Resona (RSHGY.US) – Strong Buy: Rating and Stock Analysis 2026/2027

29,59
2,40%
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No analysts currently cover Resona with a public price target. We add the price target automatically as soon as at least one analyst publishes a rating. Until then, use the technical analysis and the key figures below.

About Resona – Regional bank

Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates through Consumer Banking, Corporate Banking, and Market Trading segments. The Consumer Banking segment provides consulting services, that includes consumer loan, asset management, and asset succession services to individuals. The Corporate Banking segment offers services, such as corporate loan, trust asset management, real estate business, corporate pension, and asset succession services to corporates. The Market Trading segment engages in financial market services, that includes short term lending, borrowing, purchase and sale of bonds, and derivatives trading. It also engages in the private equity businesses; collection of bills and receivables, factoring, credit card administration, business process outsourcing services, and placement services; and provision of credit guarantee, general leasing, and system development services. Resona Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan. Read more about the company

Key Figures for Resona

$ 31,5B Market cap
$ 1,2T Revenue
Regional bank Industry
19.63 P/E
0.03 P/S
1.72 P/B
USA Listed on exchange

What kind of stock is Resona?

Growth stock Value stock Momentum stock

Resona is classified as a growth stock and value stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Resona

💰 Value Score 73/100 (High)
⭐ Quality Score 57/100 (Neutral)
🚀 Momentum Score 89/100 (Very High)
📊 Total Score 73/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Resona that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 2,734% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Resona trades at a P/E ratio of 19.6, which is close to the market average. The forward P/E is 16.1 (18% lower), which suggests the market expects rising earnings. The P/S ratio is 0.0 (low — potentially undervalued relative to revenue). The P/B ratio is 1.7. The PEG ratio is 1.39.

💵 Profitability & Growth

Resona has a profit margin of 23.1% (excellent) and an operating margin of 40.4%. Return on equity (ROE) is 9.2%. Return on assets (ROA) is 0.4%. The latest quarterly earnings grew 16.3% year over year.

🏦 Financial Health

The Piotroski score is 4 out of 9 — average financial health. The debt-to-equity ratio (D/E) is 2,734.0% — high debt, which raises the risk.

Resona Dividend 2026: 1.3% Dividend Yield

Dividend Key Figures for Resona in 2026

Dividend yield
1.33%
Dividend per share
0.18 USD
Payout ratio
24.8%
Low
Avg. annual dividend (3 years)
0.37 USD

When does Resona pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
March 31, 2026

How much does Resona pay in dividends?

Resona pays dividends to its shareholders. The most recently paid dividend was 0.18 USD per share, which corresponds to a dividend yield of 1.33%.

The payout ratio is 24.8%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Resona

We have registered dividend payments for Resona since 2025-03-31. In that period the stock has paid a dividend 21 times, most recently on 2026-03-31. However, the stock does not qualify as a stable or sporadic dividend stock, because the dividend payments have been inconsistent in recent years.

Ex-datePayment dateAmountCurrencyPeriod
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2026-03-31N/A0.18USDUnknown period
2025-09-302025-12-240.18USDUnknown period
2025-03-312025-06-250.19USDUnknown period

When Does Resona Report Earnings?

The next earnings date for Resona is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Resona 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Trend Analysis of Resona Holdings Inc

Resona Holdings Inc is in a short-term uptrend. The price of $28.90 is 1.5% above the 20-day average ($28.48). Medium term, the picture is positive: the price is 5.3% above the 50-day average ($27.44). Long term, the stock is 22.6% above the 200-day average ($23.57), which confirms a long-term uptrend.

Golden Cross: The 50-day average (27.44) is above the 200-day average (23.57), which is a classic bullish signal for Resona Holdings Inc.

Is Resona Holdings Inc overbought or oversold?

Resona Holdings Inc has an RSI of 56.8. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Resona Holdings Inc

Daily MACD: MACD is positive (0.180), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (0.248) by 0.068, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (1.687), which indicates a broader bullish long-term trend. MACD5 is above the signal line (1.588) by 0.099, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Resona Holdings Inc

Resona Holdings Inc has an annual standard deviation of 36.7%, which classifies the stock as medium risk. The price can swing noticeably when the market moves.

Overall Technical Conclusion for Resona Holdings Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (0.180). Weekly bullish (1.687).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 56.8 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Resona stock in 2026

Should you buy Resona stock now?
Yes, the technical signal for Resona is currently BUY. Resona trades at $29.59 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 0.180 with falling momentum (signal: 0.248); RSI is at 56.8 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average). The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Resona stock?
There is currently no active analyst price target for Resona.
Is Resona a dividend stock?
Yes, Resona is a dividend stock with a dividend yield of 1.33%. The latest dividend was $0.18 per share. The latest ex-dividend date (traded without the dividend) was 3/31/2026. The payout ratio is 24.8%, which is considered sustainable.
When does Resona pay a dividend in 2026?
The next dividend date for Resona has not been set yet. The latest ex-dividend date (last trading day with dividend rights) was 3/31/2026. The latest dividend was $0.18 per share with an ex-dividend date of 3/31/2026. The dividend yield is 1.33%. The payout ratio of 24.8% points to a sustainable dividend with room to grow.
What is the risk of Resona stock?
Resona is rated as a stock with moderate risk. the annual standard deviation is 36.7%, which classifies the stock as moderate risk.
Is Resona overvalued?
Resona has the following valuation ratios: a P/E ratio of 19.6 (moderately valued), a P/S ratio of 0.0, a P/B ratio of 1.7.
Is Resona overbought?
No, Resona is not overbought. RSI is at 56.8 (neutral zone). The technical indicators show: RSI is at 56.8 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 3.9% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next Resona earnings report?
The date of the next earnings report for Resona has not been published yet. Check the company's investor calendar for updates.
Is Resona shorted?
There is currently no registered short interest for Resona, or the data is not available.
Are insiders buying Resona stock?
There is currently no registered insider trading for Resona.
Is Resona a good stock?
Based on our total score, Resona is rated as a good stock with a total score of 73 out of 100. The stock scores above average on value, quality and momentum – it is among the top 27% in our database. The score is made up of Value: 73/100, Quality: 57/100, Momentum: 89/100. In addition: a dividend of 1.33%; technical signal: Strong Buy. Whether Resona is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Resona stock?
The outlook for Resona based on current data: the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 19.6 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Resona stock rising?
Resona is rising right now. The technical indicators show: the price is 3.9% above the 20-day average. For the latest context, see our technical analysis, insider section and news overview above.
How high can Resona go?
There is currently no active analyst price target for Resona. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Resona fall?
We lack enough history to give a specific floor for Resona. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Resona do?
Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates through Consumer Banking, Corporate Banking, and Market Trading segments. The Consumer Banking segme... The company belongs to the Financiel service sector, more specifically the Regional bank industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Resona as an investment.
Did Resona raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Resona. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Resona making money or losing money?
Yes, Resona is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 23.1% — which is excellent. The operating margin (profit before interest and taxes) is 40.4%. At a P/E ratio of 19.6, you currently pay 19.6 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Resona go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Resona, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Resona have a lot of debt?
Yes, Resona has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 2,734%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.