Should you buy SoFi Technologies stock now?
The technical signal for SoFi Technologies is currently NEUTRAL. SoFi Technologies trades at $18.40 as of 8/6/2026. The overall technical signal is: Hold. The technical analysis shows the following: MACD is positive (bullish trend) at 0.024 with rising momentum (signal: -0.120); RSI is at 55.9 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $19.87 points to 8.0% upside. This is a technical observation based on current data, not investment advice.
What is the price target for SoFi Technologies stock?
The average analyst price target for SoFi Technologies is $19.87. The current price is $18.40, which gives an upside of 8.0%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $17.88 and $21.86.
Is SoFi Technologies a dividend stock?
No, SoFi Technologies does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of SoFi Technologies stock?
SoFi Technologies is rated as a stock with high risk. the annual standard deviation is 57.4%, which classifies the stock as high risk.
Is SoFi Technologies overvalued?
SoFi Technologies is considered fairly valued – the price is close to the analyst price target. SoFi Technologies has the following valuation ratios: a P/E ratio of 36.7 (highly valued), a P/S ratio of 5.7, a P/B ratio of 1.9. The stock trades close to the analyst price target and is considered fairly valued.
Is SoFi Technologies overbought?
No, SoFi Technologies is not overbought. RSI is at 55.9 (neutral zone). The technical indicators show: RSI is at 55.9 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 5.7% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next SoFi Technologies earnings report?
The date of the next earnings report for SoFi Technologies has not been published yet. Check the company's investor calendar for updates.
Is SoFi Technologies shorted?
Yes, SoFi Technologies is shorted with 14.6% of the free float sold short. This is a very high level of short selling, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains. Data is updated daily based on official filings with the SEC.
Are insiders buying SoFi Technologies stock?
No, insiders are not buying SoFi Technologies shares – they are net sellers. Over the last 3 months, insiders have made 3 purchases and 15 sales. On a net basis, 10,062,613 $ worth of shares were sold. Across the last 20 reported transactions, the split is 4 purchases and 16 sales, with a net 10,000,386 $ sold. Active sellers include Keough Kelli, Lavet Robert S, Rishel Jeremy and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is SoFi Technologies a good stock?
Based on our total score, SoFi Technologies is rated as a mediocre stock with a total score of 47 out of 100. The stock scores around average on value, quality and momentum – it sits near the median in our database. The score is made up of Value: 54/100, Quality: 68/100, Momentum: 20/100. In addition: technical signal: Hold. Whether SoFi Technologies is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for SoFi Technologies stock?
The outlook for SoFi Technologies based on current data: the average analyst price target is $19.87 (+8.0%); the P/E ratio is 36.7 (high – the market expects growth). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is SoFi Technologies stock rising?
SoFi Technologies is rising right now. The technical indicators show: the price is 5.7% above the 20-day average; MACD is positive with rising momentum (bullish signal); short interest is 14.6% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can SoFi Technologies go?
The average analyst price target for SoFi Technologies is $19.87, which corresponds to a potential gain of 8.0% from the current price of $18.40. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can SoFi Technologies fall?
We lack enough history to give a specific floor for SoFi Technologies. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does SoFi Technologies do?
SoFi Technologies, Inc. driver en finansiel platform, der tilbyder lån, opsparing og investering til privatkunder i USA, Latinamerika og Canada. De tjener penge på tre hovedområder: at udlåne penge, en teknologidel og finansielle services.
SoFi er kendt for deres udlånsproduk... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate SoFi Technologies as an investment.
Did SoFi Technologies raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from SoFi Technologies. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is SoFi Technologies making money or losing money?
Yes, SoFi Technologies is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 14.9% — which is solid. The operating margin (profit before interest and taxes) is 17.0%. At a P/E ratio of 36.7, you currently pay 36.7 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can SoFi Technologies go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For SoFi Technologies, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does SoFi Technologies have a lot of debt?
Yes, SoFi Technologies has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 456%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.
