Should you buy Enova International stock now?
No, the technical signal for Enova International is currently Sell. Enova International trades at $171.00 as of Oct 23, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -5.339 with rising momentum (signal: -7.575); RSI is at 41.2 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $238.50 points to 39.5% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for Enova International stock?
The average analyst price target for Enova International is $238.50. The current price is $171.00, which gives an upside of 39.5%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $214.65 and $262.35.
Is Enova International a dividend stock?
No, Enova International does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Enova International stock?
Enova International is rated as a stock in the risk category Moderate. the annual standard deviation is 46.2%, which classifies the stock as Moderate.
Is Enova International overvalued?
No, Enova International is considered undervalued based on the analyst price target (39.5% upside). Enova International has the following valuation ratios: a P/E ratio of 13.4 (moderately valued), a P/S ratio of 2.6, a P/B ratio of 2.8. The analyst price target suggests that the stock is undervalued by 39.5%.
Is Enova International overbought?
No, Enova International is not overbought. RSI is at 41.2 (neutral zone). The technical indicators show: RSI is at 41.2 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 2.9% below the 20-day average (short-term downtrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next Enova International earnings report?
The date of the next earnings report for Enova International has not been published yet. Check the company's investor calendar for updates.
Is Enova International shorted?
Yes, Enova International is shorted with 9.5% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying Enova International stock?
No, insiders are not buying Enova International shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 3 sales. On a net basis, 8,185,473 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 48,732,030 $ sold. Active sellers include Fisher David, TEBBE MARK, GOODYEAR WILLIAM M and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Enova International a good stock?
Based on our total score, Enova International is rated as a good stock with a total score of 60 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 73/100, Quality: 74/100, Momentum: 34/100. In addition: analysts see 39.5% upside to the price target. Whether now is the time to buy is a separate question: the technical signal is Sell. Whether Enova International is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Enova International stock?
The outlook for Enova International based on current data: the average analyst price target is $238.50 (+39.5%); the stock is in a downtrend (below SMA50 and SMA200); the P/E ratio is 13.4 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Enova International stock falling?
Enova International is falling right now. The technical indicators show: the price is 2.9% below the 20-day average; short interest is 9.5% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Enova International go?
The average analyst price target for Enova International is $238.50, which corresponds to a potential gain of 39.5% from the current price of $171.00. The stock has traded between $115.06 and $267.45 over the last 52 weeks. The price is 36.1% below the 52-week high, which can indicate potential if the underlying fundamentals are intact. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Enova International fall?
The stock has traded as low as $115.06 over the last 52 weeks — that is 32.7% below the current price of $171.00. The biggest decline (drawdown) in the same period was 57.0% from high to low. Within a year, the price typically swings about ±46.2% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Enova International do?
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO progr... The company belongs to the Financial Services sector, more specifically the Credit Services industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Enova International as an investment.
Did Enova International raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Enova International. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Enova International making money or losing money?
Yes, Enova International is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 21.0% — which is excellent. The operating margin (profit before interest and taxes) is 29.9%. At a P/E ratio of 13.4, you currently pay 13.4 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Enova International go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Enova International, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Enova International have a lot of debt?
Enova International has moderate debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 340%. For the financial services sector, 200-400% counts as a typical level. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.