Manulife Financial (MFC.US) Price Target 2026/2027: 20% Downside – Overvalued?

44,50
0,11%
Price history for Manulife Financial (MFC.US) – stock price at 44.50 $, August 2026
Manulife Financial stock price – price development 2026. Updated Aug 6, 2026.
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Manulife Financial Price Target 2026: Analysts See 20% Downside

The average price target for Manulife Financial is $35.62. This price target represents the analysts' view of the stock price over the next 12 months. The stock appears overvalued, because the price target is lower than the current price. It is -19,96% above the target, and analysts expect the price to fall over the next 12 months. Even if the stock may be overvalued, price momentum can last longer than expected. That is why it is important to keep an eye on the stock and its momentum on an ongoing basis. WallStreetBuys helps you with the technical analysis and keeps you up to date on the development.

Is Manulife Financial overvalued or undervalued?

Manulife Financial is currently overvalued with a gap of 20% relative to the price target.


The current price is $44.50, which places Manulife Financial in the overvalued category. The stock is considered undervalued when the price is below $32.06, and overvalued when the price exceeds $39.18.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Manulife Financial, the fair value range lies between $32.06 and $39.18.


See the full price target analysis for Manulife Financial →

Analyst Ratings for Manulife Financial stock in 2026: Buy

13 analysts cover Manulife Financial. The majority is positive, with 61.6% recommending Buy, while 30.8% recommend Hold. The average price target is $35.62, which is 20% below the current price.

Consensus: Buy (3.77/5)
Strong Buy
3 (23.1%)
Buy
5 (38.5%)
Hold
4 (30.8%)
Sell
1 (7.7%)
Strong Sell Sell Hold Buy Strong Buy
3.77 out of 5 based on 13 analysts

About Manulife Financial – Livsforsikring

Manulife Financial Corporation, eller mfc.us, sælger finansielle produkter og services i USA, Canada og Asien. De tjener primært penge på to områder: formueforvaltning og forsikringer. Inden for formueforvaltning driver de rådgivning og tilbyder investeringsløsninger til både private og institutionelle kunder. På forsikringsfronten sælger mfc.us livsforsikringer og pensionsprodukter, herunder garantipensioner og langtidssygeforsikringer. De distribuerer produkterne via et stort netværk af mæglere, banker og finansielle rådgivere. Manulife Financial Corporation blev grundlagt i 1887 og driver i dag forretning i over 20 lande. Read more about the company

Key Figures for Manulife Financial

$ 74,6B Market cap
$ 32,0B Revenue
Livsforsikring Industry
17.98 P/E
2.33 P/S
2.31 P/B
USA Listed on exchange

What kind of stock is Manulife Financial?

Dividend stock Growth stock Quality stock Momentum stock

Manulife Financial is classified as a dividend stock and growth stock and quality stock and momentum stock. This means the stock combines several attractive traits, including a dividend of 4.1%, strong financial health (Piotroski 8/9), and strong price momentum.

Score Overview for Manulife Financial

💰 Value Score 70/100 (High)
⭐ Quality Score 80/100 (Very High)
🚀 Momentum Score 91/100 (Very High)
📊 Total Score 80/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Manulife Financial that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,796% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Manulife Financial trades at a P/E ratio of 18.0, which is close to the market average. The forward P/E is 13.9 (23% lower), which suggests the market expects rising earnings. The P/S ratio is 2.3. The P/B ratio is 2.3. The PEG ratio is 0.78 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Manulife Financial has a profit margin of 20.0% (excellent) and an operating margin of 19.1%. Return on equity (ROE) is 12.6% — solid return on equity. Return on assets (ROA) is 0.6%. The latest quarterly earnings grew 161.6% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 8 out of 9 — excellent financial health. The debt-to-equity ratio (D/E) is 1,796.4% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 0.52% — low, the market does not expect a decline.

Manulife Financial Dividend 2026: 4.1% Dividend Yield

Dividend Key Figures for Manulife Financial in 2026

Dividend yield
4.06%
Dividend per share
0.35 USD
Payout ratio
40.0%
Healthy
Dividend growth (5 years)
-15.3%
Avg. annual dividend (3 years)
1.00 USD

When does Manulife Financial pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
May 29, 2026
Next dividend payment
June 19, 2026
Latest payment date
June 19, 2026

How much does Manulife Financial pay in dividends?

Manulife Financial pays dividends to its shareholders. The most recently paid dividend was 0.35 USD per share, which corresponds to a dividend yield of 4.06%. Over the last 5 years, the annual dividend has fallen by 15.3%.

The payout ratio is 40.0%, which is considered healthy and sustainable. The company balances rewarding shareholders with reinvesting in growth.

Historical Dividend Payments for Manulife Financial

We have registered dividend payments for Manulife Financial since 2020-02-24. In that period the stock has paid a dividend 50 times, most recently on 2026-05-29. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
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2026-05-292026-06-190.35USDUnknown period
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2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
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2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
2026-05-292026-06-190.35USDUnknown period
2026-02-252026-03-190.35USDUnknown period
2025-11-262025-12-190.31USDUnknown period
2025-08-202025-09-190.32USDUnknown period
2025-03-052025-03-190.31USDUnknown period
2024-08-212024-09-190.29USDUnknown period
2024-05-212024-06-190.29USDUnknown period
2024-02-272024-03-190.40USDUnknown period
2023-11-212023-12-190.27USDUnknown period
2023-08-222023-09-190.27USDUnknown period
2023-05-232023-06-190.27USDUnknown period
2023-02-272023-03-200.27USDUnknown period
2022-11-212022-12-190.25USDUnknown period
2022-08-222022-09-190.25USDUnknown period
2022-05-242022-06-200.26USDUnknown period
2022-02-222022-03-210.26USDUnknown period
2021-11-302021-12-200.26USDUnknown period
2021-08-162021-09-200.22USDUnknown period
2021-05-172021-06-210.23USDUnknown period
2021-02-222021-03-190.22USDUnknown period
2020-11-202020-12-210.21USDUnknown period
2020-08-142020-09-210.21USDUnknown period
2020-05-182020-06-190.28USDUnknown period
2020-05-15N/A0.20USDUnknown period
2020-02-242020-03-190.21USDUnknown period

When Does Manulife Financial Report Earnings?

The next earnings date for Manulife Financial is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Manulife Financial 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Manulife Financial (MFC.US) – RSI 66, MACD positive (bullish), daily candlestick chart August 2026
Manulife Financial technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Manulife Financial Corporation

Manulife Financial Corporation is in a short-term uptrend. The price of $44.45 is 2.7% above the 20-day average ($43.30). Medium term, the picture is positive: the price is 8.0% above the 50-day average ($41.16). Long term, the stock is 20.7% above the 200-day average ($36.83), which confirms a long-term uptrend.

Golden Cross: The 50-day average (41.16) is above the 200-day average (36.83), which is a classic bullish signal for Manulife Financial Corporation.

Is Manulife Financial Corporation overbought or oversold?

Manulife Financial Corporation has an RSI of 66.5. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Manulife Financial Corporation

Daily MACD: MACD is positive (1.022), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (1.005) by 0.017, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is positive (2.294), which indicates a broader bullish long-term trend. MACD5 is above the signal line (1.797) by 0.497, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly MACD are positive and above their signal lines. Trend and momentum confirm each other across time horizons – the strongest bullish signal.

Risk Profile for Manulife Financial Corporation

Manulife Financial Corporation has an annual standard deviation of 20.1%, which classifies the stock as low risk. Price swings are limited, and the stock suits conservative investors.

Overall Technical Conclusion for Manulife Financial Corporation

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (1.022). Weekly bullish (2.294).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 66.5 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Manulife Financial stock in 2026

Should you buy Manulife Financial stock now?
Yes, the technical signal for Manulife Financial is currently BUY. Manulife Financial trades at $44.50 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 1.022 with rising momentum (signal: 1.005); RSI is at 66.5 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $35.62 is 20.0% below the current price. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Manulife Financial stock?
The average analyst price target for Manulife Financial is $35.62. The current price is $44.50, which gives a downside of 20.0%. Based on this, the stock is considered overvalued. The fair value range (±10% of the price target) is between $32.06 and $39.18.
Is Manulife Financial a dividend stock?
Yes, Manulife Financial is a dividend stock with a dividend yield of 4.06%. The latest dividend was $0.35 per share. The latest ex-dividend date (traded without the dividend) was 5/29/2026. The payout ratio is 40.0%, which is considered sustainable. The next dividend payment is scheduled for 6/19/2026.
When does Manulife Financial pay a dividend in 2026?
Manulife Financial pays its next dividend on 6/19/2026. The latest dividend was $0.35 per share with an ex-dividend date of 5/29/2026. The dividend yield is 4.06%. The payout ratio of 40.0% points to a sustainable dividend with room to grow.
What is the risk of Manulife Financial stock?
Manulife Financial is rated as a stock with low risk. the annual standard deviation is 20.1%, which classifies the stock as low risk.
Is Manulife Financial overvalued?
Yes, Manulife Financial is considered overvalued based on the analyst price target (20.0% above the price target). Manulife Financial has the following valuation ratios: a P/E ratio of 18.0 (moderately valued), a P/S ratio of 2.3, a P/B ratio of 2.3. The analyst price target suggests that the stock is overvalued by 20.0%.
Is Manulife Financial overbought?
No, Manulife Financial is not overbought. RSI is at 66.5 (neutral zone). The technical indicators show: RSI is at 66.5 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 2.8% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Manulife Financial earnings report?
The date of the next earnings report for Manulife Financial has not been published yet. Check the company's investor calendar for updates.
Is Manulife Financial shorted?
Manulife Financial has minimal short interest of 0.52% of the free float, which is insignificant and points to very limited bearish sentiment.
Are insiders buying Manulife Financial stock?
There is currently no registered insider trading for Manulife Financial.
Is Manulife Financial a good stock?
Based on our total score, Manulife Financial is rated as a fantastic stock with a total score of 80 out of 100. The stock scores exceptionally high on value, quality and momentum – it is among the best 20% in our database. The score is made up of Value: 70/100, Quality: 80/100, Momentum: 91/100. In addition: the price target is 20.0% below the current price; a dividend of 4.06%; technical signal: Strong Buy. Whether Manulife Financial is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Manulife Financial stock?
The outlook for Manulife Financial based on current data: the average analyst price target is $35.62 (-20.0%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 18.0 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Manulife Financial stock rising?
Manulife Financial is rising right now. The technical indicators show: the price is 2.8% above the 20-day average; MACD is positive with rising momentum (bullish signal). For the latest context, see our technical analysis, insider section and news overview above.
How high can Manulife Financial go?
The average analyst price target for Manulife Financial is $35.62, which is 20.0% below the current price of $44.50. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Manulife Financial fall?
We lack enough history to give a specific floor for Manulife Financial. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Manulife Financial do?
Manulife Financial Corporation, eller mfc.us, sælger finansielle produkter og services i USA, Canada og Asien. De tjener primært penge på to områder: formueforvaltning og forsikringer. Inden for formueforvaltning driver de rådgivning og tilbyder investeringsløsninger til både ... The company belongs to the Financiel service sector, more specifically the Livsforsikring industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Manulife Financial as an investment.
Did Manulife Financial raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Manulife Financial. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Manulife Financial making money or losing money?
Yes, Manulife Financial is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 20.0% — which is excellent. The operating margin (profit before interest and taxes) is 19.1%. At a P/E ratio of 18.0, you currently pay 18.0 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Manulife Financial go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Manulife Financial, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Manulife Financial have a lot of debt?
Yes, Manulife Financial has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,796%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Manulife Financial service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 4.8x, and the company has more cash than debt (net cash).