI 70, MACD positive (bullish), daily candlestick chart August 2026
ING Group NV technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of ING Group NV ADR

ING Group NV ADR is in a short-term uptrend. The price of $35.92 is 7.5% above the 20-day average ($33.40). Medium term, the picture is positive: the price is 12.5% above the 50-day average ($31.92). Long term, the stock is 27.5% above the 200-day average ($28.17), which confirms a long-term uptrend.

Golden Cross: The 50-day average (31.92) is above the 200-day average (28.17), which is a classic bullish signal for ING Group NV ADR.

Is ING Group NV ADR overbought or oversold?

ING Group NV ADR has an RSI of 70.0. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for ING Group NV ADR

Daily MACD: MACD is positive (0.992), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (0.755) by 0.237, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is positive (1.921), which indicates a broader bullish long-term trend. MACD5 is above the signal line (1.528) by 0.393, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly MACD are positive and above their signal lines. Trend and momentum confirm each other across time horizons – the strongest bullish signal.

Risk Profile for ING Group NV ADR

ING Group NV ADR has an annual standard deviation of 27.4%, which classifies the stock as moderately low risk. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for ING Group NV ADR

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (0.992). Weekly bullish (1.921).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 70.0 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About ING Group NV stock in 2026

Should you buy ING Group NV stock now?
Yes, the technical signal for ING Group NV is currently BUY. ING Group NV trades at $35.82 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 0.992 with rising momentum (signal: 0.755); RSI is at 70.0 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $33.83 is 5.5% below the current price. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for ING Group NV stock?
The average analyst price target for ING Group NV is $33.83. The current price is $35.82, which gives a downside of 5.5%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $30.45 and $37.21.
Is ING Group NV a dividend stock?
Yes, ING Group NV is a dividend stock with a dividend yield of 3.21%. The latest dividend was $0.39 per share. The latest ex-dividend date (traded without the dividend) was 8/10/2026. The payout ratio is 69.7%, which is considered moderate. The next dividend payment is scheduled for 8/17/2026.
When does ING Group NV pay a dividend in 2026?
ING Group NV pays its next dividend on 8/17/2026. The latest dividend was $0.39 per share with an ex-dividend date of 8/10/2026. The dividend yield is 3.21%. The payout ratio of 69.7% points to moderate dividend coverage.
What is the risk of ING Group NV stock?
ING Group NV is rated as a stock with moderately low risk. the annual standard deviation is 27.4%, which classifies the stock as moderately low risk.
Is ING Group NV overvalued?
ING Group NV is considered fairly valued – the price is close to the analyst price target. ING Group NV has the following valuation ratios: a P/E ratio of 13.3 (moderately valued), a P/S ratio of 4.0, a P/B ratio of 1.7. The stock trades close to the analyst price target and is considered fairly valued.
Is ING Group NV overbought?
No, ING Group NV is not overbought. RSI is at 70.0 (neutral zone). The technical indicators show: RSI is at 70.0 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 7.2% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next ING Group NV earnings report?
The date of the next earnings report for ING Group NV has not been published yet. Check the company's investor calendar for updates.
Is ING Group NV shorted?
ING Group NV has minimal short interest of 0.03% of the free float, which is insignificant and points to very limited bearish sentiment.
Are insiders buying ING Group NV stock?
No, insiders are not buying ING Group NV shares – they are net sellers. Across the last 9 reported transactions, the split is 1 purchases and 8 sales, with a net 9,467,998,735 $ sold. Active sellers include ING GROEP NV. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is ING Group NV a good stock?
Based on our total score, ING Group NV is rated as a fantastic stock with a total score of 86 out of 100. The stock scores exceptionally high on value, quality and momentum – it is among the best 14% in our database. The score is made up of Value: 85/100, Quality: 80/100, Momentum: 94/100. In addition: a dividend of 3.21%; technical signal: Strong Buy. Whether ING Group NV is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for ING Group NV stock?
The outlook for ING Group NV based on current data: the average analyst price target is $33.83 (-5.5%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 13.3 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is ING Group NV stock rising?
ING Group NV is rising right now. The technical indicators show: the price is 7.2% above the 20-day average; MACD is positive with rising momentum (bullish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can ING Group NV go?
The average analyst price target for ING Group NV is $33.83, which is 5.5% below the current price of $35.82. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can ING Group NV fall?
We lack enough history to give a specific floor for ING Group NV. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does ING Group NV do?
ING Groep N.V. er en stor bank, der driver forretning i Holland, Belgien, Tyskland og resten af Europa. De tjener primært penge på at tilbyde lån og bankprodukter til både privatkunder og store virksomheder. ING er kendt for deres brede udbud, som inkluderer alt fra almindelig... The company belongs to the Financiel service sector, more specifically the Storbank industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate ING Group NV as an investment.
Did ING Group NV raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from ING Group NV. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is ING Group NV making money or losing money?
Yes, ING Group NV is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 34.5% — which is excellent. The operating margin (profit before interest and taxes) is 49.1%. At a P/E ratio of 13.3, you currently pay 13.3 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can ING Group NV go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For ING Group NV, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does ING Group NV have a lot of debt?
Yes, ING Group NV has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,926%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.