Should you buy Safety Insurance stock now?
Yes, the technical signal for Safety Insurance is currently BUY. Safety Insurance trades at $103.22 as of 9/3/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 3.053 with falling momentum (signal: 3.967); RSI is at 82.2 (overbought), suggesting the price may have risen too quickly; the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $70.00 is 32.2% below the current price. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Safety Insurance stock?
The average analyst price target for Safety Insurance is $70.00. The current price is $103.22, which gives a downside of 32.2%. Based on this, the stock is considered overvalued. The fair value range (±10% of the price target) is between $63.00 and $77.00.
Is Safety Insurance a dividend stock?
Yes, Safety Insurance is a dividend stock with a dividend yield of 3.58%. The latest dividend was $0.92 per share. The latest ex-dividend date (traded without the dividend) was 9/1/2026. The payout ratio is 81.3%, which is considered high. The next dividend payment is scheduled for 9/15/2026.
When does Safety Insurance pay a dividend in 2026?
Safety Insurance pays its next dividend on 9/15/2026. The latest dividend was $0.92 per share with an ex-dividend date of 9/1/2026. The dividend yield is 3.58%. The payout ratio of 81.3% points to a high dividend relative to earnings.
What is the risk of Safety Insurance stock?
Safety Insurance is rated as a stock in the risk category Moderate. the annual standard deviation is 45.4%, which classifies the stock as Moderate. In addition, an RSI of 82.2 signals overbought (elevated risk of a pullback).
Is Safety Insurance overvalued?
Yes, Safety Insurance is considered overvalued based on the analyst price target (32.2% above the price target). Safety Insurance has the following valuation ratios: a P/E ratio of 22.3 (moderately to highly valued), a P/S ratio of 1.2, a P/B ratio of 1.7. The analyst price target suggests that the stock is overvalued by 32.2%.
Is Safety Insurance overbought?
Yes, Safety Insurance is overbought with an RSI of 82.2 (above 70). The technical indicators show: RSI is at 82.2 (above the 70 mark), which signals the price is overbought and may have risen too quickly. In addition, the price is 0.5% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next Safety Insurance earnings report?
The date of the next earnings report for Safety Insurance has not been published yet. Check the company's investor calendar for updates.
Is Safety Insurance shorted?
Yes, Safety Insurance is shorted with 5.0% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. Data is updated daily based on official filings with the SEC.
Are insiders buying Safety Insurance stock?
No, insiders are not buying Safety Insurance shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 5 sales. On a net basis, 55,243,479 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 57,286,634 $ sold. Active sellers include SRB CORP, Whitford Christopher Thomas, Varga Stephen Albert and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Safety Insurance a good stock?
Based on our total score, Safety Insurance is rated as a good stock with a total score of 79 out of 100. The stock scores above average on value, quality and momentum – it is among the top 21% in our database. The score is made up of Value: 69/100, Quality: 70/100, Momentum: 97/100. In addition: the price target is 32.2% below the current price; a dividend of 3.58%; technical signal: Strong Buy. Whether Safety Insurance is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Safety Insurance stock?
The outlook for Safety Insurance based on current data: the average analyst price target is $70.00 (-32.2%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 22.3 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Safety Insurance stock moving?
Safety Insurance is stable right now. The technical indicators show: the price is close to the 20-day average; short interest is 5.0% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Safety Insurance go?
The average analyst price target for Safety Insurance is $70.00, which is 32.2% below the current price of $103.22. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Safety Insurance fall?
We lack enough history to give a specific floor for Safety Insurance. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Safety Insurance do?
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fa... The company belongs to the Financial Services sector, more specifically the Skadesforsikring industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Safety Insurance as an investment.
Did Safety Insurance raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Safety Insurance. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Safety Insurance making money or losing money?
Yes, Safety Insurance is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 5.3% — which is moderate. The operating margin (profit before interest and taxes) is 13.7%. At a P/E ratio of 22.3, you currently pay 22.3 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Safety Insurance go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Safety Insurance, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Safety Insurance have a lot of debt?
No, Safety Insurance has low debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 174%. For the financial services sector, anything below 200% counts as low debt. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.