Should you buy 360 Finance stock now?
No, the technical signal for 360 Finance is currently SELL. 360 Finance trades at $12.88 as of 8/6/2026. The overall technical signal is: Strong Sell. The technical analysis shows the following: MACD is negative (bearish trend) at -0.208 with rising momentum (signal: -0.270); RSI is at 40.9 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $21.98 points to 70.7% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for 360 Finance stock?
The average analyst price target for 360 Finance is $21.98. The current price is $12.88, which gives an upside of 70.7%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $19.78 and $24.18.
Is 360 Finance a dividend stock?
Yes, 360 Finance is a dividend stock with a dividend yield of 11.12%. The latest dividend was $0.78 per share. The latest ex-dividend date (traded without the dividend) was 4/22/2026. The payout ratio is 6.0%, which is considered sustainable. The next dividend payment is scheduled for 5/14/2026.
When does 360 Finance pay a dividend in 2026?
360 Finance pays its next dividend on 5/14/2026. The latest dividend was $0.78 per share with an ex-dividend date of 4/22/2026. The dividend yield is 11.12%. The payout ratio of 6.0% points to a sustainable dividend with room to grow.
What is the risk of 360 Finance stock?
360 Finance is rated as a stock with high risk. the annual standard deviation is 56.4%, which classifies the stock as high risk.
Is 360 Finance overvalued?
No, 360 Finance is considered undervalued based on the analyst price target (70.7% upside). 360 Finance has the following valuation ratios: a P/E ratio of 2.4 (lowly valued), a P/S ratio of 0.1, a P/B ratio of 0.5. The analyst price target suggests that the stock is undervalued by 70.7%.
Is 360 Finance overbought?
No, 360 Finance is not overbought. RSI is at 40.9 (neutral zone). The technical indicators show: RSI is at 40.9 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 3.4% below the 20-day average (short-term downtrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next 360 Finance earnings report?
360 Finance reports its next earnings on August 13, 2026. The stock currently trades at $12.88. With a P/E ratio of 2.4, the market will be watching closely whether earnings meet expectations.
Is 360 Finance shorted?
Yes, 360 Finance is shorted with 2.5% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying 360 Finance stock?
Yes, insiders are net buyers of 360 Finance – they are buying more shares than they are selling. Over the last 3 months, insiders have made 1 purchases and 0 sales. On a net basis, 57,640 $ worth of shares were bought. Across the last 4 reported transactions, the split is 4 purchases and 0 sales, with a net 5,704,640 $ bought. Active buyers include Chen Xiaohuan, Xiaohuan Chen. Insider buying is generally seen as a positive signal, because management is putting its own money into the company.
Is 360 Finance a good stock?
Based on our total score, 360 Finance is rated as a good stock with a total score of 63 out of 100. The stock scores above average on value, quality and momentum – it is among the top 37% in our database. The score is made up of Value: 100/100, Quality: 78/100, Momentum: 10/100. In addition: analysts see 70.7% upside to the price target; a dividend of 11.12%; technical signal: Strong Sell. Whether 360 Finance is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for 360 Finance stock?
The outlook for 360 Finance based on current data: the average analyst price target is $21.98 (+70.7%); the stock is in a downtrend (below SMA50 and SMA200); the next earnings report is due on 8/13/2026, which can move the price; the P/E ratio is 2.4 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is 360 Finance stock falling?
360 Finance is falling right now. The technical indicators show: the price is 3.4% below the 20-day average; insiders have mostly been buying the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can 360 Finance go?
The average analyst price target for 360 Finance is $21.98, which corresponds to a potential gain of 70.7% from the current price of $12.88. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can 360 Finance fall?
We lack enough history to give a specific floor for 360 Finance. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does 360 Finance do?
qfin.us, tidligere kendt som 360 DigiTech, driver en stor fintech-platform i Kina. De matcher låntagere med finansielle institutioner og tjener primært penge på at facilitere lån og levere efterbehandlingstjenester.
Virksomheden blev grundlagt i 2016 og er kendt for deres int... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate 360 Finance as an investment.
Did 360 Finance raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from 360 Finance. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is 360 Finance making money or losing money?
Yes, 360 Finance is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 27.5% — which is excellent. The operating margin (profit before interest and taxes) is 27.5%. At a P/E ratio of 2.4, you currently pay 2.4 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can 360 Finance go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For 360 Finance, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does 360 Finance have a lot of debt?
360 Finance has moderate debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 99%. For the financiel service sector, 80-150% counts as a typical level. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.
