Visa (V.US) Price Target and Rating 2026/2027

370.64
Price history for Visa (V.US) – stock price at $370.64, October 2026
Visa stock price – price development 2026. Updated Oct 7, 2026.
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Visa Price Target 2026: Analysts See 13% Upside

The average price target for Visa is $419.36. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 13.14% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Visa overvalued or undervalued?

Visa is currently undervalued with a gap of 13.1% relative to the price target.


The current price is $370.64, which places Visa in the undervalued category. The stock is considered undervalued when the price is below $377.42, and overvalued when the price exceeds $461.30.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Visa, the fair value range lies between $377.42 and $461.30.


See the full price target analysis for Visa →

Analyst Ratings for Visa stock in 2026: Buy

41 analysts cover Visa. There is broad agreement on a positive view — 80.5% recommend buying. The average price target is $419.36, which gives an upside of 13.1% from the current price.

Consensus: Buy (4.34/5)
Strong Buy
23 (56.1%)
Buy
10 (24.4%)
Hold
7 (17.1%)
Sell
1 (2.4%)
Strong Sell Sell Hold Buy Strong Buy
4.34 out of 5 based on 41 analysts

About Visa – Credit Services

Visa Inc. runs a global payment network that connects people, banks and shops. The company makes money mainly by operating VisaNet, its large network that approves and settles payment transactions all over the world. This means VisaNet checks that a payment is valid and then makes sure the money moves from the buyer's bank to the seller's bank. When you use a card, whether it says Visa, Visa Electron or VPAY, it is Visa's network that makes the payment work.

Besides the cards themselves, Visa also offers platforms and other services to its business partners, such as banks and payment companies. The company was founded in 1958. It has its headquarters in San Francisco, but its payment solutions are used in almost every country in the world.

Visa's main customers are banks, financial companies and merchants, rather than individual cardholders directly. In short, Visa works in the background, making many of the digital payments we use every day possible.
Read more about the company

Key Figures for Visa

$675B Market cap
$44.5B Revenue
Credit Services Industry
30.69 P/E
15.16 P/S
19.58 P/B
United States Listed on exchange
visa.com Website

What kind of stock is Visa?

Momentum stock

Visa is classified as a momentum stock with a momentum score in the top 19% of all stocks. The price has risen 0.0% over the long term.

Score Overview for Visa

💰 Value Score 18/100 (Very Low)
⭐ Quality Score 96/100 (Very High)
🚀 Momentum Score 81/100 (Very High)
📊 Total Score 65/100

📈 Valuation

Visa trades at a P/E ratio of 30.7, which is above the market average. The forward P/E is 24.0 (22% lower), which suggests the market expects rising earnings. The P/S ratio is 15.2 (high — the market pays a premium for the revenue). The P/B ratio is 19.6. The PEG ratio is 1.64.

💵 Profitability & Growth

Visa has a profit margin of 50.8% (excellent) and an operating margin of 66.1%. Return on equity (ROE) is 61.2% — excellent return on equity. Return on assets (ROA) is 19.1%. The latest quarterly earnings grew 10.2% year over year.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 141.5% — moderate debt.

🚀 Momentum & Short Interest

Short interest is 1.09% — low, the market does not expect a decline.

Visa Dividend 2026: 0.7% Dividend Yield

Dividend Key Figures for Visa

Dividend yield
0.73%
Latest dividend per share
0.67 USD
Payout ratio
21.0%
Low
Dividend growth (6 years)
+64.8%
Avg. annual dividend (3 years)
1.81 USD

When does Visa pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
August 11, 2026
Latest payment date
September 1, 2026

How much does Visa pay in dividends?

Visa pays dividends to its shareholders. The most recently paid dividend was 0.67 USD per share, which corresponds to a dividend yield of 0.73%. Over the last 6 years, the annual dividend has grown by 64.8%, which shows positive dividend growth.

The payout ratio is 21.0%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Visa

We have registered dividend payments for Visa since Feb 13, 2020. In that period the stock has paid a dividend 25 times, most recently on Aug 11, 2026. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrency
2026-08-112026-09-010.67USD
2026-05-122026-06-010.67USD
2026-02-102026-03-020.67USD
2025-11-122025-12-010.67USD
2025-08-122025-09-020.59USD
2024-11-122024-12-020.59USD
2024-08-092024-09-030.52USD
2024-05-162024-06-030.52USD
2024-02-082024-03-010.52USD
2023-11-082023-12-010.52USD
2023-08-102023-09-010.45USD
2023-05-112023-06-010.45USD
2023-02-092023-03-010.45USD
2022-11-092022-12-010.45USD
2022-08-112022-09-010.38USD
2022-05-122022-06-010.38USD
2022-02-102022-03-010.38USD
2021-11-102021-12-070.38USD
2021-08-122021-09-010.32USD
2021-05-132021-06-010.32USD
2021-02-112021-03-010.32USD
2020-11-122020-12-010.32USD
2020-08-132020-09-010.30USD
2020-05-132020-06-020.30USD
2020-02-132020-03-030.30USD

Insider Trading in Visa 2026: The Signal Is negative

In 2026, insiders at Visa have made 20 transactions, all of which were sales. On a net basis, insiders took $76,178,715 out of the stock. Active insiders include MCINERNEY RYAN, ROTTENBERG JULIE B, Taneja Rajat and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 7 sales. A net $28,212,156 out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net $76,178,715 out of the stock.

Latest sale: MCINERNEY RYAN sold 5,875 shares at $358.81 each on 2026-10-01.

Who is selling: MCINERNEY RYAN, ROTTENBERG JULIE B, Taneja Rajat, MAHON TULLIER KELLY, Suh Chris and others.

Latest Insider Trades in Visa (2026)

The table shows the last 20 reported insider transactions in Visa. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-10-01 MCINERNEY RYAN Sell 5,875 359 2,108,009
2026-09-09 ROTTENBERG JULIE B Sell 1,867 368 687,691
2026-09-01 MCINERNEY RYAN Sell 5,875 380 2,230,444
2026-08-31 ROTTENBERG JULIE B Sell 2,028 381 773,378
2026-08-21 Taneja Rajat Sell 17,927 371 6,650,917
2026-08-21 MCINERNEY RYAN Sell 5,875 368 2,161,236
2026-07-30 MAHON TULLIER KELLY Sell 37,281 365 13,600,482
2026-07-02 ROTTENBERG JULIE B Sell 2,027 360 729,720
2026-07-01 MCINERNEY RYAN Sell 10,490 345 3,614,330
2026-06-29 MCINERNEY RYAN Sell 20,970 340 7,135,043

Who is buying and selling Visa shares in 2026?

The following insiders have sold shares: MCINERNEY RYAN, ROTTENBERG JULIE B, Taneja Rajat, MAHON TULLIER KELLY, Suh Chris and others. In total, $76,178,715 was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Visa Short Selling 2026: 1.1% Sold Short

Low short interest: 1.1% of the free float
Short % of free float
1.1%
Assessment
Low short interest
Short squeeze risk
Low
Data source
EODHD
Reported about twice a month

Short interest over time: Visa

0.0%0.9%1.8%
5/307/3110/2
1.1% today (low)Last 30 days: −0.2 percentage pointsMeasured over 125 days
What does the trend tell you?
Short interest in Visa has been fairly stable at 1.1% over the period. Neither many new short sellers have arrived nor many positions been closed.

What matters is when the curve starts to move. This is how shorting works: whoever shorts has borrowed the share and sold it, and to close the position again they must buy the share back. When short interest falls, shares are being bought back. So it is worth watching the trend, not just today's number.
The stock has a low share of short selling. Less than 2% of the freely traded shares are sold short, which points to limited bearish sentiment.

Short interest comes from our data provider EODHD. The figure is reported about twice a month; we check it every trading day.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
▲
1.1%

When Does Visa Report Earnings – Next Date: Oct 27, 2026

The next earnings report from Visa is scheduled for October 27, 2026, after the market closes. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Visa 2026 – Signal: Buy

Overall Technical Signal: Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated October 7, 2026.

Technical analysis of Visa (V.US) – RSI 54, MACD negative (bearish), daily candlestick chart October 2026
Visa technical analysis – candlestick chart with RSI, MACD and volume profile. Updated Oct 7, 2026.

Trend Analysis of Visa Inc

Visa Inc is in a short-term uptrend. The price of $370.64 is 0.9% above the 20-day average ($367.39). Medium term, the picture is positive: the price is 0.5% above the 50-day average ($368.97). Long term, the stock is 10.1% above the 200-day average ($336.79), which confirms a long-term uptrend.

Golden Cross: The 50-day average (368.97) is above the 200-day average (336.79), which is a classic bullish signal for Visa Inc.

Is Visa Inc overbought or oversold?

Visa Inc has an RSI of 54.0, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for Visa Inc

Daily MACD: MACD is negative (-1.065), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is below the signal line (-1.024) by 0.041, which confirms growing negative momentum in the downtrend.

Weekly MACD: MACD5 is positive (11.493), which indicates a broader bullish long-term trend. MACD5 is above the signal line (10.832) by 0.661, which confirms rising long-term momentum.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The long-term trend is bullish, but the short-term trend is bearish. Short-term momentum is still falling – a deeper pullback is possible.

Risk Profile for Visa Inc

Visa Inc has an annual standard deviation of 22.0%, which classifies the stock as Conservative. Price swings are limited, and the stock suits conservative investors.

Overall Technical Conclusion for Visa Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bearish (-1.065). Weekly bullish (11.493).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 54.0 – neutral.

Technical signal: Buy

The broader trend is positive and MACD supports the picture. Consider buying with a stop-loss below the nearest support level.

Frequently Asked Questions About Visa stock in 2026

Should you buy Visa stock now?
Yes, the technical signal for Visa is currently Buy. Visa trades at $370.64 as of Oct 7, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -1.065 with falling momentum (signal: -1.024); RSI is at 54.0 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $419.36 points to 13.1% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Visa stock?
The average analyst price target for Visa is $419.36. The current price is $370.64, which gives an upside of 13.1%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $377.42 and $461.30.
Is Visa a dividend stock?
Yes, Visa is a dividend stock with a dividend yield of 0.73%. The latest dividend was $0.67 per share. The latest ex-dividend date (traded without the dividend) was Aug 11, 2026. The payout ratio is 21.0%, which is considered sustainable.
When does Visa pay a dividend in 2026?
The next dividend date for Visa has not been set yet. The latest ex-dividend date (last trading day with dividend rights) was Aug 11, 2026. The latest dividend was $0.67 per share with an ex-dividend date of Aug 11, 2026. The dividend yield is 0.73%. The payout ratio of 21.0% points to a sustainable dividend with room to grow.
What is the risk of Visa stock?
Visa is rated as a stock in the risk category Conservative. the annual standard deviation is 22.0%, which classifies the stock as Conservative.
Is Visa overvalued?
No, Visa is considered undervalued based on the analyst price target (13.1% upside). Visa has the following valuation ratios: a P/E ratio of 30.7 (highly valued), a P/S ratio of 15.2, a P/B ratio of 19.6. The analyst price target suggests that the stock is undervalued by 13.1%.
Is Visa overbought?
No, Visa is not overbought. RSI is at 54.0 (neutral zone). The technical indicators show: RSI is at 54.0 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 0.9% above the 20-day average (short-term uptrend). In addition, MACD is negative with falling momentum (bearish).
When is the next Visa earnings report?
Visa reports its next earnings on October 27, 2026. The stock currently trades at $370.64. With a P/E ratio of 30.7, the market will be watching closely whether earnings meet expectations.
Is Visa shorted?
Yes, Visa is shorted with 1.1% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying Visa stock?
No, insiders are not buying Visa shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 7 sales. On a net basis, 28,212,156 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 76,178,715 $ sold. Active sellers include MCINERNEY RYAN, ROTTENBERG JULIE B, Taneja Rajat and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Visa a good stock?
Based on our total score, Visa is rated as a good stock with a total score of 65 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 18/100, Quality: 96/100, Momentum: 81/100. In addition: analysts see 13.1% upside to the price target; a dividend of 0.73%; technical signal: Buy. Whether Visa is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Visa stock?
The outlook for Visa based on current data: the average analyst price target is $419.36 (+13.1%); the stock is in an uptrend (above SMA50 and SMA200); the next earnings report is due on Oct 27, 2026, which can move the price; the P/E ratio is 30.7 (high – the market expects growth). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Visa stock moving?
Visa is stable right now. The technical indicators show: the price is close to the 20-day average; MACD is negative with falling momentum (bearish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Visa go?
The average analyst price target for Visa is $419.36, which corresponds to a potential gain of 13.1% from the current price of $370.64. The stock has traded between $292.74 and $385.57 over the last 52 weeks. The price is close to the 52-week high. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Visa fall?
The stock has traded as low as $292.74 over the last 52 weeks — that is 21.0% below the current price of $370.64. The biggest decline (drawdown) in the same period was 24.1% from high to low. Within a year, the price typically swings about ±22.0% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Visa do?
Visa Inc. runs a global payment network that connects people, banks and shops. The company makes money mainly by operating VisaNet, its large network that approves and settles payment transactions all over the world. This means VisaNet checks that a payment is valid and then m... The company belongs to the Financial Services sector, more specifically the Credit Services industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Visa as an investment.
Did Visa raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Visa. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Visa making money or losing money?
Yes, Visa is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 50.8% — which is excellent. The operating margin (profit before interest and taxes) is 66.1%. At a P/E ratio of 30.7, you currently pay 30.7 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Visa go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Visa, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Visa have a lot of debt?
No, Visa has low debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 141%. For the financial services sector, anything below 200% counts as low debt. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Visa service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 35.3x, and net debt equals 0.4 years of earnings (EBITDA).