Sumitomo Mitsui Financial (SMFG.US) Price Target 2026/2027: 10% Upside + 2.3% Dividend

25,70
1,16%
Price history for Sumitomo Mitsui Financial (SMFG.US) – stock price at 25.70 $, August 2026
Sumitomo Mitsui Financial stock price – price development 2026. Updated Aug 6, 2026.
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Sumitomo Mitsui Financial Price Target 2026: Analysts See 12% Upside

The average price target for Sumitomo Mitsui Financial is $28.86. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 12,32% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Sumitomo Mitsui Financial overvalued or undervalued?

Sumitomo Mitsui Financial is currently undervalued with a gap of 12.3% relative to the price target.


The current price is $25.70, which places Sumitomo Mitsui Financial in the undervalued category. The stock is considered undervalued when the price is below $25.97, and overvalued when the price exceeds $31.75.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Sumitomo Mitsui Financial, the fair value range lies between $25.97 and $31.75.


See the full price target analysis for Sumitomo Mitsui Financial →

Analyst Ratings for Sumitomo Mitsui Financial stock in 2026: Strong Buy

1 analysts cover Sumitomo Mitsui Financial. There is broad agreement on a positive view — 100% recommend buying. The average price target is $28.86, which gives an upside of 12.3% from the current price.

Consensus: Strong Buy (5.00/5)
Strong Buy
1 (100%)
Strong Sell Sell Hold Buy Strong Buy
5.00 out of 5 based on 1 analysts

About Sumitomo Mitsui Financial – Storbank

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. The Wholesale Business Unit segment offers bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans; deposits and investment trusts; risk hedging services, including forward exchange contracts and derivatives; stand-by credit, and performance bond and credit guarantee services; remittance, cash management, trade finance, and supply chain finance services; merger and acquisition, and other advisory services; digital services; and equipment, operating and leveraged leasing services. The Retail Business Unit segment provides wealth management services, such as time deposits and foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services; credit card, installment, and transaction services; and consumer finance and housing loans. The Global Business Unit segment offers loans, deposits, clearing, trade finance, project finance, loan syndication, derivatives, and global cash management services; equity and fixed income sales and trading, and underwriting services; and construction machinery, transportation equipment, industrial machinery, medical equipment, and other leasing services. The Global Markets Business Unit segment provides asset liability management and portfolio management, foreign currency funding, and sales and trading services. The company offers system development, data processing, management consulting, economic research, and asset management services. Sumitomo Mitsui Financial Group, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan. Read more about the company

Key Figures for Sumitomo Mitsui Financial

$ 158B Market cap
$ 4,7T Revenue
Storbank Industry
16.04 P/E
0.03 P/S
1.70 P/B
USA Listed on exchange
smfg.co.jp Website

What kind of stock is Sumitomo Mitsui Financial?

Dividend stock Growth stock Value stock Quality stock Momentum stock

Sumitomo Mitsui Financial is classified as a dividend stock and growth stock and value stock and quality stock and momentum stock. This means the stock combines several attractive traits, including a dividend of 2.3%, strong financial health (Piotroski 7/9), and strong price momentum.

Score Overview for Sumitomo Mitsui Financial

💰 Value Score 80/100 (Very High)
⭐ Quality Score 86/100 (Very High)
🚀 Momentum Score 88/100 (Very High)
📊 Total Score 84/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Sumitomo Mitsui Financial that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,982% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Sumitomo Mitsui Financial trades at a P/E ratio of 16.0, which is close to the market average. The forward P/E is 15.3 (5% lower), which suggests the market expects rising earnings. The P/S ratio is 0.0 (low — potentially undervalued relative to revenue). The P/B ratio is 1.7. The PEG ratio is 2.25 — above 2.0 suggests the stock is expensive relative to its growth rate.

💵 Profitability & Growth

Sumitomo Mitsui Financial has a profit margin of 27.8% (excellent) and an operating margin of 40.9%. Return on equity (ROE) is 8.6%. Return on assets (ROA) is 0.4%. The latest quarterly earnings grew 35.0% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 7 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 1,982.0% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 0.19% — low, the market does not expect a decline.

Sumitomo Mitsui Financial Dividend 2026: 2.3% Dividend Yield

Dividend Key Figures for Sumitomo Mitsui Financial in 2026

Dividend yield
2.29%
Dividend per share
0.30 USD
Payout ratio
33.3%
Healthy
Dividend growth (4 years)
+48.6%
Avg. annual dividend (3 years)
0.43 USD

When does Sumitomo Mitsui Financial pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
March 31, 2026
Next dividend payment
July 7, 2026

How much does Sumitomo Mitsui Financial pay in dividends?

Sumitomo Mitsui Financial pays dividends to its shareholders. The most recently paid dividend was 0.30 USD per share, which corresponds to a dividend yield of 2.29%. Over the last 4 years, the annual dividend has grown by 48.6%, which shows positive dividend growth.

The payout ratio is 33.3%, which is considered healthy and sustainable. The company balances rewarding shareholders with reinvesting in growth.

Historical Dividend Payments for Sumitomo Mitsui Financial

We have registered dividend payments for Sumitomo Mitsui Financial since 2021-03-29. In that period the stock has paid a dividend 48 times, most recently on 2026-03-31. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-03-31N/A0.30USDUnknown period
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2025-09-302025-12-090.27USDUnknown period
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2024-09-302024-12-100.24USDUnknown period
2024-03-272024-07-080.17USDUnknown period
2023-09-282023-12-080.18USDUnknown period
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2022-09-292022-09-300.17USDUnknown period
2021-09-292021-09-290.18USDUnknown period
2021-03-292021-07-080.17USDUnknown period

Insider Trading in Sumitomo Mitsui Financial 2026: The Signal Is mostly positive

In 2026, insiders at Sumitomo Mitsui Financial have made 20 transactions – split into 3 purchases and 17 sales. On a net basis, insiders put 1,165,248,430 $ into the stock, which is a positive signal. Active insiders include SUMITOMO MITSUI FINANCIAL GROUP, INC., Yoshikawa Haruyuki, Uemura Akio and others. In the short term (last 3 months), the insider signal is mostly positive.

Short-Term Signal (3 months): Mostly positive

Insiders have bought more than they have sold over the last 3 months. This suggests key people see short-term value in the stock.

Over the last 3 months: 1 purchases and 17 sales. A net 303,452,476 $ into the stock.

Long-Term Signal (all transactions): Mostly positive

Insiders have bought considerably more than they have sold. This suggests several key people see value in the stock.

Across the last 20 transactions: 3 purchases and 17 sales. A net 1,165,248,430 $ into the stock.

Latest purchase: SUMITOMO MITSUI FINANCIAL GROUP, INC. bought 5,906,542 shares at 54 $ each on 2026-07-15. The stock has since fallen 52.9%.

Latest sale: Yoshikawa Haruyuki sold 13,797 shares at 44 $ each on 2026-07-27.

Who is buying: SUMITOMO MITSUI FINANCIAL GROUP, INC..

Who is selling: Yoshikawa Haruyuki, Uemura Akio, Takashima Makoto, Takamatsu Hideki, Samejima Natsuhiro and others.

Latest Insider Trades in Sumitomo Mitsui Financial (2026)

The table shows the last 20 reported insider transactions in Sumitomo Mitsui Financial. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-07-27 Yoshikawa Haruyuki Sell 13,797 44 606,930
2026-07-27 Uemura Akio Sell 15,249 44 670,804
2026-07-27 Takashima Makoto Sell 41,166 44 1,810,892
2026-07-27 Takamatsu Hideki Sell 12,549 44 552,031
2026-07-27 Samejima Natsuhiro Sell 16,596 44 730,058
2026-07-27 Nakashima Toru Sell 51,399 44 2,261,042
2026-07-27 Nakamura Keiichiro Sell 19,296 44 848,831
2026-07-27 Nagata Arihiro Sell 15,249 44 670,804
2026-07-27 Mikami Takeshi Sell 20,748 44 912,705
2026-07-27 Matsugasaki Honami Sell 8,372 44 368,284

Who is buying and selling Sumitomo Mitsui Financial shares in 2026?

The following insiders have bought shares in Sumitomo Mitsui Financial: SUMITOMO MITSUI FINANCIAL GROUP, INC.. In total, 1,180,512,960 $ was bought across 3 transactions. The following insiders have sold shares: Yoshikawa Haruyuki, Uemura Akio, Takashima Makoto, Takamatsu Hideki, Samejima Natsuhiro and others. In total, 15,264,530 $ was sold across 17 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

When Does Sumitomo Mitsui Financial Report Earnings?

The next earnings date for Sumitomo Mitsui Financial is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Sumitomo Mitsui Financial 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Sumitomo Mitsui Financial (SMFG.US) – RSI 52, MACD positive (bullish), daily candlestick chart August 2026
Sumitomo Mitsui Financial technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Sumitomo Mitsui Financial Group, Inc

Sumitomo Mitsui Financial Group, Inc is in a short-term downtrend. The price of $25.40 is 1.1% below the 20-day average ($25.69). Medium term, the picture is positive: the price is 3.6% above the 50-day average ($24.52). Long term, the stock is 21.5% above the 200-day average ($20.90), which confirms a long-term uptrend.

Golden Cross: The 50-day average (24.52) is above the 200-day average (20.90), which is a classic bullish signal for Sumitomo Mitsui Financial Group, Inc.

Is Sumitomo Mitsui Financial Group, Inc overbought or oversold?

Sumitomo Mitsui Financial Group, Inc has an RSI of 51.6, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for Sumitomo Mitsui Financial Group, Inc

Daily MACD: MACD is positive (0.229), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (0.392) by 0.163, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (1.672), which indicates a broader bullish long-term trend. MACD5 is above the signal line (1.468) by 0.204, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Sumitomo Mitsui Financial Group, Inc

Sumitomo Mitsui Financial Group, Inc has an annual standard deviation of 29.1%, which classifies the stock as moderately low risk. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Sumitomo Mitsui Financial Group, Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (0.229). Weekly bullish (1.672).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 51.6 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Sumitomo Mitsui Financial stock in 2026

Should you buy Sumitomo Mitsui Financial stock now?
Yes, the technical signal for Sumitomo Mitsui Financial is currently BUY. Sumitomo Mitsui Financial trades at $25.70 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 0.229 with falling momentum (signal: 0.392); RSI is at 51.6 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $28.86 points to 12.3% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Sumitomo Mitsui Financial stock?
The average analyst price target for Sumitomo Mitsui Financial is $28.86. The current price is $25.70, which gives an upside of 12.3%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $25.97 and $31.75.
Is Sumitomo Mitsui Financial a dividend stock?
Yes, Sumitomo Mitsui Financial is a dividend stock with a dividend yield of 2.29%. The latest dividend was $0.30 per share. The latest ex-dividend date (traded without the dividend) was 3/31/2026. The payout ratio is 33.3%, which is considered sustainable. The next dividend payment is scheduled for 7/7/2026.
When does Sumitomo Mitsui Financial pay a dividend in 2026?
Sumitomo Mitsui Financial pays its next dividend on 7/7/2026. The latest dividend was $0.30 per share with an ex-dividend date of 3/31/2026. The dividend yield is 2.29%. The payout ratio of 33.3% points to a sustainable dividend with room to grow.
What is the risk of Sumitomo Mitsui Financial stock?
Sumitomo Mitsui Financial is rated as a stock with moderately low risk. the annual standard deviation is 29.1%, which classifies the stock as moderately low risk.
Is Sumitomo Mitsui Financial overvalued?
No, Sumitomo Mitsui Financial is considered undervalued based on the analyst price target (12.3% upside). Sumitomo Mitsui Financial has the following valuation ratios: a P/E ratio of 16.0 (moderately valued), a P/S ratio of 0.0, a P/B ratio of 1.7. The analyst price target suggests that the stock is undervalued by 12.3%.
Is Sumitomo Mitsui Financial overbought?
No, Sumitomo Mitsui Financial is not overbought. RSI is at 51.6 (neutral zone). The technical indicators show: RSI is at 51.6 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 0.0% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next Sumitomo Mitsui Financial earnings report?
The date of the next earnings report for Sumitomo Mitsui Financial has not been published yet. Check the company's investor calendar for updates.
Is Sumitomo Mitsui Financial shorted?
Sumitomo Mitsui Financial has minimal short interest of 0.19% of the free float, which is insignificant and points to very limited bearish sentiment.
Are insiders buying Sumitomo Mitsui Financial stock?
Yes, insiders are net buyers of Sumitomo Mitsui Financial – they are buying more shares than they are selling. Over the last 3 months, insiders have made 1 purchases and 17 sales. On a net basis, 303,452,476 $ worth of shares were bought. Across the last 20 reported transactions, the split is 3 purchases and 17 sales, with a net 1,165,248,430 $ bought. Active buyers include SUMITOMO MITSUI FINANCIAL GROUP, INC.. Insider buying is generally seen as a positive signal, because management is putting its own money into the company.
Is Sumitomo Mitsui Financial a good stock?
Based on our total score, Sumitomo Mitsui Financial is rated as a fantastic stock with a total score of 85 out of 100. The stock scores exceptionally high on value, quality and momentum – it is among the best 15% in our database. The score is made up of Value: 80/100, Quality: 86/100, Momentum: 88/100. In addition: analysts see 12.3% upside to the price target; a dividend of 2.29%; technical signal: Strong Buy. Whether Sumitomo Mitsui Financial is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Sumitomo Mitsui Financial stock?
The outlook for Sumitomo Mitsui Financial based on current data: the average analyst price target is $28.86 (+12.3%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 16.0 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Sumitomo Mitsui Financial stock moving?
Sumitomo Mitsui Financial is stable right now. The technical indicators show: the price is close to the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Sumitomo Mitsui Financial go?
The average analyst price target for Sumitomo Mitsui Financial is $28.86, which corresponds to a potential gain of 12.3% from the current price of $25.70. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Sumitomo Mitsui Financial fall?
We lack enough history to give a specific floor for Sumitomo Mitsui Financial. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Sumitomo Mitsui Financial do?
Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Re... The company belongs to the Financiel service sector, more specifically the Storbank industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Sumitomo Mitsui Financial as an investment.
Did Sumitomo Mitsui Financial raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Sumitomo Mitsui Financial. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Sumitomo Mitsui Financial making money or losing money?
Yes, Sumitomo Mitsui Financial is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 27.8% — which is excellent. The operating margin (profit before interest and taxes) is 40.9%. At a P/E ratio of 16.0, you currently pay 16.0 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Sumitomo Mitsui Financial go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Sumitomo Mitsui Financial, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Sumitomo Mitsui Financial have a lot of debt?
Yes, Sumitomo Mitsui Financial has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,982%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.