Should you buy Synchrony Financial stock now?
Yes, the technical signal for Synchrony Financial is currently BUY. Synchrony Financial trades at $78.90 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 1.151 with rising momentum (signal: 0.534); RSI is at 62.4 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $89.09 points to 12.9% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Synchrony Financial stock?
The average analyst price target for Synchrony Financial is $89.09. The current price is $78.90, which gives an upside of 12.9%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $80.18 and $98.00.
Is Synchrony Financial a dividend stock?
Yes, Synchrony Financial is a dividend stock with a dividend yield of 1.54%. The latest dividend was $0.34 per share. The latest ex-dividend date (traded without the dividend) was 8/5/2026. The payout ratio is 12.5%, which is considered sustainable. The next dividend payment is scheduled for 8/17/2026.
When does Synchrony Financial pay a dividend in 2026?
Synchrony Financial pays its next dividend on 8/17/2026. The latest dividend was $0.34 per share with an ex-dividend date of 8/5/2026. The dividend yield is 1.54%. The payout ratio of 12.5% points to a sustainable dividend with room to grow.
What is the risk of Synchrony Financial stock?
Synchrony Financial is rated as a stock with moderately low risk. the annual standard deviation is 31.5%, which classifies the stock as moderately low risk.
Is Synchrony Financial overvalued?
No, Synchrony Financial is considered undervalued based on the analyst price target (12.9% upside). Synchrony Financial has the following valuation ratios: a P/E ratio of 8.0 (lowly valued), a P/S ratio of 2.6, a P/B ratio of 1.6. The analyst price target suggests that the stock is undervalued by 12.9%.
Is Synchrony Financial overbought?
No, Synchrony Financial is not overbought. RSI is at 62.4 (neutral zone). The technical indicators show: RSI is at 62.4 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 6.2% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Synchrony Financial earnings report?
Synchrony Financial reports its next earnings on October 14, 2026. The stock currently trades at $78.90. With a P/E ratio of 8.0, the market will be watching closely whether earnings meet expectations.
Is Synchrony Financial shorted?
Yes, Synchrony Financial is shorted with 7.9% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. Data is updated daily based on official filings with the SEC.
Are insiders buying Synchrony Financial stock?
No, insiders are not buying Synchrony Financial shares – they are net sellers. Over the last 3 months, insiders have made 13 purchases and 7 sales. On a net basis, 92,765 $ worth of shares were sold. Across the last 20 reported transactions, the split is 13 purchases and 7 sales, with a net 92,765 $ sold. Active sellers include Owens Darrell, Gentleman Courtney, COVIELLO ARTHUR W JR and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Synchrony Financial a good stock?
Based on our total score, Synchrony Financial is rated as a fantastic stock with a total score of 84 out of 100. The stock scores exceptionally high on value, quality and momentum – it is among the best 16% in our database. The score is made up of Value: 92/100, Quality: 92/100, Momentum: 69/100. In addition: analysts see 12.9% upside to the price target; a dividend of 1.54%; technical signal: Strong Buy. Whether Synchrony Financial is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Synchrony Financial stock?
The outlook for Synchrony Financial based on current data: the average analyst price target is $89.09 (+12.9%); the stock is in an uptrend (above SMA50 and SMA200); the next earnings report is due on 10/14/2026, which can move the price; the P/E ratio is 8.0 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Synchrony Financial stock rising?
Synchrony Financial is rising right now. The technical indicators show: the price is 6.2% above the 20-day average; MACD is positive with rising momentum (bullish signal); short interest is 7.9% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Synchrony Financial go?
The average analyst price target for Synchrony Financial is $89.09, which corresponds to a potential gain of 12.9% from the current price of $78.90. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Synchrony Financial fall?
We lack enough history to give a specific floor for Synchrony Financial. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Synchrony Financial do?
Synchrony Financial driver en stor forretning med forbrugerfinansiering i USA. De tjener penge på at udbyde kreditprodukter, især kreditkort og afbetalingslån. Virksomheden er kendt for deres private label kreditkort, som de laver i samarbejde med store detailkæder som America... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Synchrony Financial as an investment.
Did Synchrony Financial raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Synchrony Financial. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Synchrony Financial making money or losing money?
Yes, Synchrony Financial is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 35.5% — which is excellent. The operating margin (profit before interest and taxes) is 50.2%. At a P/E ratio of 8.0, you currently pay 8.0 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Synchrony Financial go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Synchrony Financial, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Synchrony Financial have a lot of debt?
Yes, Synchrony Financial has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 621%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.
