StoneCo (STNE.US) Price Target 2026/2027: 40% Upside – Rating and Stock Analysis

11,14
-0,31%
Price history for StoneCo (STNE.US) – stock price at 11.14 $, August 2026
StoneCo stock price – price development 2026. Updated Aug 6, 2026.
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StoneCo Price Target 2026: Analysts See 42% Upside

The average price target for StoneCo is $15.84. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 42,25% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is StoneCo overvalued or undervalued?

StoneCo is currently undervalued with a gap of 42.3% relative to the price target.


The current price is $11.14, which places StoneCo in the undervalued category. The stock is considered undervalued when the price is below $14.26, and overvalued when the price exceeds $17.42.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For StoneCo, the fair value range lies between $14.26 and $17.42.


See the full price target analysis for StoneCo →

Analyst Ratings for StoneCo stock in 2026: Strong Buy

14 analysts cover StoneCo. There is broad agreement on a positive view — 92.8% recommend buying. The average price target is $15.84, which gives an upside of 42.3% from the current price.

Consensus: Strong Buy (4.64/5)
Strong Buy
10 (71.4%)
Buy
3 (21.4%)
Hold
1 (7.1%)
Strong Sell Sell Hold Buy Strong Buy
4.64 out of 5 based on 14 analysts

About StoneCo – Software - Infrastructure

StoneCo Ltd. laver finansiel teknologi og software til handlende, så de kan drive e-handel i Brasilien. De tjener penge på at sælge løsninger til både fysiske butikker og digitale platforme. StoneCo er kendt for deres egne Stone Hubs, som sælger lokalt og yder service. Virksomheden distribuerer også løsninger til e-handelsplatforme og softwareudviklere. De betjener cirka 2,6 millioner kunder, primært små og mellemstore virksomheder. StoneCo blev grundlagt i 2000 og har hovedkvarter på Caymanøerne. De er altså specialiseret i at levere betalingsløsninger og software til det brasilianske marked. Read more about the company

Key Figures for StoneCo

$ 2,7B Market cap
$ 13,5B Revenue
Software - Infrastructure Industry
4.17 P/E
0.20 P/S
1.16 P/B
USA Listed on exchange

What kind of stock is StoneCo?

Dividend stock Growth stock Value stock Quality stock

StoneCo is classified as a dividend stock and growth stock and value stock and quality stock. This means the stock combines several attractive traits, including a dividend of 20.7%, strong financial health (Piotroski 7/9).

Score Overview for StoneCo

💰 Value Score 99/100 (Very High)
⭐ Quality Score 89/100 (Very High)
🚀 Momentum Score 31/100 (Low)
📊 Total Score 73/100

⚠️ 2 red flags identified 1 critical

Our analysis has identified 2 potential risk factors in StoneCo that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 365% – the company carries considerably more debt than equity, which raises the financial risk.
⚠️ High short interest: 10.4% of the shares are sold short – many professional investors are betting on price declines.

📈 Valuation

StoneCo trades at a P/E ratio of 4.2, which is below the market average and can point to an attractive price. The forward P/E is 8.1. The P/S ratio is 0.2 (low — potentially undervalued relative to revenue). The P/B ratio is 1.2.

💵 Profitability & Growth

StoneCo has a profit margin of 26.0% (excellent) and an operating margin of 44.3%. Return on equity (ROE) is 30.7% — excellent return on equity. Return on assets (ROA) is 7.1%. The latest quarterly earnings grew 273.8% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 7 out of 9 — good financial health. Altman Z2 is 2.53 (middle zone — moderate). The debt-to-equity ratio (D/E) is 365.0% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 10.35% — very high, the market is skeptical.

StoneCo Dividend 2026: 20.7% Dividend Yield

Dividend Key Figures for StoneCo in 2026

Dividend yield
20.70%
Dividend per share
2.53 USD
Payout ratio
33.6%
Healthy

When does StoneCo pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
April 24, 2026
Next dividend payment
May 4, 2026
Latest payment date
May 4, 2026

How much does StoneCo pay in dividends?

StoneCo pays dividends to its shareholders. The most recently paid dividend was 2.53 USD per share, which corresponds to a dividend yield of 20.70%.

The payout ratio is 33.6%, which is considered healthy and sustainable. The company balances rewarding shareholders with reinvesting in growth.

Historical Dividend Payments for StoneCo

We have registered dividend payments for StoneCo since 2026-04-24. In that period the stock has paid a dividend 6 times, most recently on 2026-04-24. However, the stock does not qualify as a stable or sporadic dividend stock, because the dividend payments have been inconsistent in recent years.

Ex-datePayment dateAmountCurrencyPeriod
2026-04-242026-05-042.53USDUnknown period
2026-04-242026-05-042.53USDUnknown period
2026-04-242026-05-042.53USDUnknown period
2026-04-242026-05-042.53USDUnknown period
2026-04-242026-05-042.53USDUnknown period
2026-04-242026-05-042.53USDUnknown period

Insider Trading in StoneCo 2026: The Signal Is mixed

In 2026, insiders at StoneCo have made 3 transactions – split into 1 purchases and 2 sales. On a net basis, insiders took 86,901 $ out of the stock. Active insiders include Ventura Salgado Diego, Morais Silvio Jose. In the short term (last 3 months), the insider signal is mixed.

Short-Term Signal (3 months): Mixed

There are both insider purchases and sales over the last 3 months, with no clear direction.

Over the last 3 months: 1 purchases and 1 sales. A net 10,543 $ into the stock.

Long-Term Signal (all transactions): Mixed

There are both insider purchases and sales, with no clear direction. This is normal for large companies, where management adjusts positions on an ongoing basis.

Across the last 3 transactions: 1 purchases and 2 sales. A net 86,901 $ out of the stock.

Latest purchase: Ventura Salgado Diego bought 11,610 shares at 10 $ each on 2026-05-15. The stock has since risen 15.6%.

Latest sale: Morais Silvio Jose sold 9,000 shares at 11 $ each on 2026-06-12.

Who is buying: Ventura Salgado Diego.

Who is selling: Morais Silvio Jose.

Latest Insider Trades in StoneCo (2026)

The table shows the last 3 reported insider transactions in StoneCo. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-06-12 Morais Silvio Jose Sell 9,000 11 101,610
2026-05-15 Ventura Salgado Diego Buy 11,610 10 112,153
2026-03-25 Morais Silvio Jose Sell 6,800 14 97,444

Who is buying and selling StoneCo shares in 2026?

The following insiders have bought shares in StoneCo: Ventura Salgado Diego. In total, 112,153 $ was bought across 1 transactions. The following insiders have sold shares: Morais Silvio Jose. In total, 199,054 $ was sold across 2 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

StoneCo Short Selling 2026: 10.4% Sold Short

Very high short interest: 10.4% of the free float
Short % of free float
10.4%
Assessment
Very high short interest
Short squeeze risk
High
Data source
SEC
Updated daily
The stock has a very high share of short selling. Between 10-20% of the freely traded shares are sold short, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains.

What does this mean for you as an investor?
A short interest of 10.4% means that 10.4% of the freely traded shares in StoneCo have been borrowed and sold by investors betting on falling prices. On positive surprises (e.g. a strong earnings report), short sellers can be forced to buy back shares quickly to close their positions, which can cause a short squeeze with sharp price gains in a short time.

The next potential catalyst is the earnings report on 8/13/2026. With a short interest of 10.4%, the report can trigger considerable volatility.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
10.4%

When Does StoneCo Report Earnings – Next Date: 8/13/2026

The next earnings report from StoneCo is scheduled for August 13, 2026, after the market closes. This report covers the second quarter (Q2), which ended on June 30, 2026.



Technical Analysis of StoneCo 2026 – Signal: Hold

Overall Technical Signal: Hold

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of StoneCo (STNE.US) – RSI 51, MACD positive (bullish), daily candlestick chart August 2026
StoneCo technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of StoneCo Ltd

StoneCo Ltd is in a short-term uptrend. The price of $11.17 is 0.0% above the 20-day average ($11.17). Medium term, the picture is positive: the price is 1.3% above the 50-day average ($11.02). Long term, the stock is 9.0% below the 200-day average ($12.27), which signals a long-term downtrend.

Death Cross: The 50-day average (11.02) is below the 200-day average (12.27), which is a classic bearish signal for StoneCo Ltd.

Is StoneCo Ltd overbought or oversold?

StoneCo Ltd has an RSI of 51.4, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for StoneCo Ltd

Daily MACD: MACD is positive (0.070), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (0.060) by 0.010, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is negative (-0.382), which indicates a broader bearish long-term trend. MACD5 is above the signal line (-0.461) by 0.079, which suggests the negative long-term momentum is fading – a bigger trend reversal could be ahead.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The short-term trend is bullish, but the long-term trend is still bearish. Weekly momentum is rising, though, which could signal an upcoming trend reversal.

Risk Profile for StoneCo Ltd

StoneCo Ltd has an annual standard deviation of 48.7%, which classifies the stock as high risk. Sizeable price swings are normal, and the stock requires a higher risk tolerance.

Overall Technical Conclusion for StoneCo Ltd

Trend: Neutral/mixed.

MACD trend (zero line): Daily bullish (0.070). Weekly bearish (-0.382).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 51.4 – neutral.

Technical signal: Hold

The signals are mixed – trend and MACD point in different directions. Wait until MACD crosses the zero line in the direction of the trend before acting.

Frequently Asked Questions About StoneCo stock in 2026

Should you buy StoneCo stock now?
The technical signal for StoneCo is currently NEUTRAL. StoneCo trades at $11.14 as of 8/6/2026. The overall technical signal is: Hold. The technical analysis shows the following: MACD is positive (bullish trend) at 0.070 with rising momentum (signal: 0.060); RSI is at 51.4 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $15.84 points to 42.3% upside. This is a technical observation based on current data, not investment advice.
What is the price target for StoneCo stock?
The average analyst price target for StoneCo is $15.84. The current price is $11.14, which gives an upside of 42.3%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $14.26 and $17.42.
Is StoneCo a dividend stock?
Yes, StoneCo is a dividend stock with a dividend yield of 20.70%. The latest dividend was $2.53 per share. The latest ex-dividend date (traded without the dividend) was 4/24/2026. The payout ratio is 33.6%, which is considered sustainable. The next dividend payment is scheduled for 5/4/2026.
When does StoneCo pay a dividend in 2026?
StoneCo pays its next dividend on 5/4/2026. The latest dividend was $2.53 per share with an ex-dividend date of 4/24/2026. The dividend yield is 20.70%. The payout ratio of 33.6% points to a sustainable dividend with room to grow.
What is the risk of StoneCo stock?
StoneCo is rated as a stock with high risk. the annual standard deviation is 48.7%, which classifies the stock as high risk.
Is StoneCo overvalued?
No, StoneCo is considered undervalued based on the analyst price target (42.3% upside). StoneCo has the following valuation ratios: a P/E ratio of 4.2 (lowly valued), a P/S ratio of 0.2, a P/B ratio of 1.2. The analyst price target suggests that the stock is undervalued by 42.3%.
Is StoneCo overbought?
No, StoneCo is not overbought. RSI is at 51.4 (neutral zone). The technical indicators show: RSI is at 51.4 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 0.3% below the 20-day average (short-term downtrend). In addition, MACD is positive with rising momentum (bullish).
When is the next StoneCo earnings report?
StoneCo reports its next earnings on August 13, 2026. The stock currently trades at $11.14. With a P/E ratio of 4.2, the market will be watching closely whether earnings meet expectations.
Is StoneCo shorted?
Yes, StoneCo is shorted with 10.4% of the free float sold short. This is a very high level of short selling, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains. Data is updated daily based on official filings with the SEC.
Are insiders buying StoneCo stock?
Yes, insiders are net buyers of StoneCo – they are buying more shares than they are selling. Over the last 3 months, insiders have made 1 purchases and 1 sales. On a net basis, 10,543 $ worth of shares were bought. Across the last 3 reported transactions, the split is 1 purchases and 2 sales, with a net 86,901 $ sold. Active buyers include Ventura Salgado Diego. Insider buying is generally seen as a positive signal, because management is putting its own money into the company.
Is StoneCo a good stock?
Based on our total score, StoneCo is rated as a good stock with a total score of 73 out of 100. The stock scores above average on value, quality and momentum – it is among the top 27% in our database. The score is made up of Value: 99/100, Quality: 89/100, Momentum: 31/100. In addition: analysts see 42.3% upside to the price target; a dividend of 20.70%; technical signal: Hold. Whether StoneCo is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for StoneCo stock?
The outlook for StoneCo based on current data: the average analyst price target is $15.84 (+42.3%); the next earnings report is due on 8/13/2026, which can move the price; the P/E ratio is 4.2 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is StoneCo stock moving?
StoneCo is stable right now. The technical indicators show: the price is close to the 20-day average; MACD is positive with rising momentum (bullish signal); short interest is 10.4% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can StoneCo go?
The average analyst price target for StoneCo is $15.84, which corresponds to a potential gain of 42.3% from the current price of $11.14. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can StoneCo fall?
We lack enough history to give a specific floor for StoneCo. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does StoneCo do?
StoneCo Ltd. laver finansiel teknologi og software til handlende, så de kan drive e-handel i Brasilien. De tjener penge på at sælge løsninger til både fysiske butikker og digitale platforme. StoneCo er kendt for deres egne Stone Hubs, som sælger lokalt og yder service. Virksom... The company belongs to the Teknologi sector, more specifically the Software - Infrastructure industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate StoneCo as an investment.
Did StoneCo raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from StoneCo. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is StoneCo making money or losing money?
Yes, StoneCo is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 26.0% — which is excellent. The operating margin (profit before interest and taxes) is 44.3%. At a P/E ratio of 4.2, you currently pay 4.2 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can StoneCo go bankrupt?
The bankruptcy risk of StoneCo is rated as moderate. Altman Z2 (a model for assessing financial distress) is 2.53 — that places the company in the middle zone. The Piotroski score (financial health 0-9, higher is better) is 7 — which is strong. Debt relative to equity is 365% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does StoneCo have a lot of debt?
Yes, StoneCo has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 365%. For the teknologi sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can StoneCo service its debt? Can service its debt, but it weighs on the company — the interest coverage ratio (how many times earnings can cover interest payments) is 1.6x, and net debt equals 1.3 years of earnings (EBITDA).