Mastercard Incorporated (MA.US) Price Target 2026/2027: 15% Upside – Rating and Stock Analysis

568,09
-0,42%
Price history for Mastercard Incorporated (MA.US) – stock price at 568.09 $, August 2026
Mastercard Incorporated stock price – price development 2026. Updated Aug 6, 2026.
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Mastercard Incorporated Price Target 2026: Analysts See 16% Upside

The average price target for Mastercard Incorporated is $660.34. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 16,24% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Mastercard Incorporated overvalued or undervalued?

Mastercard Incorporated is currently undervalued with a gap of 16.2% relative to the price target.


The current price is $568.09, which places Mastercard Incorporated in the undervalued category. The stock is considered undervalued when the price is below $594.31, and overvalued when the price exceeds $726.37.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Mastercard Incorporated, the fair value range lies between $594.31 and $726.37.


See the full price target analysis for Mastercard Incorporated →

Analyst Ratings for Mastercard Incorporated stock in 2026: Buy

42 analysts cover Mastercard Incorporated. The majority is positive, with 71.4% recommending Buy, while 26.2% recommend Hold. The average price target is $660.34, which gives an upside of 16.2% from the current price.

Consensus: Buy (4.19/5)
Strong Buy
21 (50%)
Buy
9 (21.4%)
Hold
11 (26.2%)
Sell
1 (2.4%)
Strong Sell Sell Hold Buy Strong Buy
4.19 out of 5 based on 42 analysts

About Mastercard Incorporated – Credit Services

Mastercard er et globalt teknologiselskab, der driver hele maskineriet bag betalinger. De tjener penge på at behandle transaktioner – tænk autorisation, clearing og afregning – for banker, handlende og regeringer verden over. Mastercard sælger en bred vifte af produkter. De er kendt for deres kredit- og debetkort, men de leverer også cyber- og intelligensløsninger. De hjælper med at give forbrugere adgang til midler via forudbetalte programmer og kommercielle løsninger. Virksomheden blev grundlagt i 1966. De tilbyder integrerede services til kunder i over 210 lande og territorier. Mastercard er altså meget mere end bare kortet i lommen. Read more about the company

Key Figures for Mastercard Incorporated

$ 500B Market cap
$ 35,1B Revenue
Credit Services Industry
31.45 P/E
14.26 P/S
89.47 P/B
USA Listed on exchange

What kind of stock is Mastercard Incorporated?

Growth stock Momentum stock

Mastercard Incorporated is classified as a growth stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Mastercard Incorporated

💰 Value Score 16/100 (Very Low)
⭐ Quality Score 96/100 (Very High)
🚀 Momentum Score 80/100 (Very High)
📊 Total Score 64/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Mastercard Incorporated that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 641% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Mastercard Incorporated trades at a P/E ratio of 31.4, which is above the market average. The forward P/E is 29.2 (7% lower), which suggests the market expects rising earnings. The P/S ratio is 14.3 (high — the market pays a premium for the revenue). The P/B ratio is 89.5. The PEG ratio is 1.76.

💵 Profitability & Growth

Mastercard Incorporated has a profit margin of 46.3% (excellent) and an operating margin of 61.1%. Return on equity (ROE) is 241.2% — excellent return on equity. Return on assets (ROA) is 24.1%. The latest quarterly earnings grew 22.1% year over year.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 641.0% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 1.04% — low, the market does not expect a decline.

Mastercard Incorporated Dividend 2026: 0.6% Dividend Yield

Dividend Key Figures for Mastercard Incorporated in 2026

Dividend yield
0.59%
Dividend per share
0.87 USD
Payout ratio
17.9%
Low
Dividend growth (5 years)
+42.5%
Avg. annual dividend (3 years)
2.40 USD

When does Mastercard Incorporated pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
July 9, 2026
Next dividend payment
August 7, 2026
Latest payment date
August 7, 2026

How much does Mastercard Incorporated pay in dividends?

Mastercard Incorporated pays dividends to its shareholders. The most recently paid dividend was 0.87 USD per share, which corresponds to a dividend yield of 0.59%. Over the last 5 years, the annual dividend has grown by 42.5%, which shows positive dividend growth.

The payout ratio is 17.9%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Mastercard Incorporated

We have registered dividend payments for Mastercard Incorporated since 2020-01-08. In that period the stock has paid a dividend 28 times, most recently on 2026-07-09. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-07-092026-08-070.87USDUnknown period
2026-07-092026-08-070.87USDUnknown period
2026-07-092026-08-070.87USDUnknown period
2026-04-092026-05-080.87USDUnknown period
2026-01-092026-02-090.87USDUnknown period
2025-10-092025-11-070.76USDUnknown period
2025-07-092025-08-080.76USDUnknown period
2025-04-092025-05-090.76USDUnknown period
2024-10-092024-11-080.66USDUnknown period
2024-07-092024-08-090.66USDUnknown period
2024-04-082024-05-090.66USDUnknown period
2024-01-082024-02-090.66USDUnknown period
2023-10-052023-11-090.57USDUnknown period
2023-07-062023-08-090.57USDUnknown period
2023-04-052023-05-090.57USDUnknown period
2023-01-062023-02-090.57USDUnknown period
2022-10-062022-11-090.49USDUnknown period
2022-07-072022-08-090.49USDUnknown period
2022-04-072022-05-090.49USDUnknown period
2022-01-062022-02-090.49USDUnknown period
2021-10-072021-11-090.44USDUnknown period
2021-07-082021-08-090.44USDUnknown period
2021-04-082021-05-070.44USDUnknown period
2021-01-072021-02-090.44USDUnknown period
2020-10-082020-11-090.40USDUnknown period
2020-07-082020-08-070.40USDUnknown period
2020-04-082020-05-080.40USDUnknown period
2020-01-082020-02-070.40USDUnknown period

Insider Trading in Mastercard Incorporated 2026: The Signal Is negative

In 2026, insiders at Mastercard Incorporated have made 20 transactions, all of which were sales. On a net basis, insiders took 44,486,560 $ out of the stock. Active insiders include Kirkpatrick Linda Pistecchia, Miebach Michael, McLaughlin Edward Grunde and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 13 sales. A net 39,077,386 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 44,486,560 $ out of the stock.

Latest sale: Kirkpatrick Linda Pistecchia sold 4,280 shares at 573 $ each on 2026-08-04.

Who is selling: Kirkpatrick Linda Pistecchia, Miebach Michael, McLaughlin Edward Grunde, Arkell Sandra A, Seshadri Raj and others.

Latest Insider Trades in Mastercard Incorporated (2026)

The table shows the last 20 reported insider transactions in Mastercard Incorporated. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-08-04 Kirkpatrick Linda Pistecchia Sell 4,280 573 2,451,969
2026-08-03 Miebach Michael Sell 9,772 580 5,667,760
2026-07-31 Miebach Michael Sell 16,628 568 9,439,383
2026-07-15 McLaughlin Edward Grunde Sell 19,800 539 10,668,636
2026-07-15 Arkell Sandra A Sell 144 540 77,760
2026-07-14 Arkell Sandra A Sell 200 540 108,000
2026-07-07 Arkell Sandra A Sell 200 540 108,000
2026-07-06 Arkell Sandra A Sell 200 540 108,000
2026-07-02 Seshadri Raj Sell 1,977 530 1,047,276
2026-07-01 Seshadri Raj Sell 2,000 525 1,050,000

Who is buying and selling Mastercard Incorporated shares in 2026?

The following insiders have sold shares: Kirkpatrick Linda Pistecchia, Miebach Michael, McLaughlin Edward Grunde, Arkell Sandra A, Seshadri Raj and others. In total, 44,486,560 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Mastercard Incorporated Short Selling 2026: 1.0% Sold Short

Low short interest: 1.0% of the free float
Short % of free float
1.0%
Assessment
Low short interest
Short squeeze risk
Low
Data source
SEC
Updated daily
The stock has a low share of short selling. Less than 2% of the freely traded shares are sold short, which points to limited bearish sentiment.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
1.0%

When Does Mastercard Incorporated Report Earnings?

The next earnings date for Mastercard Incorporated is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Mastercard Incorporated 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Mastercard Incorporated (MA.US) – RSI 67, MACD positive (bullish), daily candlestick chart August 2026
Mastercard Incorporated technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Mastercard Incorporated

Mastercard Incorporated is in a short-term uptrend. The price of $570.48 is 3.9% above the 20-day average ($549.22). Medium term, the picture is positive: the price is 10.1% above the 50-day average ($517.96). Long term, the stock is 8.3% above the 200-day average ($526.53), which confirms a long-term uptrend.

Death Cross: The 50-day average (517.96) is below the 200-day average (526.53), which is a classic bearish signal for Mastercard Incorporated.

Is Mastercard Incorporated overbought or oversold?

Mastercard Incorporated has an RSI of 67.3. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Mastercard Incorporated

Daily MACD: MACD is positive (15.363), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (13.949) by 1.414, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is positive (4.346), which indicates a broader bullish long-term trend. MACD5 is above the signal line (-6.366) by 10.712, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly MACD are positive and above their signal lines. Trend and momentum confirm each other across time horizons – the strongest bullish signal.

Risk Profile for Mastercard Incorporated

Mastercard Incorporated has an annual standard deviation of 22.2%, which classifies the stock as low risk. Price swings are limited, and the stock suits conservative investors.

Overall Technical Conclusion for Mastercard Incorporated

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (15.363). Weekly bullish (4.346).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 67.3 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Mastercard Incorporated stock in 2026

Should you buy Mastercard Incorporated stock now?
Yes, the technical signal for Mastercard Incorporated is currently BUY. Mastercard Incorporated trades at $568.09 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 15.363 with rising momentum (signal: 13.949); RSI is at 67.3 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $660.34 points to 16.2% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Mastercard Incorporated stock?
The average analyst price target for Mastercard Incorporated is $660.34. The current price is $568.09, which gives an upside of 16.2%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $594.31 and $726.37.
Is Mastercard Incorporated a dividend stock?
Yes, Mastercard Incorporated is a dividend stock with a dividend yield of 0.59%. The latest dividend was $0.87 per share. The latest ex-dividend date (traded without the dividend) was 7/9/2026. The payout ratio is 17.9%, which is considered sustainable. The next dividend payment is scheduled for 8/7/2026.
When does Mastercard Incorporated pay a dividend in 2026?
Mastercard Incorporated pays its next dividend on 8/7/2026. The latest dividend was $0.87 per share with an ex-dividend date of 7/9/2026. The dividend yield is 0.59%. The payout ratio of 17.9% points to a sustainable dividend with room to grow.
What is the risk of Mastercard Incorporated stock?
Mastercard Incorporated is rated as a stock with low risk. the annual standard deviation is 22.2%, which classifies the stock as low risk.
Is Mastercard Incorporated overvalued?
No, Mastercard Incorporated is considered undervalued based on the analyst price target (16.2% upside). Mastercard Incorporated has the following valuation ratios: a P/E ratio of 31.4 (highly valued), a P/S ratio of 14.3, a P/B ratio of 89.5. The analyst price target suggests that the stock is undervalued by 16.2%.
Is Mastercard Incorporated overbought?
No, Mastercard Incorporated is not overbought. RSI is at 67.3 (neutral zone). The technical indicators show: RSI is at 67.3 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 3.4% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Mastercard Incorporated earnings report?
The date of the next earnings report for Mastercard Incorporated has not been published yet. Check the company's investor calendar for updates.
Is Mastercard Incorporated shorted?
Yes, Mastercard Incorporated is shorted with 1.0% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying Mastercard Incorporated stock?
No, insiders are not buying Mastercard Incorporated shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 13 sales. On a net basis, 39,077,386 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 44,486,560 $ sold. Active sellers include Kirkpatrick Linda Pistecchia, Miebach Michael, McLaughlin Edward Grunde and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Mastercard Incorporated a good stock?
Based on our total score, Mastercard Incorporated is rated as a good stock with a total score of 64 out of 100. The stock scores above average on value, quality and momentum – it is among the top 36% in our database. The score is made up of Value: 16/100, Quality: 96/100, Momentum: 80/100. In addition: analysts see 16.2% upside to the price target; a dividend of 0.59%; technical signal: Strong Buy. Whether Mastercard Incorporated is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Mastercard Incorporated stock?
The outlook for Mastercard Incorporated based on current data: the average analyst price target is $660.34 (+16.2%); the stock is in an uptrend (above SMA50 and SMA200); the P/E ratio is 31.4 (high – the market expects growth). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Mastercard Incorporated stock rising?
Mastercard Incorporated is rising right now. The technical indicators show: the price is 3.4% above the 20-day average; MACD is positive with rising momentum (bullish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Mastercard Incorporated go?
The average analyst price target for Mastercard Incorporated is $660.34, which corresponds to a potential gain of 16.2% from the current price of $568.09. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Mastercard Incorporated fall?
We lack enough history to give a specific floor for Mastercard Incorporated. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Mastercard Incorporated do?
Mastercard er et globalt teknologiselskab, der driver hele maskineriet bag betalinger. De tjener penge på at behandle transaktioner – tænk autorisation, clearing og afregning – for banker, handlende og regeringer verden over. Mastercard sælger en bred vifte af produkter. De e... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Mastercard Incorporated as an investment.
Did Mastercard Incorporated raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Mastercard Incorporated. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Mastercard Incorporated making money or losing money?
Yes, Mastercard Incorporated is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 46.3% — which is excellent. The operating margin (profit before interest and taxes) is 61.1%. At a P/E ratio of 31.4, you currently pay 31.4 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Mastercard Incorporated go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Mastercard Incorporated, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Mastercard Incorporated have a lot of debt?
Yes, Mastercard Incorporated has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 641%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Mastercard Incorporated service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 26.2x, and net debt equals 0.6 years of earnings (EBITDA).