Microsoft (MSFT.US) Price Target and Rating 2026/2027

529.67
Price history for Microsoft (MSFT.US) – stock price at $529.67, October 2026
Microsoft stock price – price development 2026. Updated Oct 7, 2026.
Share this analysis:

Microsoft Price Target 2026: Analysts See 9% Upside

The average price target for Microsoft is $578.82. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 9.28% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Microsoft overvalued or undervalued?

Microsoft is currently fairly valued with a gap of 9.3% relative to the price target.


The current price is $529.67, which places Microsoft in the fairly valued category. The stock is considered undervalued when the price is below $520.94, and overvalued when the price exceeds $636.70.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Microsoft, the fair value range lies between $520.94 and $636.70.


See the full price target analysis for Microsoft →

Analyst Ratings for Microsoft stock in 2026: Strong Buy

55 analysts cover Microsoft. There is broad agreement on a positive view — 96.4% recommend buying. The average price target is $578.82, which gives an upside of 9.3% from the current price.

Consensus: Strong Buy (4.67/5)
Strong Buy
39 (70.9%)
Buy
14 (25.5%)
Hold
2 (3.6%)
Strong Sell Sell Hold Buy Strong Buy
4.67 out of 5 based on 55 analysts

About Microsoft – Software - Infrastructure

Microsoft makes software and cloud services. It earns most of its money by selling licenses and subscriptions to customers around the world.

The company was founded in 1975. Its best-known products include the Windows operating system and the Office package, which includes Word and Excel. Microsoft also runs Azure, a large cloud platform. A cloud platform is a service that lets businesses store data and run computer programs over the internet instead of on their own computers. Many companies use Azure for their IT needs.

Microsoft also sells hardware, such as the Xbox game console.

The company operates in most countries around the world and serves both private customers and businesses. It has more than 220,000 employees globally. Microsoft remains one of the largest companies in its market.
Read more about the company

Key Figures for Microsoft

$3.8T Market cap
$332B Revenue
Software - Infrastructure Industry
28.58 P/E
11.58 P/S
8.36 P/B
United States Listed on exchange

What kind of stock is Microsoft?

Growth stock Momentum stock

Microsoft is classified as a growth stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Microsoft

💰 Value Score 28/100 (Low)
⭐ Quality Score 90/100 (Very High)
🚀 Momentum Score 90/100 (Very High)
📊 Total Score 69/100

📈 Valuation

Microsoft trades at a P/E ratio of 28.6, which is above the market average. The forward P/E is 25.1 (12% lower), which suggests the market expects rising earnings. The P/S ratio is 11.6 (high — the market pays a premium for the revenue). The P/B ratio is 8.4. The PEG ratio is 1.62.

💵 Profitability & Growth

Microsoft has a profit margin of 40.3% (excellent) and an operating margin of 45.1%. Return on equity (ROE) is 34.0% — excellent return on equity. Return on assets (ROA) is 14.1%. The latest quarterly earnings grew 31.7% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. Altman Z2 is 4.71 (healthy balance sheet — low risk). The debt-to-equity ratio (D/E) is 80.2% — low debt, a solid balance sheet.

🚀 Momentum & Short Interest

Short interest is 0.91% — low, the market does not expect a decline.

Microsoft Dividend 2026: 0.7% Dividend Yield

Dividend Key Figures for Microsoft

Dividend yield
0.71%
Latest dividend per share
0.91 USD
Payout ratio
20.4%
Low
Dividend growth (6 years)
+30.6%
Avg. annual dividend (3 years)
2.79 USD

When does Microsoft pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
August 20, 2026
Next dividend payment
December 10, 2026
Latest payment date
September 10, 2026

How much does Microsoft pay in dividends?

Microsoft pays dividends to its shareholders. The most recently paid dividend was 0.91 USD per share, which corresponds to a dividend yield of 0.71%. Over the last 6 years, the annual dividend has grown by 30.6%, which shows positive dividend growth.

The payout ratio is 20.4%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Microsoft

We have registered dividend payments for Microsoft since Feb 19, 2020. In that period the stock has paid a dividend 26 times, most recently on Aug 20, 2026. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrency
2026-08-202026-09-100.91USD
2026-05-212026-06-110.91USD
2026-02-192026-03-120.91USD
2025-11-202025-12-110.91USD
2025-08-212025-09-110.83USD
2025-02-202025-03-130.83USD
2024-11-212024-12-120.83USD
2024-08-152024-09-120.75USD
2024-05-152024-06-130.75USD
2024-02-142024-03-140.75USD
2023-11-152023-12-140.75USD
2023-08-162023-09-140.68USD
2023-05-172023-06-080.68USD
2023-02-152023-03-090.68USD
2022-11-162022-12-080.68USD
2022-08-172022-09-080.62USD
2022-05-182022-06-090.62USD
2022-02-162022-03-100.62USD
2021-11-172021-12-090.62USD
2021-08-182021-09-090.56USD
2021-05-192021-06-100.56USD
2021-02-172021-03-110.56USD
2020-11-182020-12-100.56USD
2020-08-192020-09-100.51USD
2020-05-202020-06-110.51USD
2020-02-192020-03-120.51USD

Insider Trading in Microsoft 2026: The Signal Is negative

In 2026, insiders at Microsoft have made 20 transactions – split into 2 purchases and 18 sales. On a net basis, insiders took $166,039,924 out of the stock. Active insiders include STANTON JOHN W, John W Stanton, Hood Amy and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 4 sales. A net $9,965,261 out of the stock.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 2 purchases and 18 sales. A net $166,039,924 out of the stock.

Latest purchase: STANTON JOHN W bought 5,000 shares at $397.35 each on 2026-02-18. The stock has since risen 33.2%.

Latest sale: Hood Amy sold 4,339 shares at $500.78 each on 2026-09-14.

Who is buying: STANTON JOHN W, John W Stanton.

Who is selling: Hood Amy, Nadella Satya, Althoff Judson, Numoto Takeshi, Coleman Amy and others.

Latest Insider Trades in Microsoft (2026)

The table shows the last 20 reported insider transactions in Microsoft. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-09-14 Hood Amy Sell 4,339 501 2,172,884
2026-09-01 Nadella Satya Sell 1,040 505 525,408
2026-08-05 Althoff Judson Sell 10,000 488 4,878,900
2026-08-04 Numoto Takeshi Sell 4,810 496 2,388,069
2026-06-10 Numoto Takeshi Sell 4,500 403 1,812,780
2026-06-08 Numoto Takeshi Sell 2,500 412 1,031,125
2026-06-01 Althoff Judson Sell 15,500 461 7,145,345
2026-05-14 Coleman Amy Sell 1,262 411 519,111
2026-03-06 Kathleen T Hogan Sell 12,321 410 5,045,696
2026-03-06 Hogan Kathleen T Sell 12,320 410 5,045,286

Who is buying and selling Microsoft shares in 2026?

The following insiders have bought shares in Microsoft: STANTON JOHN W, John W Stanton. In total, $3,973,500 was bought across 2 transactions. The following insiders have sold shares: Hood Amy, Nadella Satya, Althoff Judson, Numoto Takeshi, Coleman Amy and others. In total, $170,013,424 was sold across 18 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

When Does Microsoft Report Earnings – Next Date: Nov 4, 2026

The next earnings report from Microsoft is scheduled for November 4, 2026. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Microsoft 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated October 7, 2026.

Technical analysis of Microsoft (MSFT.US) – RSI 68, MACD positive (bullish), daily candlestick chart October 2026
Microsoft technical analysis – candlestick chart with RSI, MACD and volume profile. Updated Oct 7, 2026.

Trend Analysis of Microsoft Corporation

Microsoft Corporation is in a short-term uptrend. The price of $529.30 is 4.9% above the 20-day average ($504.71). Medium term, the picture is positive: the price is 7.3% above the 50-day average ($493.09). Long term, the stock is 22.5% above the 200-day average ($432.00), which confirms a long-term uptrend.

Golden Cross: The 50-day average (493.09) is above the 200-day average (432.00), which is a classic bullish signal for Microsoft Corporation.

Is Microsoft Corporation overbought or oversold?

Microsoft Corporation has an RSI of 68.0. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Microsoft Corporation

Daily MACD: MACD is positive (9.573), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (8.136) by 1.437, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is positive (23.935), which indicates a broader bullish long-term trend. MACD5 is above the signal line (12.709) by 11.226, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly MACD are positive and above their signal lines. Trend and momentum confirm each other across time horizons – the strongest bullish signal.

Risk Profile for Microsoft Corporation

Microsoft Corporation has an annual standard deviation of 32.7%, which classifies the stock as Balanced. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Microsoft Corporation

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (9.573). Weekly bullish (23.935).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 68.0 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Microsoft stock in 2026

Should you buy Microsoft stock now?
Yes, the technical signal for Microsoft is currently Strong Buy. Microsoft trades at $529.67 as of Oct 7, 2026. The technical analysis shows the following: MACD is positive (bullish trend) at 9.573 with rising momentum (signal: 8.136); RSI is at 68.0 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $578.82 points to 9.3% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Microsoft stock?
The average analyst price target for Microsoft is $578.82. The current price is $529.67, which gives an upside of 9.3%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $520.94 and $636.70.
Is Microsoft a dividend stock?
Yes, Microsoft is a dividend stock with a dividend yield of 0.71%. The latest dividend was $0.91 per share. The latest ex-dividend date (traded without the dividend) was Aug 20, 2026. The payout ratio is 20.4%, which is considered sustainable. The next dividend payment is scheduled for Dec 10, 2026.
When does Microsoft pay a dividend in 2026?
Microsoft pays its next dividend on Dec 10, 2026. The latest dividend was $0.91 per share with an ex-dividend date of Aug 20, 2026. The dividend yield is 0.71%. The payout ratio of 20.4% points to a sustainable dividend with room to grow.
What is the risk of Microsoft stock?
Microsoft is rated as a stock in the risk category Balanced. the annual standard deviation is 32.7%, which classifies the stock as Balanced.
Is Microsoft overvalued?
Microsoft is considered fairly valued – the price is close to the analyst price target. Microsoft has the following valuation ratios: a P/E ratio of 28.6 (moderately to highly valued), a P/S ratio of 11.6, a P/B ratio of 8.4. The stock trades close to the analyst price target and is considered fairly valued.
Is Microsoft overbought?
No, Microsoft is not overbought. RSI is at 68.0 (neutral zone). The technical indicators show: RSI is at 68.0 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 4.9% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Microsoft earnings report?
Microsoft reports its next earnings on November 4, 2026. The stock currently trades at $529.67. With a P/E ratio of 28.6, the market will be watching closely whether earnings meet expectations. The RSI is at 68.0, so the report can reinforce the current technical trend.
Is Microsoft shorted?
Microsoft has minimal short interest of 0.91% of the free float, which is insignificant and points to very limited bearish sentiment.
Are insiders buying Microsoft stock?
No, insiders are not buying Microsoft shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 4 sales. On a net basis, 9,965,261 $ worth of shares were sold. Across the last 20 reported transactions, the split is 2 purchases and 18 sales, with a net 166,039,924 $ sold. Active sellers include Hood Amy, Nadella Satya, Althoff Judson and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Microsoft a good stock?
Based on our total score, Microsoft is rated as a good stock with a total score of 69 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 28/100, Quality: 90/100, Momentum: 90/100. In addition: a dividend of 0.71%; technical signal: Strong Buy. Whether Microsoft is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Microsoft stock?
The outlook for Microsoft based on current data: the average analyst price target is $578.82 (+9.3%); the stock is in an uptrend (above SMA50 and SMA200); the next earnings report is due on Nov 4, 2026, which can move the price; the P/E ratio is 28.6 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Microsoft stock rising?
Microsoft is rising right now. The technical indicators show: the price is 4.9% above the 20-day average; MACD is positive with rising momentum (bullish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Microsoft go?
The average analyst price target for Microsoft is $578.82, which corresponds to a potential gain of 9.3% from the current price of $529.67. The stock has traded between $348.54 and $549.20 over the last 52 weeks. The price is close to the 52-week high. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Microsoft fall?
The stock has traded as low as $348.54 over the last 52 weeks — that is 34.2% below the current price of $529.67. The biggest decline (drawdown) in the same period was 36.5% from high to low. Within a year, the price typically swings about ±32.7% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Microsoft do?
Microsoft makes software and cloud services. It earns most of its money by selling licenses and subscriptions to customers around the world. The company was founded in 1975. Its best-known products include the Windows operating system and the Office package, which includes Wo... The company belongs to the Technology sector, more specifically the Software - Infrastructure industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Microsoft as an investment.
Did Microsoft raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Microsoft. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Microsoft making money or losing money?
Yes, Microsoft is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 40.3% — which is excellent. The operating margin (profit before interest and taxes) is 45.1%. At a P/E ratio of 28.6, you currently pay 28.6 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Microsoft go bankrupt?
The bankruptcy risk of Microsoft is rated as low. Altman Z2 (a model for assessing financial distress) is 4.71 — that places the company in the healthy zone. The company has a healthy balance sheet with limited debt relative to earnings and assets. The Piotroski score (financial health 0-9, higher is better) is 6 — which is average. Debt relative to equity is 80% (moderate). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Microsoft have a lot of debt?
Microsoft has moderate debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 80%. For the technology sector, 60-120% counts as a typical level. Tech companies are usually asset-light and need little borrowed capital — anything below 60% counts as low in this sector. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Microsoft service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 53.5x, and net debt equals 0.6 years of earnings (EBITDA).

Other Stocks in Technology

Compare Microsoft with other stocks in the technology sector. Click a stock to see its technical analysis, insider trading and key figures.

See all 204 stocks in the Technology sector