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NIO (NIO.US) Price Target 2026/2027: 80% Upside – Rating and Stock Analysis

3.48
Analysis framework by , founder of TradeDesk · Data: EODHD, insider trades from SEC Form 4 filings · Updated
Price history for NIO (NIO.US) – stock price at $3.48, October 2026
NIO stock price – price development 2026. Updated Oct 7, 2026.
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NIO Price Target 2026: Analysts See 81% Upside

The average price target for NIO is $6.30. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 81.03% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is NIO overvalued or undervalued?

NIO is currently undervalued with a gap of 81% relative to the price target.


The current price is $3.48, which places NIO in the undervalued category. The stock is considered undervalued when the price is below $5.67, and overvalued when the price exceeds $6.93.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For NIO, the fair value range lies between $5.67 and $6.93.


See the full price target analysis for NIO →

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About NIO – Auto Manufacturers

NIO designs and sells smart electric cars, mainly in China. The company makes money by selling SUVs and sedans, but its business is about more than just cars. NIO has also built a wider system of energy and service offerings around its vehicles.

NIO is especially known for Power Swap, a service where drivers can quickly swap an empty battery for a charged one instead of waiting to charge the car. The company also offers Power Charger, for fast charging, and Power Mobile, a mobile charging service that comes to the customer. In addition, NIO makes its own e-powertrains (the electric motors and parts that drive the car) and battery packs.

NIO was founded in 2014. The company runs a large network of workshops and service centers to keep its cars running. Read more about the company

Key Figures for NIO

$8.4B Market cap
$114B Revenue
Auto Manufacturers Industry
- P/E
0.07 P/S
15.15 P/B
United States Listed on exchange
nio.com Website
Consumer Cyclical Sector

What kind of stock is NIO?

Speculative stock

NIO is classified as a speculative stock.

Score Overview for NIO

💰 Value Score 31/100 (Low)
⭐ Quality Score 30/100 (Low)
🚀 Momentum Score 10/100 (Very Low)
📊 Total Score 23/100

⚠️ 4 red flags identified 3 critical

Our analysis has identified 4 potential risk factors in NIO that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,577% – the company carries considerably more debt than equity, which raises the financial risk.
🚨 Weak balance sheet (elevated risk): Altman Z2 is -0.04 – the balance sheet is measurably weaker than average. This is a risk signal based on the numbers, not a bankruptcy prediction.
⚠️ Negative profit margin: The profit margin is -4.2% – the company is losing money on its operations.
🚨 Negative return on equity: ROE is -45.3% – the company is generating a negative return for shareholders.

📈 Valuation

The P/S ratio is 0.1 (low — potentially undervalued relative to revenue). The P/B ratio is 15.2.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. Altman Z2 is -0.04 (weak balance sheet — elevated risk). The debt-to-equity ratio (D/E) is 1,577.0% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 7.28% — elevated, some investors are betting on a decline.

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NIO Short Selling 2026: 7.3% Sold Short

High short interest: 7.3% of the free float
Short % of free float
7.3%
Assessment
High short interest
Short squeeze risk
Moderate
Data source
EODHD
Reported about twice a month

Short interest over time: NIO

0.0%4.4%8.7%
5/307/299/27
7.3% today (high)Last 30 days: +0.8 percentage pointsMeasured over 120 days
What does the trend tell you?
Short interest is rising. It is up 0.8 percentage points over the last month and now stands at 7.3%. More investors have borrowed NIO and sold it, expecting the price to fall.

It cuts both ways: if they are wrong and the price rises, they have to buy the share back — and those purchases can push the price up further on their own. That is called a short squeeze. That is not in itself a signal about what the price will do — we cannot predict the market, and short interest is only one number among many. But it does say something about what the large players are doing.
The stock has a high share of short selling. Between 5-10% of the freely traded shares are sold short, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze.

What does this mean for you as an investor?
A short interest of 7.3% means that 7.3% of the freely traded shares in NIO have been borrowed and sold by investors betting on falling prices.

The next potential catalyst is the earnings report on Nov 24, 2026. With a short interest of 7.3%, the report can trigger considerable volatility.

Short interest comes from our data provider EODHD. The figure is reported about twice a month; we check it every trading day.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
▲
7.3%

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When Does NIO Report Earnings – Next Date: Nov 24, 2026

The next earnings report from NIO is scheduled for November 24, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



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Technical Analysis of NIO 2026 – Signal: Strong Sell

Overall Technical Signal: Strong Sell

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated October 7, 2026.

Technical analysis of NIO (NIO.US) – RSI 35, MACD negative (bearish), daily candlestick chart October 2026
NIO technical analysis – candlestick chart with RSI, MACD and volume profile. Updated Oct 7, 2026.

Trend Analysis of NIO Limited

NIO Limited is in a short-term downtrend. The price of $3.48 is 2.6% below the 20-day average ($3.57). Medium term, the picture is negative: the price is 15.3% below the 50-day average ($4.11). Long term, the stock is 30.9% below the 200-day average ($5.04), which signals a long-term downtrend.

Death Cross: The 50-day average (4.11) is below the 200-day average (5.04), which is a classic bearish signal for NIO Limited.

Is NIO Limited overbought or oversold?

NIO Limited has an RSI of 34.6. The stock sits in the lower part of the neutral zone, which points to weak momentum without being oversold. In the current downtrend, be careful about reading this as a buying opportunity.

MACD Analysis for NIO Limited

Daily MACD: MACD is negative (-0.192), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is above the signal line (-0.208) by 0.016, which suggests the negative momentum is fading – a potential trend reversal could be ahead.

Weekly MACD: MACD5 is negative (-0.503), which indicates a broader bearish long-term trend. MACD5 is below the signal line (-0.347) by 0.156, which confirms continued negative long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bearish (MACD negative). However, momentum shows signs of improving on a daily basis – a potential trend reversal could be ahead, but it is not confirmed yet.

Risk Profile for NIO Limited

NIO Limited has an annual standard deviation of 51.4%, which classifies the stock as Speculative. Sizeable price swings are normal, and the stock requires a higher risk tolerance.

Overall Technical Conclusion for NIO Limited

Trend: Negative. The price trades below SMA50 and SMA200.

MACD trend (zero line): Daily bearish (-0.192). Weekly bearish (-0.503).

MACD momentum (signal): Daily rising. Weekly falling.

RSI: 34.6 – neutral.

Technical signal: Strong Sell

The price is in a downtrend (below SMA50/SMA200) and MACD is negative on both a daily and weekly basis. Avoid buying and consider closing existing positions.

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Frequently Asked Questions About NIO stock in 2026

Should you buy NIO stock now?
No, the technical signal for NIO is currently Strong Sell. NIO trades at $3.48 as of Oct 7, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -0.192 with rising momentum (signal: -0.208); RSI is at 34.6 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $6.30 points to 81.0% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for NIO stock?
The average analyst price target for NIO is $6.30. The current price is $3.48, which gives an upside of 81.0%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $5.67 and $6.93.
Is NIO a dividend stock?
No, NIO does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of NIO stock?
NIO is rated as a stock in the risk category Speculative. the annual standard deviation is 51.4%, which classifies the stock as Speculative.
Is NIO overvalued?
No, NIO is considered undervalued based on the analyst price target (81.0% upside). NIO has the following valuation ratios: a P/S ratio of 0.1, a P/B ratio of 15.2. The analyst price target suggests that the stock is undervalued by 81.0%.
Is NIO overbought?
No, NIO is not overbought. RSI is at 34.6 (neutral zone). The technical indicators show: RSI is at 34.6 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 2.6% below the 20-day average (short-term downtrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next NIO earnings report?
NIO reports its next earnings on November 24, 2026. The stock currently trades at $3.48. The RSI is at 34.6, so the report can reinforce the current technical trend.
Is NIO shorted?
Yes, NIO is shorted with 7.3% of the free float sold short. This is a high level of short selling, which suggests some investors are betting on falling prices. Positive surprises can lead to a moderate short squeeze. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying NIO stock?
There is currently no registered insider trading for NIO.
Is NIO a good stock?
Based on our total score, NIO is rated as a poor stock with a total score of 23 out of 100. The stock scores below average on value, quality and momentum – it sits at the lower end of the market. The score is made up of Value: 31/100, Quality: 30/100, Momentum: 10/100. In addition: analysts see 81.0% upside to the price target; technical signal: Strong Sell. Whether NIO is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for NIO stock?
The outlook for NIO based on current data: the average analyst price target is $6.30 (+81.0%); the stock is in a downtrend (below SMA50 and SMA200); the next earnings report is due on Nov 24, 2026, which can move the price. Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is NIO stock falling?
NIO is falling right now. The technical indicators show: the price is 2.6% below the 20-day average; short interest is 7.3% (high – many are betting on a decline). For the latest context, see our technical analysis and insider section above.
How high can NIO go?
The average analyst price target for NIO is $6.30, which corresponds to a potential gain of 81.0% from the current price of $3.48. The stock has traded between $3.37 and $7.86 over the last 52 weeks. The price is 55.7% below the 52-week high, which can indicate potential if the underlying fundamentals are intact. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can NIO fall?
The stock has traded as low as $3.37 over the last 52 weeks — that is 3.2% below the current price of $3.48. The biggest decline (drawdown) in the same period was 57.1% from high to low. Within a year, the price typically swings about ±51.4% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does NIO do?
NIO designs and sells smart electric cars, mainly in China. The company makes money by selling SUVs and sedans, but its business is about more than just cars. NIO has also built a wider system of energy and service offerings around its vehicles. NIO is especially known for Po... The company belongs to the Consumer Cyclical sector, more specifically the Auto Manufacturers industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate NIO as an investment.
Did NIO raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from NIO. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is NIO making money or losing money?
No, NIO is currently not making money — the company is losing money with a negative profit margin of -4.2%, a small loss. That means the business loses money on every dollar of revenue. For growth stocks investing in expansion this is normal — but it raises the risk if the company does not reach break-even before its capital runs out.
Can NIO go bankrupt?
The bankruptcy risk of NIO is rated as elevated. Altman Z2 (a model for assessing financial distress) is -0.04 — that places the company in the weak zone. This is a probability based on the numbers, not a verdict — bankruptcy is not imminent. But the balance sheet is measurably weaker than average, so watch the debt, liquidity and possible capital raises. The Piotroski score (financial health 0-9, higher is better) is 6 — which is average. Debt relative to equity is 1,577% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does NIO have a lot of debt?
Yes, NIO has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,577%. For the consumer cyclical sector, anything above 200% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Cyclical consumer companies can carry moderate debt in good times — high debt is risky in downturns. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can NIO service its debt? Could struggle to service its debt — the interest coverage ratio (how many times earnings can cover interest payments) is -1.0x, and the company has more cash than debt (net cash).
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