Visa (V.US) Price Target and Rating 2026/2027

367,14
-0,38%
Price history for Visa (V.US) – stock price at 367.14 $, August 2026
Visa stock price – price development 2026. Updated Aug 6, 2026.
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Visa Price Target 2026: Analysts See 13% Upside

The average price target for Visa is $414.12. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 12,80% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Visa overvalued or undervalued?

Visa is currently undervalued with a gap of 12.8% relative to the price target.


The current price is $367.14, which places Visa in the undervalued category. The stock is considered undervalued when the price is below $372.71, and overvalued when the price exceeds $455.53.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Visa, the fair value range lies between $372.71 and $455.53.


See the full price target analysis for Visa →

Analyst Ratings for Visa stock in 2026: Buy

41 analysts cover Visa. There is broad agreement on a positive view — 80.5% recommend buying. The average price target is $414.12, which gives an upside of 12.8% from the current price.

Consensus: Buy (4.34/5)
Strong Buy
23 (56.1%)
Buy
10 (24.4%)
Hold
7 (17.1%)
Sell
1 (2.4%)
Strong Sell Sell Hold Buy Strong Buy
4.34 out of 5 based on 41 analysts

About Visa – Credit Services

Visa Inc. driver en global betalingsteknologi, der forbinder folk, banker og forretninger. De tjener primært penge på at drive VisaNet, deres store netværk, som håndterer godkendelse og afregning af transaktioner over hele verden. Når du bruger dit kort, uanset om det er et Visa, Visa Electron eller VPAY, er det dem, der får det til at virke. Udover selve kortene leverer Visa også platforme og andre services til deres partnere. Virksomheden blev grundlagt i 1958, og selvom de har hovedkvarter i San Francisco, er deres betalingsløsninger i brug i næsten alle lande. Visa er kort sagt den usynlige motor bag mange af de digitale betalinger, vi bruger hver dag. Read more about the company

Key Figures for Visa

$ 690B Market cap
$ 44,5B Revenue
Credit Services Industry
31.45 P/E
15.51 P/S
19.72 P/B
USA Listed on exchange
visa.com Website

What kind of stock is Visa?

Momentum stock

Visa is classified as a momentum stock with a momentum score in the top 15% of all stocks. The price has risen 0.0% over the long term.

Score Overview for Visa

💰 Value Score 20/100 (Low)
⭐ Quality Score 96/100 (Very High)
🚀 Momentum Score 85/100 (Very High)
📊 Total Score 67/100

📈 Valuation

Visa trades at a P/E ratio of 31.5, which is above the market average. The forward P/E is 24.4 (22% lower), which suggests the market expects rising earnings. The P/S ratio is 15.5 (high — the market pays a premium for the revenue). The P/B ratio is 19.7. The PEG ratio is 1.66.

💵 Profitability & Growth

Visa has a profit margin of 50.8% (excellent) and an operating margin of 66.1%. Return on equity (ROE) is 61.2% — excellent return on equity. Return on assets (ROA) is 19.1%. The latest quarterly earnings grew 10.2% year over year.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 141.5% — moderate debt.

🚀 Momentum & Short Interest

Short interest is 1.39% — low, the market does not expect a decline.

Visa Dividend 2026: 0.7% Dividend Yield

Dividend Key Figures for Visa in 2026

Dividend yield
0.73%
Dividend per share
0.67 USD
Payout ratio
21.0%
Low
Dividend growth (5 years)
+3.3%
Avg. annual dividend (3 years)
1.76 USD

When does Visa pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
August 11, 2026
Next dividend payment
September 1, 2026
Latest payment date
September 1, 2026

How much does Visa pay in dividends?

Visa pays dividends to its shareholders. The most recently paid dividend was 0.67 USD per share, which corresponds to a dividend yield of 0.73%. Over the last 5 years, the annual dividend has grown by 3.3%, which shows positive dividend growth.

The payout ratio is 21.0%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Visa

We have registered dividend payments for Visa since 2020-02-13. In that period the stock has paid a dividend 30 times, most recently on 2026-08-11. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-08-112026-09-010.67USDUnknown period
2026-05-122026-06-010.67USDUnknown period
2026-05-122026-06-010.67USDUnknown period
2026-05-122026-06-010.67USDUnknown period
2026-05-122026-06-010.67USDUnknown period
2026-05-122026-06-010.67USDUnknown period
2026-05-122026-06-010.67USDUnknown period
2026-02-102026-03-020.67USDUnknown period
2025-11-122025-12-010.67USDUnknown period
2025-08-122025-09-020.59USDUnknown period
2024-11-122024-12-020.59USDUnknown period
2024-08-092024-09-030.52USDUnknown period
2024-05-162024-06-030.52USDUnknown period
2024-02-082024-03-010.52USDUnknown period
2023-11-082023-12-010.52USDUnknown period
2023-08-102023-09-010.45USDUnknown period
2023-05-112023-06-010.45USDUnknown period
2023-02-092023-03-010.45USDUnknown period
2022-11-092022-12-010.45USDUnknown period
2022-08-112022-09-010.38USDUnknown period
2022-05-122022-06-010.38USDUnknown period
2022-02-102022-03-010.38USDUnknown period
2021-11-102021-12-070.38USDUnknown period
2021-08-122021-09-010.32USDUnknown period
2021-05-132021-06-010.32USDUnknown period
2021-02-112021-03-010.32USDUnknown period
2020-11-122020-12-010.32USDUnknown period
2020-08-132020-09-010.30USDUnknown period
2020-05-132020-06-020.30USDUnknown period
2020-02-132020-03-030.30USDUnknown period

Insider Trading in Visa 2026: The Signal Is negative

In 2026, insiders at Visa have made 20 transactions, all of which were sales. On a net basis, insiders took 110,289,480 $ out of the stock. Active insiders include MAHON TULLIER KELLY, ROTTENBERG JULIE B, MCINERNEY RYAN and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 5 sales. A net 28,535,227 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 110,289,480 $ out of the stock.

Latest sale: MAHON TULLIER KELLY sold 37,281 shares at 365 $ each on 2026-07-30.

Who is selling: MAHON TULLIER KELLY, ROTTENBERG JULIE B, MCINERNEY RYAN, Suh Chris, Lloyd Carney and others.

Latest Insider Trades in Visa (2026)

The table shows the last 20 reported insider transactions in Visa. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-07-30 MAHON TULLIER KELLY Sell 37,281 365 13,600,482
2026-07-02 ROTTENBERG JULIE B Sell 2,027 360 729,720
2026-07-01 MCINERNEY RYAN Sell 10,490 345 3,614,330
2026-06-29 MCINERNEY RYAN Sell 20,970 340 7,135,043
2026-05-12 Suh Chris Sell 10,639 325 3,455,654
2026-04-29 MCINERNEY RYAN Sell 31,455 340 10,699,104
2026-03-11 Lloyd Carney Sell 650 310 201,253
2026-03-11 CARNEY LLOYD Sell 650 310 201,253
2026-02-15 Taneja Rajat Sell 35,537 314 11,161,461
2026-02-15 MCINERNEY RYAN Sell 1,092 314 342,975

Who is buying and selling Visa shares in 2026?

The following insiders have sold shares: MAHON TULLIER KELLY, ROTTENBERG JULIE B, MCINERNEY RYAN, Suh Chris, Lloyd Carney and others. In total, 110,289,480 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Visa Short Selling 2026: 1.4% Sold Short

Low short interest: 1.4% of the free float
Short % of free float
1.4%
Assessment
Low short interest
Short squeeze risk
Low
Data source
SEC
Updated daily
The stock has a low share of short selling. Less than 2% of the freely traded shares are sold short, which points to limited bearish sentiment.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
1.4%

When Does Visa Report Earnings?

The next earnings date for Visa is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Visa 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Visa (V.US) – RSI 64, MACD positive (bullish), daily candlestick chart August 2026
Visa technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Visa Inc

Visa Inc is in a short-term uptrend. The price of $368.54 is 2.4% above the 20-day average ($360.05). Medium term, the picture is positive: the price is 7.5% above the 50-day average ($342.71). Long term, the stock is 11.7% above the 200-day average ($329.87), which confirms a long-term uptrend.

Golden Cross: The 50-day average (342.71) is above the 200-day average (329.87), which is a classic bullish signal for Visa Inc.

Is Visa Inc overbought or oversold?

Visa Inc has an RSI of 64.2. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Visa Inc

Daily MACD: MACD is positive (7.017), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (7.037) by 0.020, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (9.050), which indicates a broader bullish long-term trend. MACD5 is above the signal line (2.829) by 6.221, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Visa Inc

Visa Inc has an annual standard deviation of 21.9%, which classifies the stock as low risk. Price swings are limited, and the stock suits conservative investors.

Overall Technical Conclusion for Visa Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (7.017). Weekly bullish (9.050).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 64.2 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Visa stock in 2026

Should you buy Visa stock now?
Yes, the technical signal for Visa is currently BUY. Visa trades at $367.14 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 7.017 with falling momentum (signal: 7.037); RSI is at 64.2 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $414.12 points to 12.8% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Visa stock?
The average analyst price target for Visa is $414.12. The current price is $367.14, which gives an upside of 12.8%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $372.71 and $455.53.
Is Visa a dividend stock?
Yes, Visa is a dividend stock with a dividend yield of 0.73%. The latest dividend was $0.67 per share. The latest ex-dividend date (traded without the dividend) was 8/11/2026. The payout ratio is 21.0%, which is considered sustainable. The next dividend payment is scheduled for 9/1/2026.
When does Visa pay a dividend in 2026?
Visa pays its next dividend on 9/1/2026. The latest dividend was $0.67 per share with an ex-dividend date of 8/11/2026. The dividend yield is 0.73%. The payout ratio of 21.0% points to a sustainable dividend with room to grow.
What is the risk of Visa stock?
Visa is rated as a stock with low risk. the annual standard deviation is 21.9%, which classifies the stock as low risk.
Is Visa overvalued?
No, Visa is considered undervalued based on the analyst price target (12.8% upside). Visa has the following valuation ratios: a P/E ratio of 31.5 (highly valued), a P/S ratio of 15.5, a P/B ratio of 19.7. The analyst price target suggests that the stock is undervalued by 12.8%.
Is Visa overbought?
No, Visa is not overbought. RSI is at 64.2 (neutral zone). The technical indicators show: RSI is at 64.2 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 2.0% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next Visa earnings report?
The date of the next earnings report for Visa has not been published yet. Check the company's investor calendar for updates.
Is Visa shorted?
Yes, Visa is shorted with 1.4% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying Visa stock?
No, insiders are not buying Visa shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 5 sales. On a net basis, 28,535,227 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 110,289,480 $ sold. Active sellers include MAHON TULLIER KELLY, ROTTENBERG JULIE B, MCINERNEY RYAN and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Visa a good stock?
Based on our total score, Visa is rated as a good stock with a total score of 67 out of 100. The stock scores above average on value, quality and momentum – it is among the top 33% in our database. The score is made up of Value: 20/100, Quality: 96/100, Momentum: 85/100. In addition: analysts see 12.8% upside to the price target; a dividend of 0.73%; technical signal: Strong Buy. Whether Visa is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Visa stock?
The outlook for Visa based on current data: the average analyst price target is $414.12 (+12.8%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 31.5 (high – the market expects growth). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Visa stock moving?
Visa is stable right now. The technical indicators show: the price is close to the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Visa go?
The average analyst price target for Visa is $414.12, which corresponds to a potential gain of 12.8% from the current price of $367.14. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Visa fall?
We lack enough history to give a specific floor for Visa. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Visa do?
Visa Inc. driver en global betalingsteknologi, der forbinder folk, banker og forretninger. De tjener primært penge på at drive VisaNet, deres store netværk, som håndterer godkendelse og afregning af transaktioner over hele verden. Når du bruger dit kort, uanset om det er et Vi... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Visa as an investment.
Did Visa raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Visa. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Visa making money or losing money?
Yes, Visa is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 50.8% — which is excellent. The operating margin (profit before interest and taxes) is 66.1%. At a P/E ratio of 31.5, you currently pay 31.5 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Visa go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Visa, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Visa have a lot of debt?
Visa has moderate debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 141%. For the financiel service sector, 80-150% counts as a typical level. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Visa service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 35.3x, and net debt equals 0.4 years of earnings (EBITDA).