Mercury General (MCY.US) Price Target and Rating 2026/2027

108.55
1.03%
Price history for Mercury General (MCY.US) – stock price at 108.55 $, August 2026
Mercury General stock price – price development 2026. Updated Aug 7, 2026.
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Mercury General Price Target 2026: Analysts See 11% Upside

The average price target for Mercury General is $120.00. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 10.55% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Mercury General overvalued or undervalued?

Mercury General is currently undervalued with a gap of 10.6% relative to the price target.


The current price is $108.55, which places Mercury General in the undervalued category. The stock is considered undervalued when the price is below $108.00, and overvalued when the price exceeds $132.00.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Mercury General, the fair value range lies between $108.00 and $132.00.


See the full price target analysis for Mercury General →

Analyst Ratings for Mercury General stock in 2026: Strong Buy

1 analysts cover Mercury General. There is broad agreement on a positive view — 100% recommend buying. The average price target is $120.00, which gives an upside of 10.6% from the current price.

Consensus: Strong Buy (5.00/5)
Strong Buy
1 (100%)
Strong Sell Sell Hold Buy Strong Buy
5.00 out of 5 based on 1 analysts

About Mercury General – Skadesforsikring

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California. Read more about the company

Key Figures for Mercury General

$ 5.9B Market cap
$ 6.3B Revenue
Skadesforsikring Industry
6.35 P/E
0.96 P/S
2.28 P/B
USA Listed on exchange

What kind of stock is Mercury General?

Growth stock Value stock Momentum stock

Mercury General is classified as a growth stock and value stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Mercury General

💰 Value Score 88/100 (Very High)
⭐ Quality Score 64/100 (High)
🚀 Momentum Score 81/100 (Very High)
📊 Total Score 77/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Mercury General that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 327% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Mercury General trades at a P/E ratio of 6.3, which is below the market average and can point to an attractive price. The forward P/E is 19.8. The P/S ratio is 1.0 (low — potentially undervalued relative to revenue). The P/B ratio is 2.3. The PEG ratio is 1.11.

💵 Profitability & Growth

Mercury General has a profit margin of 14.8% (solid) and an operating margin of 19.9%. Return on equity (ROE) is 39.0% — excellent return on equity. Return on assets (ROA) is 7.6%. The latest quarterly earnings grew 58.3% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 326.9% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 4.05%.

Mercury General Dividend 2026: 1.2% Dividend Yield

Dividend Key Figures for Mercury General in 2026

Dividend yield
1.16%
Dividend per share
0.32 USD
Payout ratio
8.8%
Low
Dividend growth (4 years)
+0.8%
Avg. annual dividend (3 years)
1.28 USD

When does Mercury General pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
June 11, 2026
Next dividend payment
June 25, 2026
Latest payment date
June 25, 2026

How much does Mercury General pay in dividends?

Mercury General pays dividends to its shareholders. The most recently paid dividend was 0.32 USD per share, which corresponds to a dividend yield of 1.16%. Over the last 4 years, the annual dividend has grown by 0.8%, which shows positive dividend growth.

The payout ratio is 8.8%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Mercury General

We have registered dividend payments for Mercury General since 2021-09-15. In that period the stock has paid a dividend 20 times, most recently on 2026-06-11. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-06-112026-06-250.32USDUnknown period
2026-03-122026-03-260.32USDUnknown period
2025-12-102025-12-240.32USDUnknown period
2025-09-112025-09-250.32USDUnknown period
2025-06-122025-06-260.32USDUnknown period
2025-03-132025-03-270.32USDUnknown period
2024-12-122024-12-260.32USDUnknown period
2024-09-122024-09-260.32USDUnknown period
2024-06-132024-06-270.32USDUnknown period
2024-03-122024-03-270.32USDUnknown period
2023-12-132023-12-280.32USDUnknown period
2023-09-132023-09-280.32USDUnknown period
2023-06-142023-06-290.32USDUnknown period
2023-03-142023-03-290.32USDUnknown period
2022-12-142022-12-290.32USDUnknown period
2022-09-142022-09-290.32USDUnknown period
2022-06-152022-06-300.64USDUnknown period
2022-03-152022-03-300.64USDUnknown period
2021-12-152021-12-300.64USDUnknown period
2021-09-152021-09-300.63USDUnknown period

Insider Trading in Mercury General 2026: The Signal Is mostly negative

In 2026, insiders at Mercury General have made 20 transactions – split into 4 purchases and 16 sales. On a net basis, insiders took 1,631,813 $ out of the stock. Active insiders include Braunegg George Gwyer, Joseph Victor George, Zhang Ximeng Simon and others.

Short-Term Signal (3 months): No activity

There has been no insider trading in the last 3 months.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 4 purchases and 16 sales. A net 1,631,813 $ out of the stock.

Latest purchase: Braunegg George Gwyer bought 552 shares at 90 $ each on 2025-12-10. The stock has since risen 18.8%.

Latest sale: Zhang Ximeng Simon sold 811 shares at 86 $ each on 2026-02-21.

Who is buying: Braunegg George Gwyer, Joseph Victor George, Zhang Ximeng Simon, Ribisi Mark Allan.

Who is selling: Zhang Ximeng Simon, TIRADOR GABRIEL, Thompson Erik Dahl, STALICK THEODORE R, Schroeder Jeffrey Michael and others.

Latest Insider Trades in Mercury General (2026)

The table shows the last 20 reported insider transactions in Mercury General. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-02-21 Zhang Ximeng Simon Sell 811 86 70,103
2026-02-21 TIRADOR GABRIEL Sell 4,348 86 375,841
2026-02-21 Thompson Erik Dahl Sell 535 86 46,245
2026-02-21 STALICK THEODORE R Sell 1,426 86 123,263
2026-02-21 Schroeder Jeffrey Michael Sell 811 86 70,103
2026-02-21 Ribisi Mark Allan Sell 811 86 70,103
2026-02-21 Petro Randall R Sell 689 86 59,557
2026-02-21 Pang Wei Sell 1,136 86 98,196
2026-02-21 Joseph Victor George Sell 1,318 86 113,928
2026-02-21 GRAVES CHRISTOPHER Sell 979 86 84,625

Who is buying and selling Mercury General shares in 2026?

The following insiders have bought shares in Mercury General: Braunegg George Gwyer, Joseph Victor George, Zhang Ximeng Simon, Ribisi Mark Allan. In total, 1,045,586 $ was bought across 4 transactions. The following insiders have sold shares: Zhang Ximeng Simon, TIRADOR GABRIEL, Thompson Erik Dahl, STALICK THEODORE R, Schroeder Jeffrey Michael and others. In total, 2,677,399 $ was sold across 16 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Mercury General Short Selling 2026: 4.1% Sold Short

Moderate short interest: 4.1% of the free float
Short % of free float
4.1%
Assessment
Moderate short interest
Short squeeze risk
Low
Data source
SEC
Updated daily
The stock has a moderate share of short selling. Between 2-5% of the freely traded shares are sold short, which is within the normal range for most stocks.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
4.1%

When Does Mercury General Report Earnings?

The next earnings date for Mercury General is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Mercury General 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 7, 2026.

Technical analysis of Mercury General (MCY.US) – RSI 52, MACD positive (bullish), daily candlestick chart August 2026
Mercury General technical analysis – candlestick chart with RSI and MACD. Updated Aug 7, 2026.

Trend Analysis of Mercury General Corporation

Mercury General Corporation is in a short-term uptrend. The price of $107.44 is 0.2% above the 20-day average ($107.25). Medium term, the picture is positive: the price is 2.5% above the 50-day average ($104.85). Long term, the stock is 14.6% above the 200-day average ($93.78), which confirms a long-term uptrend.

Golden Cross: The 50-day average (104.85) is above the 200-day average (93.78), which is a classic bullish signal for Mercury General Corporation.

Is Mercury General Corporation overbought or oversold?

Mercury General Corporation has an RSI of 51.7, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for Mercury General Corporation

Daily MACD: MACD is positive (0.631), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (0.741) by 0.110, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (5.493), which indicates a broader bullish long-term trend. MACD5 is above the signal line (5.147) by 0.346, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Mercury General Corporation

Mercury General Corporation has an annual standard deviation of 25.8%, which classifies the stock as moderately low risk. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Mercury General Corporation

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (0.631). Weekly bullish (5.493).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 51.7 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Mercury General stock in 2026

Should you buy Mercury General stock now?
Yes, the technical signal for Mercury General is currently BUY. Mercury General trades at $108.55 as of 8/7/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 0.631 with falling momentum (signal: 0.741); RSI is at 51.7 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $120.00 points to 10.6% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Mercury General stock?
The average analyst price target for Mercury General is $120.00. The current price is $108.55, which gives an upside of 10.6%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $108.00 and $132.00.
Is Mercury General a dividend stock?
Yes, Mercury General is a dividend stock with a dividend yield of 1.16%. The latest dividend was $0.32 per share. The latest ex-dividend date (traded without the dividend) was 6/11/2026. The payout ratio is 8.8%, which is considered sustainable. The next dividend payment is scheduled for 6/25/2026.
When does Mercury General pay a dividend in 2026?
Mercury General pays its next dividend on 6/25/2026. The latest dividend was $0.32 per share with an ex-dividend date of 6/11/2026. The dividend yield is 1.16%. The payout ratio of 8.8% points to a sustainable dividend with room to grow.
What is the risk of Mercury General stock?
Mercury General is rated as a stock with moderately low risk. the annual standard deviation is 25.8%, which classifies the stock as moderately low risk.
Is Mercury General overvalued?
No, Mercury General is considered undervalued based on the analyst price target (10.6% upside). Mercury General has the following valuation ratios: a P/E ratio of 6.3 (lowly valued), a P/S ratio of 1.0, a P/B ratio of 2.3. The analyst price target suggests that the stock is undervalued by 10.6%.
Is Mercury General overbought?
No, Mercury General is not overbought. RSI is at 51.7 (neutral zone). The technical indicators show: RSI is at 51.7 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 1.2% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next Mercury General earnings report?
The date of the next earnings report for Mercury General has not been published yet. Check the company's investor calendar for updates.
Is Mercury General shorted?
Yes, Mercury General is shorted with 4.1% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying Mercury General stock?
No, insiders are not buying Mercury General shares – they are net sellers. Across the last 20 reported transactions, the split is 4 purchases and 16 sales, with a net 1,631,813 $ sold. Active sellers include Zhang Ximeng Simon, TIRADOR GABRIEL, Thompson Erik Dahl and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Mercury General a good stock?
Based on our total score, Mercury General is rated as a good stock with a total score of 78 out of 100. The stock scores above average on value, quality and momentum – it is among the top 22% in our database. The score is made up of Value: 88/100, Quality: 64/100, Momentum: 81/100. In addition: analysts see 10.6% upside to the price target; a dividend of 1.16%; technical signal: Strong Buy. Whether Mercury General is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Mercury General stock?
The outlook for Mercury General based on current data: the average analyst price target is $120.00 (+10.6%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 6.3 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Mercury General stock moving?
Mercury General is stable right now. The technical indicators show: the price is close to the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Mercury General go?
The average analyst price target for Mercury General is $120.00, which corresponds to a potential gain of 10.6% from the current price of $108.55. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Mercury General fall?
We lack enough history to give a specific floor for Mercury General. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Mercury General do?
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's auto... The company belongs to the Financial Services sector, more specifically the Skadesforsikring industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Mercury General as an investment.
Did Mercury General raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Mercury General. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Mercury General making money or losing money?
Yes, Mercury General is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 14.8% — which is solid. The operating margin (profit before interest and taxes) is 19.9%. At a P/E ratio of 6.3, you currently pay 6.3 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Mercury General go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Mercury General, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Mercury General have a lot of debt?
Mercury General has moderate debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 327%. For the financial services sector, 200-400% counts as a typical level. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.