Cigna (CI.US) Price Target 2026/2027: 15% Upside – Rating and Stock Analysis

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Cigna Price Target 2026: Analysts See 16% Upside

The average price target for Cigna is $342.56. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 15.89% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.
⚠️ Don’t buy a stock just because of its price targetA price target is the analysts’ estimate of where the stock will trade in 12 months. That estimate is often wrong. A large study of US stocks from 2000 to 2009 found that only 38% of price targets had been met after 12 months. On average, the targets promised 15 percentage points more return than the stocks delivered. Use the price target together with the financials and the trend, not on its own.Source: Bradshaw, Brown and Huang (2013)

Is Cigna overvalued or undervalued?

Cigna is currently undervalued with a gap of 15.9% relative to the price target.


The current price is $295.60, which places Cigna in the undervalued category. The stock is considered undervalued when the price is below $308.30, and overvalued when the price exceeds $376.82.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Cigna, the fair value range lies between $308.30 and $376.82.


See the full price target analysis for Cigna →

Analyst Ratings for Cigna stock in 2026: Buy

24 analysts cover Cigna. The majority is positive, with 70.8% recommending Buy, while 29.2% recommend Hold. The average price target is $342.56, which gives an upside of 15.9% from the current price.

Consensus: Buy (4.21/5)
Strong Buy
12 (50%)
Buy
5 (20.8%)
Hold
7 (29.2%)
Strong Sell Sell Hold Buy Strong Buy
4.21 out of 5 based on 24 analysts

About Cigna – Healthcare Plans

The Cigna Group, together with its subsidiaries, provides insurance and related products and services in the United States. It operates through two segments: Evernorth Health Services and Cigna Healthcare. The Evernorth Health Services segment includes Pharmacy Benefit Services and Specialty and Care Services, offering pharmacy benefit management, drug claim adjudication, retail pharmacy network administration, benefit design consultation, drug utilization review, drug formulary management, pharmacy benefits, home delivery pharmacy, specialty pharmacy, specialty pharmaceutical distribution, and clinical programs for whole-person health outcomes. The Cigna Healthcare segment comprises U.S. Healthcare and International Health, delivering comprehensive medical and coordinated solutions such as employer medical plans, individual and family plans, behavioral health, consumer health engagement, dental, pharmacy management, stop-loss insurance, global health care, and local health care solutions, as well as health care benefits for mobile individuals and employees of multinational organizations. The company offers other operations, including corporate-owned life insurance, reinsurance, and certain run-off and non-strategic businesses. The company distributes its products and services through brokers and consultants; directly to employers, unions and other groups, or individuals; and private and public exchanges. The company was formerly known as Cigna Corporation and changed its name to The Cigna Group in February 2023. The company was founded in 1792 and is headquartered in Bloomfield, Connecticut. Read more about the company

Key Figures for Cigna

$77.4B Market cap
$286B Revenue
Healthcare Plans Industry
12.94 P/E
0.27 P/S
1.82 P/B
United States Listed on exchange

What kind of stock is Cigna?

Dividend stock Value stock Momentum stock

Cigna is classified as a dividend stock and value stock and momentum stock. This means the stock combines several attractive traits, including a dividend of 2.1%, and strong price momentum.

Score Overview for Cigna

💰 Value Score 88/100 (Very High)
⭐ Quality Score 61/100 (High)
🚀 Momentum Score 78/100 (High)
📊 Total Score 75/100

⚠️ 2 red flags identified

Our analysis has identified 2 potential risk factors in Cigna that investors should be aware of.

⚠️ High debt: The debt-to-equity ratio is 279% – the company carries considerably more debt than equity, which raises the financial risk.
⚠️ Falling earnings: Quarterly earnings have fallen 22% year over year – the company's profitability is under pressure.

📈 Valuation

Cigna trades at a P/E ratio of 12.9, which is below the market average and can point to an attractive price. The forward P/E is 8.7 (32% lower), which suggests the market expects rising earnings. The P/S ratio is 0.3 (low — potentially undervalued relative to revenue). The P/B ratio is 1.8. The PEG ratio is 0.81 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Cigna has a profit margin of 2.1% (moderate) and an operating margin of 3.5%. Return on equity (ROE) is 15.7% — solid return on equity. Return on assets (ROA) is 4.3%. The latest quarterly earnings grew -21.6% year over year — falling earnings.

🏦 Financial Health

The Piotroski score is 8 out of 9 — excellent financial health. Altman Z2 is 1.51 (middle zone — moderate). The debt-to-equity ratio (D/E) is 279.4% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 2.86%.

Cigna Dividend 2026: 2.1% Dividend Yield

Dividend Key Figures for Cigna

Dividend yield
2.05%
Latest dividend per share
1.56 USD
Payout ratio
19.7%
Low
Dividend growth (5 years)
+524.0%
Avg. annual dividend (3 years)
5.96 USD

When does Cigna pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
December 3, 2026
Next dividend payment
December 17, 2026
Latest payment date
December 17, 2026

How much does Cigna pay in dividends?

Cigna pays dividends to its shareholders. The most recently paid dividend was 1.56 USD per share, which corresponds to a dividend yield of 2.05%. Over the last 5 years, the annual dividend has grown by 524.0%, which shows positive dividend growth.

The payout ratio is 19.7%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Cigna

We have registered dividend payments for Cigna since Dec 6, 2021. In that period the stock has paid a dividend 20 times, most recently on Sep 8, 2026. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrency
2026-12-032026-12-171.56USD
2026-09-082026-09-231.56USD
2026-06-042026-06-181.56USD
2026-03-052026-03-191.56USD
2025-12-042025-12-181.51USD
2025-09-042025-09-181.51USD
2025-06-032025-06-181.51USD
2025-03-052025-03-201.51USD
2024-12-042024-12-191.40USD
2024-09-042024-09-191.40USD
2024-06-042024-06-201.40USD
2024-03-052024-03-211.40USD
2023-12-052023-12-211.23USD
2023-09-052023-09-211.23USD
2023-06-062023-06-221.23USD
2023-03-072023-03-231.23USD
2022-12-052022-12-211.12USD
2022-09-062022-09-221.12USD
2022-06-072022-06-231.12USD
2022-03-082022-03-241.12USD
2021-12-062021-12-221.00USD

Insider Trading in Cigna 2026: Only sells

In 2026, insiders at Cigna have made 20 transactions – split into 1 purchases and 19 sales. On a net basis, insiders took $65,765,888 out of the stock. Active insiders include Cordani David, Neville Everett, Jones Nicole S and others. Over the last 3 months: only sells.

Last 3 Months: Only sells

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 2 sales. A net $923,775 out of the stock.

All Transactions: Mostly sells

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 1 purchases and 19 sales. A net $65,765,888 out of the stock.

Latest purchase: Cordani David bought 4,134 shares at $241.88 each on 2025-11-03. The stock has since risen 22.2%.

Latest sale: Neville Everett sold 617 shares at $284.05 each on 2026-09-03.

Who is buying: Cordani David.

Who is selling: Neville Everett, Jones Nicole S, Kates Jamie G, Cordani David, Evanko Brian C and others.

Latest Insider Trades in Cigna (2026)

The table shows the last 20 reported insider transactions in Cigna. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share (USD) Total amount (USD)
2026-09-03 Neville Everett Sell 617 284.05 175,259
2026-08-18 Jones Nicole S Sell 2,677 279.61 748,516
2026-08-04 Jones Nicole S Sell 14,045 276.27 3,880,212
2026-06-12 Kates Jamie G Sell 899 298.61 268,450
2026-05-12 Cordani David Sell 103,595 298.53 30,926,215
2026-03-02 Neville Everett Sell 1,719 288.91 496,636
2026-03-02 Jones Nicole S Sell 2,307 288.91 666,515
2025-11-03 Cordani David Buy 4,134 241.88 999,932
2025-10-03 Evanko Brian C Sell 5,368 300.00 1,610,400
2025-08-15 Jones Nicole S Sell 13,155 300.00 3,946,500

Who is buying and selling Cigna shares in 2026?

The following insiders have bought shares in Cigna: Cordani David. In total, $999,932 was bought across 1 transactions. The following insiders have sold shares: Neville Everett, Jones Nicole S, Kates Jamie G, Cordani David, Evanko Brian C and others. In total, $66,765,820 was sold across 19 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Cigna Short Selling 2026: 2.9% Sold Short

Moderate short interest: 2.9% of the free float
Short % of free float
2.9%
Assessment
Moderate short interest
Short squeeze risk
Low
Data source
EODHD
Reported about twice a month
The stock has a moderate share of short selling. Between 2-5% of the freely traded shares are sold short, which is within the normal range for most stocks.

Short interest comes from our data provider EODHD. The figure is reported about twice a month; we check it every trading day.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
▲
2.9%

When Does Cigna Report Earnings?

The next earnings date for Cigna is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Cigna 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated November 10, 2026.

Trend Analysis of Cigna Corporation

Cigna Corporation is in a short-term downtrend. The price of $295.60 is 1.3% below the 20-day average ($299.40). Medium term, the picture is positive: the price is 3.4% above the 50-day average ($285.99). Long term, the stock is 5.5% above the 200-day average ($280.18), which confirms a long-term uptrend.

Golden Cross: The 50-day average (285.99) is above the 200-day average (280.18), which is a classic bullish signal for Cigna Corporation.

Is Cigna Corporation overbought or oversold?

Cigna Corporation has an RSI of 51.3, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for Cigna Corporation

Daily MACD: MACD is positive (3.478), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (4.838) by 1.360, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (4.159), which indicates a broader bullish long-term trend. MACD5 is above the signal line (1.596) by 2.563, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Cigna Corporation

Cigna Corporation has an annual standard deviation of 26.8%, which classifies the stock as Balanced. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Cigna Corporation

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (3.478). Weekly bullish (4.159).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 51.3 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Who Owns Cigna?

The three largest owners of Cigna are BlackRock Inc (8.9%), Vanguard Capital Management, LLC (6.6%) and State Street Corp (4.8%). The percentage is their share of the stock, as of Sep 30, 2026. Source: our data provider EODHD.

The 10 Largest Institutions

InstitutionStakeChange
BlackRock Inc8.89%+3.7%
Vanguard Capital Management, LLC6.56%+0.9%
State Street Corp4.81%+3.2%
Dodge & Cox4.62%+5.3%
Massachusetts Financial Services Company3.96%−9.9%
Sanders Capital, LLC3.83%−0.5%
FMR Inc3.04%−26.8%
Geode Capital Management, LLC2.38%+1.1%
Vanguard Portfolio Management, LLC2.36%+1.1%
GQG Partners LLC2.24%−1.6%

As of Sep 30, 2026. "Change" is the change in shares held since the holder's previous report.

The 5 Largest Funds

FundStakeChange
Vanguard MStar Total Stk Mkt Idx Invest3.18%−0.2%
Dodge & Cox Stock I3.09%+1.8%
Vanguard 500 Index Investor2.63%−1.2%
MFS Value A1.55%−2.9%
iShares Core S&P 500 ETF1.34%+0.2%

As of Oct 30, 2026. A fund may be managed by one of the institutions above, so the two lists cannot be added together.

Frequently Asked Questions About Cigna stock in 2026

Should you buy Cigna stock now?
Yes, the technical signal for Cigna is currently Strong Buy. Cigna trades at $295.60 as of Nov 10, 2026. The technical analysis shows the following: MACD is positive (bullish trend) at 3.478 with falling momentum (signal: 4.838); RSI is at 51.3 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $342.56 points to 15.9% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Cigna stock?
The average analyst price target for Cigna is $342.56. The current price is $295.60, which gives an upside of 15.9%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $308.30 and $376.82.
Is Cigna a dividend stock?
Yes, Cigna is a dividend stock with a dividend yield of 2.05%. The latest dividend was $1.56 per share. The latest ex-dividend date (traded without the dividend) was Dec 3, 2026. The payout ratio is 19.7%, which is considered sustainable. The next dividend payment is scheduled for Dec 17, 2026.
When does Cigna pay a dividend in 2026?
Cigna pays its next dividend on Dec 17, 2026. The latest dividend was $1.56 per share with an ex-dividend date of Dec 3, 2026. The dividend yield is 2.05%. The payout ratio of 19.7% points to a sustainable dividend with room to grow.
What is the risk of Cigna stock?
Cigna is rated as a stock in the risk category Balanced. the annual standard deviation is 26.8%, which classifies the stock as Balanced.
Is Cigna overvalued?
No, Cigna is considered undervalued based on the analyst price target (15.9% upside). Cigna has the following valuation ratios: a P/E ratio of 12.9 (moderately valued), a P/S ratio of 0.3, a P/B ratio of 1.8. The analyst price target suggests that the stock is undervalued by 15.9%.
Is Cigna overbought?
No, Cigna is not overbought. RSI is at 51.3 (neutral zone). The technical indicators show: RSI is at 51.3 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 1.3% below the 20-day average (short-term downtrend). In addition, MACD is positive, but momentum is falling.
When is the next Cigna earnings report?
The date of the next earnings report for Cigna has not been published yet. Check the company's investor calendar for updates.
Is Cigna shorted?
Yes, Cigna is shorted with 2.9% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying Cigna stock?
No, insiders are not buying Cigna shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 2 sales. On a net basis, 923,775 USD worth of shares were sold. Across the last 20 reported transactions, the split is 1 purchases and 19 sales, with a net 65,765,888 USD sold. Active sellers include Neville Everett, Jones Nicole S, Kates Jamie G and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Cigna a good stock?
Based on our total score, Cigna is rated as a good stock with a total score of 75 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 88/100, Quality: 61/100, Momentum: 78/100. In addition: analysts see 15.9% upside to the price target; a dividend of 2.05%. Whether now is the time to buy is a separate question: the technical signal is Strong Buy. Whether Cigna is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Cigna stock?
The outlook for Cigna based on current data: the average analyst price target is $342.56 (+15.9%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 12.9 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Cigna stock moving?
Cigna is stable right now. The technical indicators show: the price is close to the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Cigna go?
The average analyst price target for Cigna is $342.56, which corresponds to a potential gain of 15.9% from the current price of $295.60. The stock has traded between $253.76 and $318.05 over the last 52 weeks. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Cigna fall?
The stock has traded as low as $253.76 over the last 52 weeks — that is 14.2% below the current price of $295.60. The biggest decline (drawdown) in the same period was 20.2% from high to low. Within a year, the price typically swings about ±26.8% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Cigna do?
The Cigna Group, together with its subsidiaries, provides insurance and related products and services in the United States. It operates through two segments: Evernorth Health Services and Cigna Healthcare. The Evernorth Health Services segment includes Pharmacy Benefit Service... The company belongs to the Healthcare sector, more specifically the Healthcare Plans industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Cigna as an investment.
Did Cigna raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Cigna. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Cigna making money or losing money?
Yes, Cigna is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 2.1% — which is modest. The operating margin (profit before interest and taxes) is 3.5%. At a P/E ratio of 12.9, you currently pay 12.9 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Cigna go bankrupt?
The bankruptcy risk of Cigna is rated as moderate. Altman Z2 (a model for assessing financial distress) is 1.51 — that places the company in the middle zone. The Piotroski score (financial health 0-9, higher is better) is 8 — which is strong. Debt relative to equity is 279% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Cigna have a lot of debt?
Yes, Cigna has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 279%. For the healthcare sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. In healthcare, 80-150% is typical — large pharma companies carry debt for research and acquisitions. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Cigna service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 7.3x, and net debt equals 2.0 years of earnings (EBITDA).

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