Toast (TOST.US) Price Target and Rating 2026/2027

35,03
0,66%
Price history for Toast (TOST.US) – stock price at 35.03 $, August 2026
Toast stock price – price development 2026. Updated Aug 6, 2026.
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Toast 2026 Price Target

The average price target for Toast is $34.92. This price target represents the analysts' view of the stock price over the next 12 months. The stock appears overvalued, because the price target is lower than the current price. It is -0,31% above the target, and analysts expect the price to fall over the next 12 months. Even if the stock may be overvalued, price momentum can last longer than expected. That is why it is important to keep an eye on the stock and its momentum on an ongoing basis. WallStreetBuys helps you with the technical analysis and keeps you up to date on the development.

Is Toast overvalued or undervalued?

Toast is currently fairly valued with a gap of 0.3% relative to the price target.


The current price is $35.03, which places Toast in the fairly valued category. The stock is considered undervalued when the price is below $31.43, and overvalued when the price exceeds $38.41.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Toast, the fair value range lies between $31.43 and $38.41.


See the full price target analysis for Toast →

Analyst Ratings for Toast stock in 2026: Buy

29 analysts cover Toast. The majority is positive, with 62.1% recommending Buy, while 37.9% recommend Hold. The average price target is $34.92, which is 0.3% below the current price.

Consensus: Buy (4.10/5)
Strong Buy
14 (48.3%)
Buy
4 (13.8%)
Hold
11 (37.9%)
Strong Sell Sell Hold Buy Strong Buy
4.10 out of 5 based on 29 analysts

About Toast – Software - Infrastructure

Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States and Ireland. The company offers Toast POS, a software module that integrates payment processing with point of sale functionality; Toast Invoicing that allows restaurants to send invoices and collect payment; Toast Mobile Order & Pay, which allows guests to scan a QR code to browse the menu, order, and pay from mobile; Kitchen Display System software that connects the house with the kitchen staff; and Multi-Location Management, a tool to manage operations and configure menus across multiple locations and channels. It also provides Toast Flex, an hardware for on-counter order and pay; Toast Go, an integrated handheld POS device; Toast Tap, a card reader for accepting EMV-contactless payments; Toast Online Ordering & Toast TakeOut, an online ordering and consumer Toast TakeOut application; First-Party Delivery, a toast delivery service; POS integration for restaurants using third-party delivery services to order intake and eliminate the need for extra third-party tablets; and loyalty, email marketing, and Toast Gift Cards services. In addition, the company offers Payroll & Team Management solution for employee performance and satisfaction; Employee management tools, such as Sling for Toast that provide streamlined scheduling and team communication; Toast Pay Card & PayOut, which offers eligible workers instant access to a portion of their tips and wages; and Tips Manager solution that automates the tip-pooling process. Further, it provides xtraCHEF a suite of back-office tools, such as accounts payable automation, inventory management, ingredient price tracker, and recipe costing for restaurants; Payment Processing, capital funding, and purchase financing solutions; insights and reporting on real-time sales, menu, and labor data; Toast Partner Connect, a portal that allows customers to discover, select, and connect their restaurant to partners; and a suite of bi-directional application programming interfac Read more about the company

Key Figures for Toast

$ 19,6B Market cap
$ 6,4B Revenue
Software - Infrastructure Industry
49.00 P/E
3.04 P/S
9.41 P/B
USA Listed on exchange

What kind of stock is Toast?

Growth stock Quality stock

Toast is classified as a growth stock and quality stock. This means the stock combines several attractive traits, strong financial health (Piotroski 8/9).

Score Overview for Toast

💰 Value Score 28/100 (Low)
⭐ Quality Score 71/100 (High)
🚀 Momentum Score 59/100 (Neutral)
📊 Total Score 52/100

📈 Valuation

Toast trades at a P/E ratio of 49.0, which is above the market average. The forward P/E is 23.4 (52% lower), which suggests the market expects rising earnings. The P/S ratio is 3.0. The P/B ratio is 9.4. The PEG ratio is 0.25 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Toast has a profit margin of 6.4% (moderate) and an operating margin of 6.8%. Return on equity (ROE) is 22.5% — excellent return on equity. Return on assets (ROA) is 8.1%. The latest quarterly earnings grew 123.0% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 8 out of 9 — excellent financial health. Altman Z2 is 4.84 (healthy balance sheet — low risk). The debt-to-equity ratio (D/E) is 59.4% — low debt, a solid balance sheet.

🚀 Momentum & Short Interest

Short interest is 8.00% — elevated, some investors are betting on a decline.

Insider Trading in Toast 2026: The Signal Is negative

In 2026, insiders at Toast have made 20 transactions, all of which were sales. On a net basis, insiders took 5,509,469 $ out of the stock. Active insiders include Niola Rossana, Vassil Jonathan, Narang Aman and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 11 sales. A net 3,778,232 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 5,509,469 $ out of the stock.

Latest sale: Niola Rossana sold 2,298 shares at 33 $ each on 2026-08-04.

Who is selling: Niola Rossana, Vassil Jonathan, Narang Aman, Gomez Elena, Fredette Stephen and others.

Latest Insider Trades in Toast (2026)

The table shows the last 20 reported insider transactions in Toast. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-08-04 Niola Rossana Sell 2,298 33 76,868
2026-08-03 Vassil Jonathan Sell 14,280 33 469,669
2026-07-14 Vassil Jonathan Sell 2,000 30 60,040
2026-07-13 Vassil Jonathan Sell 9,170 30 276,842
2026-07-07 Vassil Jonathan Sell 3,150 30 94,595
2026-07-02 Vassil Jonathan Sell 6,647 29 191,766
2026-07-02 Narang Aman Sell 14,365 29 414,430
2026-07-02 Gomez Elena Sell 11,605 29 334,804
2026-07-02 Fredette Stephen Sell 9,146 29 263,862
2026-07-02 Elworthy Brian R Sell 6,352 29 183,255

Who is buying and selling Toast shares in 2026?

The following insiders have sold shares: Niola Rossana, Vassil Jonathan, Narang Aman, Gomez Elena, Fredette Stephen and others. In total, 5,509,469 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Toast Short Selling 2026: 8.0% Sold Short

High short interest: 8.0% of the free float
Short % of free float
8.0%
Assessment
High short interest
Short squeeze risk
Moderate
Data source
SEC
Updated daily
The stock has a high share of short selling. Between 5-10% of the freely traded shares are sold short, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze.

What does this mean for you as an investor?
A short interest of 8.0% means that 8.0% of the freely traded shares in Toast have been borrowed and sold by investors betting on falling prices.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
8.0%

When Does Toast Report Earnings?

The next earnings date for Toast is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Toast 2026 – Signal: Buy

Overall Technical Signal: Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Toast (TOST.US) – RSI 74, MACD positive (bullish), daily candlestick chart August 2026
Toast technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Toast, Inc.

Toast, Inc. is in a short-term uptrend. The price of $34.80 is 12.4% above the 20-day average ($30.96). Medium term, the picture is positive: the price is 24.5% above the 50-day average ($27.96). Long term, the stock is 14.7% above the 200-day average ($30.35), which confirms a long-term uptrend.

Death Cross: The 50-day average (27.96) is below the 200-day average (30.35), which is a classic bearish signal for Toast, Inc..

Is Toast, Inc. overbought or oversold?

Toast, Inc. has an RSI of 74.0, which places the stock in overbought territory (above 70). Even though the stock is overbought, the broader trend is positive. A short-term pullback is possible, but the trend still supports the price.

MACD Analysis for Toast, Inc.

Daily MACD: MACD is positive (1.600), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (1.314) by 0.286, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is negative (-0.310), which indicates a broader bearish long-term trend. MACD5 is above the signal line (-1.596) by 1.286, which suggests the negative long-term momentum is fading – a bigger trend reversal could be ahead.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The short-term trend is bullish, but the long-term trend is still bearish. Weekly momentum is rising, though, which could signal an upcoming trend reversal.

Risk Profile for Toast, Inc.

Toast, Inc. has an annual standard deviation of 46.4%, which classifies the stock as high risk. Sizeable price swings are normal, and the stock requires a higher risk tolerance.

Overall Technical Conclusion for Toast, Inc.

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (1.600). Weekly bearish (-0.310).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 74.0 – overbought.

Technical signal: Buy

The broader trend is positive and MACD supports the picture. Consider buying with a stop-loss below the nearest support level.

Frequently Asked Questions About Toast stock in 2026

Should you buy Toast stock now?
Yes, the technical signal for Toast is currently BUY. Toast trades at $35.03 as of 8/6/2026. The overall technical signal is: Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 1.600 with rising momentum (signal: 1.314); RSI is at 74.0 (overbought), suggesting the price may have risen too quickly; the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $34.92 is 0.3% below the current price. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Toast stock?
The average analyst price target for Toast is $34.92. The current price is $35.03, which gives a downside of 0.3%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $31.43 and $38.41.
Is Toast a dividend stock?
No, Toast does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Toast stock?
Toast is rated as a stock with high risk. the annual standard deviation is 46.4%, which classifies the stock as high risk. In addition, an RSI of 74.0 signals overbought (elevated risk of a pullback).
Is Toast overvalued?
Toast is considered fairly valued – the price is close to the analyst price target. Toast has the following valuation ratios: a P/E ratio of 49.0 (highly valued), a P/S ratio of 3.0, a P/B ratio of 9.4. The stock trades close to the analyst price target and is considered fairly valued.
Is Toast overbought?
Yes, Toast is overbought with an RSI of 74.0 (above 70). The technical indicators show: RSI is at 74.0 (above the 70 mark), which signals the price is overbought and may have risen too quickly. In addition, the price is 13.2% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Toast earnings report?
The date of the next earnings report for Toast has not been published yet. Check the company's investor calendar for updates.
Is Toast shorted?
Yes, Toast is shorted with 8.0% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. Data is updated daily based on official filings with the SEC.
Are insiders buying Toast stock?
No, insiders are not buying Toast shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 11 sales. On a net basis, 3,778,232 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 5,509,469 $ sold. Active sellers include Niola Rossana, Vassil Jonathan, Narang Aman and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Toast a good stock?
Based on our total score, Toast is rated as a mediocre stock with a total score of 53 out of 100. The stock scores around average on value, quality and momentum – it sits near the median in our database. The score is made up of Value: 28/100, Quality: 71/100, Momentum: 59/100. In addition: technical signal: Buy. Whether Toast is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Toast stock?
The outlook for Toast based on current data: the average analyst price target is $34.92 (-0.3%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 49.0 (high – the market expects growth). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Toast stock rising?
Toast is rising right now. The technical indicators show: the price is 13.2% above the 20-day average; MACD is positive with rising momentum (bullish signal); short interest is 8.0% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Toast go?
The average analyst price target for Toast is $34.92, which is 0.3% below the current price of $35.03. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Toast fall?
We lack enough history to give a specific floor for Toast. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Toast do?
Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States and Ireland. The company offers Toast POS, a software module that integrates payment processing with point of sale functionality; Toast Invoicing that allows restaur... The company belongs to the Teknologi sector, more specifically the Software - Infrastructure industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Toast as an investment.
Did Toast raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Toast. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Toast making money or losing money?
Yes, Toast is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 6.4% — which is moderate. The operating margin (profit before interest and taxes) is 6.8%. At a P/E ratio of 49.0, you currently pay 49.0 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Toast go bankrupt?
The bankruptcy risk of Toast is rated as low. Altman Z2 (a model for assessing financial distress) is 4.84 — that places the company in the healthy zone. The company has a healthy balance sheet with limited debt relative to earnings and assets. The Piotroski score (financial health 0-9, higher is better) is 8 — which is strong. Debt relative to equity is 59% (moderate). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Toast have a lot of debt?
No, Toast has low debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 59%. For the teknologi sector, anything below 80% counts as low debt. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.