Wells Fargo (WFC.US) Price Target 2026/2027: 25% Upside – Rating and Stock Analysis

81.51
Price history for Wells Fargo (WFC.US) – stock price at $81.51, October 2026
Wells Fargo stock price – price development 2026. Updated Oct 7, 2026.
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Wells Fargo Price Target 2026: Analysts See 23% Upside

The average price target for Wells Fargo is $100.54. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 23.35% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Wells Fargo overvalued or undervalued?

Wells Fargo is currently undervalued with a gap of 23.3% relative to the price target.


The current price is $81.51, which places Wells Fargo in the undervalued category. The stock is considered undervalued when the price is below $90.49, and overvalued when the price exceeds $110.59.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Wells Fargo, the fair value range lies between $90.49 and $110.59.


See the full price target analysis for Wells Fargo →

Analyst Ratings for Wells Fargo stock in 2026: Buy

24 analysts cover Wells Fargo. The majority is positive, with 66.7% recommending Buy, while 33.3% recommend Hold. The average price target is $100.54, which gives an upside of 23.3% from the current price.

Consensus: Buy (4.08/5)
Strong Buy
10 (41.7%)
Buy
6 (25%)
Hold
8 (33.3%)
Strong Sell Sell Hold Buy Strong Buy
4.08 out of 5 based on 24 analysts

About Wells Fargo – Banks - Diversified

Wells Fargo is a large bank. It makes money by offering banking services, loans, and investments to people and businesses.

The company operates through four main business areas.

The first is consumer banking and lending. Here, Wells Fargo sells checking and savings accounts and credit cards. It also offers loans for homes, cars, and small businesses.

The second area is Commercial Banking. This part serves privately owned and family-owned companies. It sells banking and credit products, as well as leasing (a way for businesses to use equipment or vehicles by paying over time instead of buying them outright).

The third and fourth areas are Corporate and Investment Banking, which serves larger businesses and financial institutions, and Wealth and Investment Management, which helps individuals manage their savings and investments.

Wells Fargo operates in the United States and internationally. Its customers include individual consumers, families, small businesses, and larger companies.

The company was founded in 1852. Today, it employs more than 230,000 people, making it one of the largest companies in the financial industry.
Read more about the company

Key Figures for Wells Fargo

$243B Market cap
$83.0B Revenue
Banks - Diversified Industry
11.70 P/E
2.93 P/S
1.50 P/B
United States Listed on exchange

What kind of stock is Wells Fargo?

Dividend stock Growth stock Value stock Quality stock

Wells Fargo is classified as a dividend stock and growth stock and value stock and quality stock. This means the stock combines several attractive traits, including a dividend of 2.2%, strong financial health (Piotroski 7/9).

Score Overview for Wells Fargo

💰 Value Score 88/100 (Very High)
⭐ Quality Score 84/100 (Very High)
🚀 Momentum Score 56/100 (Neutral)
📊 Total Score 76/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Wells Fargo that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 976% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Wells Fargo trades at a P/E ratio of 11.7, which is below the market average and can point to an attractive price. The forward P/E is 10.2 (12% lower), which suggests the market expects rising earnings. The P/S ratio is 2.9. The P/B ratio is 1.5. The PEG ratio is 1.39.

💵 Profitability & Growth

Wells Fargo has a profit margin of 27.2% (excellent) and an operating margin of 37.4%. Return on equity (ROE) is 12.6% — solid return on equity. Return on assets (ROA) is 1.1%. The latest quarterly earnings grew 25.0% year over year.

🏦 Financial Health

The Piotroski score is 7 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 976.3% — high debt, which raises the risk.

Wells Fargo Dividend 2026: 2.2% Dividend Yield

Dividend Key Figures for Wells Fargo

Dividend yield
2.23%
Latest dividend per share
0.50 USD
Payout ratio
26.9%
Low
Dividend growth (6 years)
+14.8%
Avg. annual dividend (3 years)
1.25 USD

When does Wells Fargo pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
August 7, 2026
Latest payment date
September 1, 2026

How much does Wells Fargo pay in dividends?

Wells Fargo pays dividends to its shareholders. The most recently paid dividend was 0.50 USD per share, which corresponds to a dividend yield of 2.23%. Over the last 6 years, the annual dividend has grown by 14.8%, which shows positive dividend growth.

The payout ratio is 26.9%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Wells Fargo

We have registered dividend payments for Wells Fargo since Feb 6, 2020. In that period the stock has paid a dividend 25 times, most recently on Aug 7, 2026. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrency
2026-08-072026-09-010.50USD
2026-05-082026-06-010.45USD
2026-02-062026-03-010.45USD
2025-11-072025-12-010.45USD
2025-05-092025-06-010.40USD
2024-11-082024-12-010.40USD
2024-08-092024-09-010.40USD
2024-05-092024-06-010.35USD
2024-02-012024-03-010.35USD
2023-11-022023-12-010.35USD
2023-08-032023-09-010.35USD
2023-05-042023-06-010.30USD
2023-02-022023-03-010.30USD
2022-11-032022-12-010.30USD
2022-08-042022-09-010.30USD
2022-05-052022-06-010.25USD
2022-02-032022-03-010.25USD
2021-11-042021-12-010.20USD
2021-08-052021-09-010.20USD
2021-05-062021-06-010.10USD
2021-02-042021-03-010.10USD
2020-11-052020-12-010.10USD
2020-08-062020-09-010.10USD
2020-05-072020-06-010.51USD
2020-02-062020-03-010.51USD

Insider Trading in Wells Fargo 2026: The Signal Is negative

In 2026, insiders at Wells Fargo have made 10 transactions, all of which were sales. On a net basis, insiders took $32,083,300 out of the stock. Active insiders include Patterson Ellen R, Engle Bridget E., Ellen R Patterson and others.

Short-Term Signal (3 months): No activity

There has been no insider trading in the last 3 months.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 10 transactions: 0 purchases and 10 sales. A net $32,083,300 out of the stock.

Latest sale: Patterson Ellen R sold 60,000 shares at $87.40 each on 2026-02-26.

Who is selling: Patterson Ellen R, Engle Bridget E., Ellen R Patterson, Bridget E Engle, Santos Kleber and others.

Latest Insider Trades in Wells Fargo (2026)

The table shows the last 10 reported insider transactions in Wells Fargo. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-02-26 Patterson Ellen R Sell 60,000 87 5,244,000
2026-02-26 Engle Bridget E. Sell 30,000 87 2,613,000
2026-02-26 Ellen R Patterson Sell 60,000 87 5,244,000
2026-02-26 Bridget E Engle Sell 30,000 87 2,613,000
2026-02-20 Santos Kleber Sell 25,000 88 2,193,000
2026-02-20 Kleber Santos Sell 25,000 88 2,193,000
2024-10-16 Williams Ather III Sell 60,000 64 3,822,000
2024-10-16 Ather Williams III Sell 60,000 64 3,822,000
2024-10-14 Van Beurden Saul Sell 35,000 62 2,169,650
2024-10-14 Beurden Saul Van Sell 35,000 62 2,169,650

Who is buying and selling Wells Fargo shares in 2026?

The following insiders have sold shares: Patterson Ellen R, Engle Bridget E., Ellen R Patterson, Bridget E Engle, Santos Kleber and others. In total, $32,083,300 was sold across 10 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

When Does Wells Fargo Report Earnings – Next Date: Oct 13, 2026

The next earnings report from Wells Fargo is scheduled for October 13, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Wells Fargo 2026 – Signal: Sell

Overall Technical Signal: Sell

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated October 7, 2026.

Technical analysis of Wells Fargo (WFC.US) – RSI 39, MACD negative (bearish), daily candlestick chart October 2026
Wells Fargo technical analysis – candlestick chart with RSI, MACD and volume profile. Updated Oct 7, 2026.

Trend Analysis of Wells Fargo & Company

Wells Fargo & Company is in a short-term downtrend. The price of $81.51 is 3.5% below the 20-day average ($84.48). Medium term, the picture is negative: the price is 5.1% below the 50-day average ($85.88). Long term, the stock is 2.9% below the 200-day average ($83.95), which signals a long-term downtrend.

Golden Cross: The 50-day average (85.88) is above the 200-day average (83.95), which is a classic bullish signal for Wells Fargo & Company.

Is Wells Fargo & Company overbought or oversold?

Wells Fargo & Company has an RSI of 39.1. The stock sits in the lower part of the neutral zone, which points to weak momentum without being oversold. In the current downtrend, be careful about reading this as a buying opportunity.

MACD Analysis for Wells Fargo & Company

Daily MACD: MACD is negative (-1.725), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is below the signal line (-1.393) by 0.332, which confirms growing negative momentum in the downtrend.

Weekly MACD: MACD5 is positive (0.654), which indicates a broader bullish long-term trend. MACD5 is below the signal line (1.117) by 0.463, which suggests the long-term momentum is fading – the positive trend could come under pressure.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The long-term trend is bullish, but the short-term trend is bearish. Short-term momentum is still falling – a deeper pullback is possible.

Risk Profile for Wells Fargo & Company

Wells Fargo & Company has an annual standard deviation of 26.6%, which classifies the stock as Balanced. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Wells Fargo & Company

Trend: Negative. The price trades below SMA50 and SMA200.

MACD trend (zero line): Daily bearish (-1.725). Weekly bullish (0.654).

MACD momentum (signal): Daily falling. Weekly falling.

RSI: 39.1 – neutral.

Technical signal: Sell

The trend is negative and MACD is below the zero line, which confirms the bearish momentum. Consider reducing the position or setting a stop-loss.

Frequently Asked Questions About Wells Fargo stock in 2026

Should you buy Wells Fargo stock now?
No, the technical signal for Wells Fargo is currently Sell. Wells Fargo trades at $81.51 as of Oct 7, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -1.725 with falling momentum (signal: -1.393); RSI is at 39.1 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $100.54 points to 23.3% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for Wells Fargo stock?
The average analyst price target for Wells Fargo is $100.54. The current price is $81.51, which gives an upside of 23.3%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $90.49 and $110.59.
Is Wells Fargo a dividend stock?
Yes, Wells Fargo is a dividend stock with a dividend yield of 2.23%. The latest dividend was $0.50 per share. The latest ex-dividend date (traded without the dividend) was Aug 7, 2026. The payout ratio is 26.9%, which is considered sustainable.
When does Wells Fargo pay a dividend in 2026?
The next dividend date for Wells Fargo has not been set yet. The latest ex-dividend date (last trading day with dividend rights) was Aug 7, 2026. The latest dividend was $0.50 per share with an ex-dividend date of Aug 7, 2026. The dividend yield is 2.23%. The payout ratio of 26.9% points to a sustainable dividend with room to grow.
What is the risk of Wells Fargo stock?
Wells Fargo is rated as a stock in the risk category Balanced. the annual standard deviation is 26.6%, which classifies the stock as Balanced.
Is Wells Fargo overvalued?
No, Wells Fargo is considered undervalued based on the analyst price target (23.3% upside). Wells Fargo has the following valuation ratios: a P/E ratio of 11.7 (moderately valued), a P/S ratio of 2.9, a P/B ratio of 1.5. The analyst price target suggests that the stock is undervalued by 23.3%.
Is Wells Fargo overbought?
No, Wells Fargo is not overbought. RSI is at 39.1 (neutral zone). The technical indicators show: RSI is at 39.1 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 3.5% below the 20-day average (short-term downtrend). In addition, MACD is negative with falling momentum (bearish).
When is the next Wells Fargo earnings report?
Wells Fargo reports its next earnings on October 13, 2026. The stock currently trades at $81.51. With a P/E ratio of 11.7, the market will be watching closely whether earnings meet expectations.
Is Wells Fargo shorted?
There is currently no registered short interest for Wells Fargo, or the data is not available.
Are insiders buying Wells Fargo stock?
No, insiders are not buying Wells Fargo shares – they are net sellers. Across the last 10 reported transactions, the split is 0 purchases and 10 sales, with a net 32,083,300 $ sold. Active sellers include Patterson Ellen R, Engle Bridget E., Ellen R Patterson and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Wells Fargo a good stock?
Based on our total score, Wells Fargo is rated as a good stock with a total score of 76 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 88/100, Quality: 84/100, Momentum: 56/100. In addition: analysts see 23.3% upside to the price target; a dividend of 2.23%; technical signal: Sell. Whether Wells Fargo is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Wells Fargo stock?
The outlook for Wells Fargo based on current data: the average analyst price target is $100.54 (+23.3%); the stock is in a downtrend (below SMA50 and SMA200); the next earnings report is due on Oct 13, 2026, which can move the price; the P/E ratio is 11.7 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Wells Fargo stock falling?
Wells Fargo is falling right now. The technical indicators show: the price is 3.5% below the 20-day average; MACD is negative with falling momentum (bearish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Wells Fargo go?
The average analyst price target for Wells Fargo is $100.54, which corresponds to a potential gain of 23.3% from the current price of $81.51. The stock has traded between $72.36 and $96.18 over the last 52 weeks. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Wells Fargo fall?
The stock has traded as low as $72.36 over the last 52 weeks — that is 11.2% below the current price of $81.51. The biggest decline (drawdown) in the same period was 24.8% from high to low. Within a year, the price typically swings about ±26.6% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Wells Fargo do?
Wells Fargo is a large bank. It makes money by offering banking services, loans, and investments to people and businesses. The company operates through four main business areas. The first is consumer banking and lending. Here, Wells Fargo sells checking and savings accounts ... The company belongs to the Financial Services sector, more specifically the Banks - Diversified industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Wells Fargo as an investment.
Did Wells Fargo raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Wells Fargo. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Wells Fargo making money or losing money?
Yes, Wells Fargo is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 27.2% — which is excellent. The operating margin (profit before interest and taxes) is 37.4%. At a P/E ratio of 11.7, you currently pay 11.7 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Wells Fargo go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Wells Fargo, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Wells Fargo have a lot of debt?
Yes, Wells Fargo has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 976%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.

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