Bank of America (BAC.US) Price Target and Rating 2026/2027

0.00
Share this analysis:

Bank of America 2026 Price Target

The average price target for Bank of America is $69.00. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 0% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Bank of America overvalued or undervalued?

Bank of America is currently fairly valued with a gap of 0% relative to the price target.


The current price is $0.00, which places Bank of America in the fairly valued category. The stock is considered undervalued when the price is below $62.10, and overvalued when the price exceeds $75.90.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Bank of America, the fair value range lies between $62.10 and $75.90.


See the full price target analysis for Bank of America →

Analyst Ratings for Bank of America stock in 2026: Buy

25 analysts cover Bank of America. There is broad agreement on a positive view — 88% recommend buying.

Consensus: Buy (4.48/5)
Strong Buy
15 (60%)
Buy
7 (28%)
Hold
3 (12%)
Strong Sell Sell Hold Buy Strong Buy
4.48 out of 5 based on 25 analysts

About Bank of America – Banks - Diversified

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina. Read more about the company

Key Figures for Bank of America

$ 438B Market cap
$ 114B Revenue
Banks - Diversified Industry
14.48 P/E
3.85 P/S
1.59 P/B
United States Listed on exchange

What kind of stock is Bank of America?

Growth stock Value stock Quality stock Momentum stock

Bank of America is classified as a growth stock and value stock and quality stock and momentum stock. This means the stock combines several attractive traits, strong financial health (Piotroski 8/9), and strong price momentum.

Score Overview for Bank of America

💰 Value Score 83/100 (Very High)
⭐ Quality Score 90/100 (Very High)
🚀 Momentum Score 83/100 (Very High)
📊 Total Score 85/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Bank of America that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,004% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Bank of America trades at a P/E ratio of 14.5, which is below the market average and can point to an attractive price. The forward P/E is 12.0 (17% lower), which suggests the market expects rising earnings. The P/S ratio is 3.8. The P/B ratio is 1.6. The PEG ratio is 0.95 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Bank of America has a profit margin of 29.5% (excellent) and an operating margin of 38.3%. Return on equity (ROE) is 11.2% — solid return on equity. Return on assets (ROA) is 1.0%. The latest quarterly earnings grew 34.1% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 8 out of 9 — excellent financial health. The debt-to-equity ratio (D/E) is 1,003.5% — high debt, which raises the risk.

Bank of America Dividend 2026: 1.8% Dividend Yield

Dividend Key Figures for Bank of America in 2026

Dividend yield
1.79%
Payout ratio
26.6%
Low

When does Bank of America pay a dividend in 2026?

Next dividend payment
September 25, 2026

How much does Bank of America pay in dividends?

Bank of America does not currently pay a dividend. This may be because the company reinvests its profits in growth, or because there is not enough profit for dividend payments. You can find more information about the dividend policy on the company's website.

Historical Dividend Payments for Bank of America

No historical dividend payments are registered for this stock.

Ex-datePayment dateAmountCurrencyPeriod
No historical dividend payments available.

Insider Trading in Bank of America 2026: The Signal Is mostly negative

In 2026, insiders at Bank of America have made 20 transactions – split into 3 purchases and 17 sales. On a net basis, insiders took 11,030,550 $ out of the stock. Active insiders include BANK OF AMERICA CORP /DE/, MOYNIHAN BRIAN T, Greener Geoffrey S. In the short term (last 3 months), the insider signal is mostly negative.

Short-Term Signal (3 months): Mostly negative

Insiders have sold more than they have bought over the last 3 months.

Over the last 3 months: 1 purchases and 9 sales. A net 2,339,965 $ out of the stock.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 3 purchases and 17 sales. A net 11,030,550 $ out of the stock.

Latest purchase: BANK OF AMERICA CORP /DE/ bought 437 shares at 7 $ each on 2026-07-17. The stock has since risen 858.6%.

Latest sale: BANK OF AMERICA CORP /DE/ sold 100 shares at 7 $ each on 2026-08-18.

Who is buying: BANK OF AMERICA CORP /DE/.

Who is selling: BANK OF AMERICA CORP /DE/, MOYNIHAN BRIAN T, Greener Geoffrey S.

Latest Insider Trades in Bank of America (2026)

The table shows the last 20 reported insider transactions in Bank of America. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-08-18 BANK OF AMERICA CORP /DE/ Sell 100 7 736
2026-08-15 MOYNIHAN BRIAN T Sell 18,083 64 1,166,173
2026-08-10 BANK OF AMERICA CORP /DE/ Sell 4,797 12 59,099
2026-08-04 BANK OF AMERICA CORP /DE/ Sell 1 10 10
2026-08-03 BANK OF AMERICA CORP /DE/ Sell 7 10 72
2026-07-31 BANK OF AMERICA CORP /DE/ Sell 5 10 52
2026-07-24 BANK OF AMERICA CORP /DE/ Sell 9 10 92
2026-07-17 BANK OF AMERICA CORP /DE/ Buy 437 7 2,858
2026-07-16 BANK OF AMERICA CORP /DE/ Sell 437 7 2,858
2026-07-15 MOYNIHAN BRIAN T Sell 18,083 62 1,113,732

Who is buying and selling Bank of America shares in 2026?

The following insiders have bought shares in Bank of America: BANK OF AMERICA CORP /DE/. In total, 18,433 $ was bought across 3 transactions. The following insiders have sold shares: BANK OF AMERICA CORP /DE/, MOYNIHAN BRIAN T, Greener Geoffrey S. In total, 11,048,983 $ was sold across 17 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

When Does Bank of America Report Earnings – Next Date: 10/14/2026

The next earnings report from Bank of America is scheduled for October 14, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Bank of America 2026 – Signal: Buy

Overall Technical Signal: Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated September 14, 2026.

Trend Analysis of Bank of America Corporation

Bank of America Corporation is in a short-term uptrend. The price of $62.69 is 0.5% above the 20-day average ($62.38). Medium term, the picture is positive: the price is 1.6% above the 50-day average ($61.72). Long term, the stock is 15.0% above the 200-day average ($54.53), which confirms a long-term uptrend.

Golden Cross: The 50-day average (61.72) is above the 200-day average (54.53), which is a classic bullish signal for Bank of America Corporation.

Is Bank of America Corporation overbought or oversold?

Bank of America Corporation has an RSI of 54.9, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for Bank of America Corporation

Daily MACD: MACD is positive (0.241), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (0.272) by 0.031, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (3.108), which indicates a broader bullish long-term trend. MACD5 is above the signal line (2.700) by 0.408, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Bank of America Corporation

Bank of America Corporation has an annual standard deviation of 21.2%, which classifies the stock as Conservative. Price swings are limited, and the stock suits conservative investors.

Overall Technical Conclusion for Bank of America Corporation

Trend: Neutral/mixed.

MACD trend (zero line): Daily bullish (0.241). Weekly bullish (3.108).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 54.9 – neutral.

Technical signal: Buy

The broader trend is positive and MACD supports the picture. Consider buying with a stop-loss below the nearest support level.

Frequently Asked Questions About Bank of America stock in 2026

Should you buy Bank of America stock now?
Yes, the technical signal for Bank of America is currently BUY. Bank of America trades at $0.00 as of 9/14/2026. The overall technical signal is: Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 0.241 with falling momentum (signal: 0.272); RSI is at 54.9 (neutral zone). This is a technical observation based on current data, not investment advice.
What is the price target for Bank of America stock?
There is currently no active analyst price target for Bank of America.
Is Bank of America a dividend stock?
Yes, Bank of America is a dividend stock with a dividend yield of 1.79%. The payout ratio is 26.6%, which is considered sustainable. The next dividend payment is scheduled for 9/25/2026.
When does Bank of America pay a dividend in 2026?
Bank of America pays its next dividend on 9/25/2026. The dividend yield is 1.79%. The payout ratio of 26.6% points to a sustainable dividend with room to grow.
What is the risk of Bank of America stock?
Bank of America is rated as a stock in the risk category Conservative. the annual standard deviation is 21.2%, which classifies the stock as Conservative.
Is Bank of America overvalued?
Bank of America has the following valuation ratios: a P/E ratio of 14.5 (moderately valued), a P/S ratio of 3.8, a P/B ratio of 1.6.
Is Bank of America overbought?
No, Bank of America is not overbought. RSI is at 54.9 (neutral zone). The technical indicators show: RSI is at 54.9 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, MACD is positive, but momentum is falling.
When is the next Bank of America earnings report?
Bank of America reports its next earnings on October 14, 2026. The stock currently trades at $0.00. With a P/E ratio of 14.5, the market will be watching closely whether earnings meet expectations.
Is Bank of America shorted?
There is currently no registered short interest for Bank of America, or the data is not available.
Are insiders buying Bank of America stock?
No, insiders are not buying Bank of America shares – they are net sellers. Over the last 3 months, insiders have made 1 purchases and 9 sales. On a net basis, 2,339,965 $ worth of shares were sold. Across the last 20 reported transactions, the split is 3 purchases and 17 sales, with a net 11,030,550 $ sold. Active sellers include BANK OF AMERICA CORP /DE/, MOYNIHAN BRIAN T, Greener Geoffrey S. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Bank of America a good stock?
Based on our total score, Bank of America is rated as a fantastic stock with a total score of 85 out of 100. The stock scores exceptionally high on value, quality and momentum – it is among the best 15% in our database. The score is made up of Value: 83/100, Quality: 90/100, Momentum: 83/100. In addition: a dividend of 1.79%; technical signal: Buy. Whether Bank of America is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Bank of America stock?
The outlook for Bank of America based on current data: the next earnings report is due on 10/14/2026, which can move the price; the P/E ratio is 14.5 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Bank of America stock moving?
Bank of America is moving right now. The technical indicators show: insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Bank of America go?
There is currently no active analyst price target for Bank of America. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Bank of America fall?
We lack enough history to give a specific floor for Bank of America. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Bank of America do?
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Cons... The company belongs to the Financial Services sector, more specifically the Banks - Diversified industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Bank of America as an investment.
Did Bank of America raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Bank of America. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Bank of America making money or losing money?
Yes, Bank of America is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 29.5% — which is excellent. The operating margin (profit before interest and taxes) is 38.3%. At a P/E ratio of 14.5, you currently pay 14.5 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Bank of America go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Bank of America, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Bank of America have a lot of debt?
Yes, Bank of America has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,004%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.

Other Stocks in Financial Services

Compare Bank of America with other stocks in the financial services sector. Click a stock to see its technical analysis, insider trading and key figures.

See all 73 stocks in the Financial Services sector