PayPal (PYPL.US) Price Target and Rating 2026/2027

58,87
1,61%
Price history for PayPal (PYPL.US) – stock price at 58.87 $, August 2026
PayPal stock price – price development 2026. Updated Aug 6, 2026.
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PayPal 2026 Price Target

The average price target for PayPal is $58.83. This price target represents the analysts' view of the stock price over the next 12 months. The stock appears overvalued, because the price target is lower than the current price. It is -0,06% above the target, and analysts expect the price to fall over the next 12 months. Even if the stock may be overvalued, price momentum can last longer than expected. That is why it is important to keep an eye on the stock and its momentum on an ongoing basis. WallStreetBuys helps you with the technical analysis and keeps you up to date on the development.

Is PayPal overvalued or undervalued?

PayPal is currently fairly valued with a gap of 0.1% relative to the price target.


The current price is $58.87, which places PayPal in the fairly valued category. The stock is considered undervalued when the price is below $52.95, and overvalued when the price exceeds $64.71.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For PayPal, the fair value range lies between $52.95 and $64.71.


See the full price target analysis for PayPal →

Analyst Ratings for PayPal stock in 2026: Buy

47 analysts cover PayPal. The ratings are mixed, with 48.9% Buy, 46.8% Hold and 4.3% Sell. The average price target is $58.83, which is 0.1% below the current price.

Consensus: Buy (3.74/5)
Strong Buy
16 (34%)
Buy
7 (14.9%)
Hold
22 (46.8%)
Strong Sell
2 (4.3%)
Strong Sell Sell Hold Buy Strong Buy
3.74 out of 5 based on 47 analysts

About PayPal – Credit Services

PayPal Holdings driver en stor teknologiplatform, der gør digitale betalinger mulige for både butikker og private over hele verden. De tjener penge på at facilitere disse transaktioner. PayPal er især kendt for deres egne navne, som inkluderer PayPal, Braintree og Venmo, men de ejer også Xoom og Zettle. Gennem deres platform kan kunder sende og modtage betalinger i omkring 200 markeder. De understøtter over 100 valutaer og lader brugerne hæve penge i 56 forskellige valutaer. Virksomheden blev grundlagt i 1998 og har hovedkvarter i San Jose, Californien. PayPal er en central spiller, når det gælder globale digitale betalinger. Read more about the company

Key Figures for PayPal

$ 50,1B Market cap
$ 34,1B Revenue
Credit Services Industry
10.94 P/E
1.47 P/S
2.47 P/B
USA Listed on exchange
paypal.com Website

What kind of stock is PayPal?

Value stock Quality stock

PayPal is classified as a value stock and quality stock. This means the stock combines several attractive traits, strong financial health (Piotroski 7/9).

Score Overview for PayPal

💰 Value Score 82/100 (Very High)
⭐ Quality Score 71/100 (High)
🚀 Momentum Score 60/100 (High)
📊 Total Score 71/100

⚠️ 1 red flag identified

Our analysis has identified 1 potential risk factor in PayPal that investors should be aware of.

⚠️ High debt: The debt-to-equity ratio is 300% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

PayPal trades at a P/E ratio of 10.9, which is below the market average and can point to an attractive price. The forward P/E is 11.0. The P/S ratio is 1.5. The P/B ratio is 2.5. The PEG ratio is 1.05.

💵 Profitability & Growth

PayPal has a profit margin of 14.4% (solid) and an operating margin of 17.0%. Return on equity (ROE) is 24.5% — excellent return on equity. Return on assets (ROA) is 4.6%. The latest quarterly earnings grew -3.1% year over year — falling earnings.

🏦 Financial Health

The Piotroski score is 7 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 299.7% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 7.11% — elevated, some investors are betting on a decline.

PayPal Dividend 2026: 1.0% Dividend Yield

Dividend Key Figures for PayPal in 2026

Dividend yield
0.97%
Dividend per share
0.14 USD
Payout ratio
10.6%
Low
Avg. annual dividend (3 years)
0.14 USD

When does PayPal pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
June 4, 2026
Next dividend payment
September 25, 2026
Latest payment date
June 25, 2026

How much does PayPal pay in dividends?

PayPal pays dividends to its shareholders. The most recently paid dividend was 0.14 USD per share, which corresponds to a dividend yield of 0.97%.

The payout ratio is 10.6%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for PayPal

We have registered dividend payments for PayPal since 2025-11-19. In that period the stock has paid a dividend 7 times, most recently on 2026-06-04. However, the stock does not qualify as a stable or sporadic dividend stock, because the dividend payments have been inconsistent in recent years.

Ex-datePayment dateAmountCurrencyPeriod
2026-06-042026-06-250.14USDUnknown period
2026-06-042026-06-250.14USDUnknown period
2026-06-042026-06-250.14USDUnknown period
2026-06-042026-06-250.14USDUnknown period
2026-06-042026-06-250.14USDUnknown period
2026-03-042026-03-250.14USDUnknown period
2025-11-192025-12-100.14USDUnknown period

Insider Trading in PayPal 2026: The Signal Is negative

In 2026, insiders at PayPal have made 20 transactions, all of which were sales. On a net basis, insiders took 3,752,473 $ out of the stock. Active insiders include Natali Chris, Keller Frank, Webster Aaron and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 16 sales. A net 2,954,708 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 3,752,473 $ out of the stock.

Latest sale: Natali Chris sold 1,337 shares at 58 $ each on 2026-07-29.

Who is selling: Natali Chris, Keller Frank, Webster Aaron, Miller Jamie S, Kereere Suzan and others.

Latest Insider Trades in PayPal (2026)

The table shows the last 20 reported insider transactions in PayPal. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-07-29 Natali Chris Sell 1,337 58 77,680
2026-07-29 Keller Frank Sell 732 58 42,529
2026-07-15 Webster Aaron Sell 5,901 47 279,530
2026-07-15 Natali Chris Sell 2,726 47 129,131
2026-07-15 Keller Frank Sell 1,639 47 77,639
2026-06-15 Miller Jamie S Sell 9,094 42 377,674
2026-06-03 Natali Chris Sell 552 43 23,543
2026-06-03 Kereere Suzan Sell 3,379 43 144,587
2026-06-03 Keller Frank Sell 4,612 43 196,194
2026-06-01 Webster Aaron Sell 4,602 45 205,940

Who is buying and selling PayPal shares in 2026?

The following insiders have sold shares: Natali Chris, Keller Frank, Webster Aaron, Miller Jamie S, Kereere Suzan and others. In total, 3,752,473 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

PayPal Short Selling 2026: 7.1% Sold Short

High short interest: 7.1% of the free float
Short % of free float
7.1%
Assessment
High short interest
Short squeeze risk
Moderate
Data source
SEC
Updated daily
The stock has a high share of short selling. Between 5-10% of the freely traded shares are sold short, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze.

What does this mean for you as an investor?
A short interest of 7.1% means that 7.1% of the freely traded shares in PayPal have been borrowed and sold by investors betting on falling prices.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
7.1%

When Does PayPal Report Earnings?

The next earnings date for PayPal is not yet available. Check the company's investor calendar for more information.



Technical Analysis of PayPal 2026 – Signal: Buy

Overall Technical Signal: Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of PayPal (PYPL.US) – RSI 71, MACD positive (bullish), daily candlestick chart August 2026
PayPal technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of PayPal Holdings, Inc

PayPal Holdings, Inc is in a short-term uptrend. The price of $57.93 is 5.5% above the 20-day average ($54.89). Medium term, the picture is positive: the price is 21.1% above the 50-day average ($47.85). Long term, the stock is 11.9% above the 200-day average ($51.75), which confirms a long-term uptrend.

Death Cross: The 50-day average (47.85) is below the 200-day average (51.75), which is a classic bearish signal for PayPal Holdings, Inc.

Is PayPal Holdings, Inc overbought or oversold?

PayPal Holdings, Inc has an RSI of 71.1, which places the stock in overbought territory (above 70). Even though the stock is overbought, the broader trend is positive. A short-term pullback is possible, but the trend still supports the price.

MACD Analysis for PayPal Holdings, Inc

Daily MACD: MACD is positive (3.134), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (3.207) by 0.073, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is negative (-0.088), which indicates a broader bearish long-term trend. MACD5 is above the signal line (-2.558) by 2.470, which suggests the negative long-term momentum is fading – a bigger trend reversal could be ahead.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The short-term trend is bullish, but the long-term trend is still bearish. Weekly momentum is rising, though, which could signal an upcoming trend reversal.

Risk Profile for PayPal Holdings, Inc

PayPal Holdings, Inc has an annual standard deviation of 41.8%, which classifies the stock as medium risk. The price can swing noticeably when the market moves.

Overall Technical Conclusion for PayPal Holdings, Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (3.134). Weekly bearish (-0.088).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 71.1 – overbought.

Technical signal: Buy

The broader trend is positive and MACD supports the picture. Consider buying with a stop-loss below the nearest support level.

Frequently Asked Questions About PayPal stock in 2026

Should you buy PayPal stock now?
Yes, the technical signal for PayPal is currently BUY. PayPal trades at $58.87 as of 8/6/2026. The overall technical signal is: Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 3.134 with falling momentum (signal: 3.207); RSI is at 71.1 (overbought), suggesting the price may have risen too quickly; the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $58.83 is 0.1% below the current price. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for PayPal stock?
The average analyst price target for PayPal is $58.83. The current price is $58.87, which gives a downside of 0.1%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $52.95 and $64.71.
Is PayPal a dividend stock?
Yes, PayPal is a dividend stock with a dividend yield of 0.97%. The latest dividend was $0.14 per share. The latest ex-dividend date (traded without the dividend) was 6/4/2026. The payout ratio is 10.6%, which is considered sustainable. The next dividend payment is scheduled for 9/25/2026.
When does PayPal pay a dividend in 2026?
PayPal pays its next dividend on 9/25/2026. The latest dividend was $0.14 per share with an ex-dividend date of 6/4/2026. The dividend yield is 0.97%. The payout ratio of 10.6% points to a sustainable dividend with room to grow.
What is the risk of PayPal stock?
PayPal is rated as a stock with moderate risk. the annual standard deviation is 41.8%, which classifies the stock as moderate risk. In addition, an RSI of 71.1 signals overbought (elevated risk of a pullback).
Is PayPal overvalued?
PayPal is considered fairly valued – the price is close to the analyst price target. PayPal has the following valuation ratios: a P/E ratio of 10.9 (moderately valued), a P/S ratio of 1.5, a P/B ratio of 2.5. The stock trades close to the analyst price target and is considered fairly valued.
Is PayPal overbought?
Yes, PayPal is overbought with an RSI of 71.1 (above 70). The technical indicators show: RSI is at 71.1 (above the 70 mark), which signals the price is overbought and may have risen too quickly. In addition, the price is 7.2% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next PayPal earnings report?
The date of the next earnings report for PayPal has not been published yet. Check the company's investor calendar for updates.
Is PayPal shorted?
Yes, PayPal is shorted with 7.1% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. Data is updated daily based on official filings with the SEC.
Are insiders buying PayPal stock?
No, insiders are not buying PayPal shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 16 sales. On a net basis, 2,954,708 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 3,752,473 $ sold. Active sellers include Natali Chris, Keller Frank, Webster Aaron and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is PayPal a good stock?
Based on our total score, PayPal is rated as a good stock with a total score of 71 out of 100. The stock scores above average on value, quality and momentum – it is among the top 29% in our database. The score is made up of Value: 82/100, Quality: 71/100, Momentum: 60/100. In addition: a dividend of 0.97%; technical signal: Buy. Whether PayPal is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for PayPal stock?
The outlook for PayPal based on current data: the average analyst price target is $58.83 (-0.1%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 10.9 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is PayPal stock rising?
PayPal is rising right now. The technical indicators show: the price is 7.2% above the 20-day average; short interest is 7.1% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can PayPal go?
The average analyst price target for PayPal is $58.83, which is 0.1% below the current price of $58.87. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can PayPal fall?
We lack enough history to give a specific floor for PayPal. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does PayPal do?
PayPal Holdings driver en stor teknologiplatform, der gør digitale betalinger mulige for både butikker og private over hele verden. De tjener penge på at facilitere disse transaktioner. PayPal er især kendt for deres egne navne, som inkluderer PayPal, Braintree og Venmo, men ... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate PayPal as an investment.
Did PayPal raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from PayPal. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is PayPal making money or losing money?
Yes, PayPal is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 14.4% — which is solid. The operating margin (profit before interest and taxes) is 17.0%. At a P/E ratio of 10.9, you currently pay 10.9 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can PayPal go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For PayPal, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does PayPal have a lot of debt?
Yes, PayPal has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 300%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.