Lemonade (LMND.US) Price Target 2026/2027: 15% Upside – Rating and Stock Analysis

52,15
0,16%
Price history for Lemonade (LMND.US) – stock price at 52.15 $, August 2026
Lemonade stock price – price development 2026. Updated Aug 6, 2026.
Share this analysis:

Lemonade Price Target 2026: Analysts See 17% Upside

The average price target for Lemonade is $61.22. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 17,40% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Lemonade overvalued or undervalued?

Lemonade is currently undervalued with a gap of 17.4% relative to the price target.


The current price is $52.15, which places Lemonade in the undervalued category. The stock is considered undervalued when the price is below $55.10, and overvalued when the price exceeds $67.34.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Lemonade, the fair value range lies between $55.10 and $67.34.


See the full price target analysis for Lemonade →

Analyst Ratings for Lemonade stock in 2026: Sell

9 analysts cover Lemonade. The ratings are mixed, with 11.1% Buy, 44.4% Hold and 44.4% Sell. The average price target is $61.22, which gives an upside of 17.4% from the current price.

Consensus: Sell (2.44/5)
Buy
1 (11.1%)
Hold
4 (44.4%)
Sell
2 (22.2%)
Strong Sell
2 (22.2%)
Strong Sell Sell Hold Buy Strong Buy
2.44 out of 5 based on 9 analysts

About Lemonade – Skadesforsikring

Lemonade, Inc. driver en forsikringsvirksomhed, der sælger forskellige forsikringsprodukter i USA og Europa. De tjener primært penge på at dække skader på stjålne ting og personligt ansvar, hvis kunden laver en ulykke. Lemonade er kendt for deres brede udbud, som inkluderer lejlighedsforsikring, husforsikring, kæledyrsforsikring, bilforsikring og livsforsikring. De tilbyder også særlige udlejerforsikringer. Udover selv at sælge, agerer Lemonade også som agent for andre forsikringsselskaber. Virksomheden startede i 2015 og har hovedkvarter i New York. Read more about the company

Key Figures for Lemonade

$ 4,2B Market cap
$ 975M Revenue
Skadesforsikring Industry
- P/E
4.30 P/S
7.48 P/B
USA Listed on exchange

What kind of stock is Lemonade?

Speculative stock

Lemonade is classified as a speculative stock.

Score Overview for Lemonade

💰 Value Score 10/100 (Very Low)
⭐ Quality Score 24/100 (Low)
🚀 Momentum Score 16/100 (Very Low)
📊 Total Score 16/100

⚠️ 4 red flags identified 1 critical

Our analysis has identified 4 potential risk factors in Lemonade that investors should be aware of.

⚠️ High debt: The debt-to-equity ratio is 212% – the company carries considerably more debt than equity, which raises the financial risk.
⚠️ Negative profit margin: The profit margin is -14.2% – the company is losing money on its operations.
🚨 Negative return on equity: ROE is -27.0% – the company is generating a negative return for shareholders.
⚠️ High short interest: 14.4% of the shares are sold short – many professional investors are betting on price declines.

📈 Valuation

The P/S ratio is 4.3. The P/B ratio is 7.5.

🏦 Financial Health

The Piotroski score is 5 out of 9 — average financial health. The debt-to-equity ratio (D/E) is 211.6% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 14.35% — very high, the market is skeptical.

Insider Trading in Lemonade 2026: The Signal Is negative

In 2026, insiders at Lemonade have made 20 transactions – split into 2 purchases and 18 sales. On a net basis, insiders took 22,297,240 $ out of the stock. Active insiders include Angelidis-Smith Maria, Peters John Sheldon, BIXBY TIMOTHY E and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 6 sales. A net 6,518,750 $ out of the stock.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 2 purchases and 18 sales. A net 22,297,240 $ out of the stock.

Latest purchase: Angelidis-Smith Maria bought 3,350 shares at 56 $ each on 2026-03-10. The stock has since fallen 6.5%.

Latest sale: BIXBY TIMOTHY E sold 73,000 shares at 79 $ each on 2026-07-07.

Who is buying: Angelidis-Smith Maria, Peters John Sheldon.

Who is selling: BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya, John Sheldon Peters, Maya Prosor and others.

Latest Insider Trades in Lemonade (2026)

The table shows the last 20 reported insider transactions in Lemonade. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-07-07 BIXBY TIMOTHY E Sell 73,000 79 5,780,140
2026-07-06 Peters John Sheldon Sell 3,444 79 272,076
2026-06-04 Peters John Sheldon Sell 3,608 53 191,008
2026-06-03 Prosor Maya Sell 1,220 53 64,867
2026-06-03 Peters John Sheldon Sell 1,735 53 92,250
2026-06-03 BIXBY TIMOTHY E Sell 2,227 53 118,410
2026-03-10 Angelidis-Smith Maria Buy 3,350 56 186,595
2026-03-04 Peters John Sheldon Sell 3,571 53 187,478
2026-03-04 John Sheldon Peters Sell 3,571 53 187,478
2026-03-03 Prosor Maya Sell 223 50 11,177

Who is buying and selling Lemonade shares in 2026?

The following insiders have bought shares in Lemonade: Angelidis-Smith Maria, Peters John Sheldon. In total, 324,115 $ was bought across 2 transactions. The following insiders have sold shares: BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya, John Sheldon Peters, Maya Prosor and others. In total, 22,621,356 $ was sold across 18 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Lemonade Short Selling 2026: 14.4% Sold Short

Very high short interest: 14.4% of the free float
Short % of free float
14.4%
Assessment
Very high short interest
Short squeeze risk
High
Data source
SEC
Updated daily
The stock has a very high share of short selling. Between 10-20% of the freely traded shares are sold short, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains.

What does this mean for you as an investor?
A short interest of 14.4% means that 14.4% of the freely traded shares in Lemonade have been borrowed and sold by investors betting on falling prices. On positive surprises (e.g. a strong earnings report), short sellers can be forced to buy back shares quickly to close their positions, which can cause a short squeeze with sharp price gains in a short time.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
14.4%

When Does Lemonade Report Earnings?

The next earnings date for Lemonade is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Lemonade 2026 – Signal: Strong Sell

Overall Technical Signal: Strong Sell

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Lemonade (LMND.US) – RSI 39, MACD negative (bearish), daily candlestick chart August 2026
Lemonade technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Lemonade, Inc

Lemonade, Inc is in a short-term downtrend. The price of $52.06 is 15.2% below the 20-day average ($61.37). Medium term, the picture is negative: the price is 14.0% below the 50-day average ($60.55). Long term, the stock is 20.6% below the 200-day average ($65.56), which signals a long-term downtrend.

Death Cross: The 50-day average (60.55) is below the 200-day average (65.56), which is a classic bearish signal for Lemonade, Inc.

Is Lemonade, Inc overbought or oversold?

Lemonade, Inc has an RSI of 38.8. The stock sits in the lower part of the neutral zone, which points to weak momentum without being oversold. In the current downtrend, be careful about reading this as a buying opportunity.

MACD Analysis for Lemonade, Inc

Daily MACD: MACD is negative (-3.357), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is below the signal line (-1.852) by 1.505, which confirms growing negative momentum in the downtrend.

Weekly MACD: MACD5 is negative (-0.689), which indicates a broader bearish long-term trend. MACD5 is below the signal line (-0.383) by 0.306, which confirms continued negative long-term momentum.

Overall MACD assessment: Both the daily and weekly MACD are negative and below their signal lines. Trend and momentum are negative across time horizons – the strongest bearish signal.

Risk Profile for Lemonade, Inc

Lemonade, Inc has an annual standard deviation of 82.8%, which classifies the stock as extreme risk. Only risk-tolerant investors should consider this stock, because the price swings can be very large.

Overall Technical Conclusion for Lemonade, Inc

Trend: Negative. The price trades below SMA50 and SMA200.

MACD trend (zero line): Daily bearish (-3.357). Weekly bearish (-0.689).

MACD momentum (signal): Daily falling. Weekly falling.

RSI: 38.8 – neutral.

Technical signal: Strong Sell

The price is in a downtrend (below SMA50/SMA200) and MACD is negative on both a daily and weekly basis. Avoid buying and consider closing existing positions.

Frequently Asked Questions About Lemonade stock in 2026

Should you buy Lemonade stock now?
No, the technical signal for Lemonade is currently SELL. Lemonade trades at $52.15 as of 8/6/2026. The overall technical signal is: Strong Sell. The technical analysis shows the following: MACD is negative (bearish trend) at -3.357 with falling momentum (signal: -1.852); RSI is at 38.8 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $61.22 points to 17.4% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for Lemonade stock?
The average analyst price target for Lemonade is $61.22. The current price is $52.15, which gives an upside of 17.4%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $55.10 and $67.34.
Is Lemonade a dividend stock?
No, Lemonade does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Lemonade stock?
Lemonade is rated as a stock with extreme risk. the annual standard deviation is 82.8%, which classifies the stock as extreme risk.
Is Lemonade overvalued?
No, Lemonade is considered undervalued based on the analyst price target (17.4% upside). Lemonade has the following valuation ratios: a P/S ratio of 4.3, a P/B ratio of 7.5. The analyst price target suggests that the stock is undervalued by 17.4%.
Is Lemonade overbought?
No, Lemonade is not overbought. RSI is at 38.8 (neutral zone). The technical indicators show: RSI is at 38.8 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 15.0% below the 20-day average (short-term downtrend). In addition, MACD is negative with falling momentum (bearish).
When is the next Lemonade earnings report?
The date of the next earnings report for Lemonade has not been published yet. Check the company's investor calendar for updates.
Is Lemonade shorted?
Yes, Lemonade is shorted with 14.4% of the free float sold short. This is a very high level of short selling, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains. Data is updated daily based on official filings with the SEC.
Are insiders buying Lemonade stock?
No, insiders are not buying Lemonade shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 6 sales. On a net basis, 6,518,750 $ worth of shares were sold. Across the last 20 reported transactions, the split is 2 purchases and 18 sales, with a net 22,297,240 $ sold. Active sellers include BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Lemonade a good stock?
Based on our total score, Lemonade is rated as a disastrous stock with a total score of 17 out of 100. The stock scores very low on value, quality and momentum – it is among the worst in our database. The score is made up of Value: 10/100, Quality: 24/100, Momentum: 16/100. In addition: analysts see 17.4% upside to the price target; technical signal: Strong Sell. Whether Lemonade is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Lemonade stock?
The outlook for Lemonade based on current data: the average analyst price target is $61.22 (+17.4%); the stock is in a downtrend (below SMA50 and SMA200). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Lemonade stock falling?
Lemonade is falling right now. The technical indicators show: the price is 15.0% below the 20-day average; MACD is negative with falling momentum (bearish signal); short interest is 14.4% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Lemonade go?
The average analyst price target for Lemonade is $61.22, which corresponds to a potential gain of 17.4% from the current price of $52.15. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Lemonade fall?
We lack enough history to give a specific floor for Lemonade. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Lemonade do?
Lemonade, Inc. driver en forsikringsvirksomhed, der sælger forskellige forsikringsprodukter i USA og Europa. De tjener primært penge på at dække skader på stjålne ting og personligt ansvar, hvis kunden laver en ulykke. Lemonade er kendt for deres brede udbud, som inkluderer le... The company belongs to the Financiel service sector, more specifically the Skadesforsikring industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Lemonade as an investment.
Did Lemonade raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Lemonade. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Lemonade making money or losing money?
No, Lemonade is currently not making money — the company is losing money with a negative profit margin of -14.2%, a noticeable loss. That means the business loses money on every dollar of revenue. For growth stocks investing in expansion this is normal — but it raises the risk if the company does not reach break-even before its capital runs out.
Can Lemonade go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Lemonade, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Lemonade have a lot of debt?
Yes, Lemonade has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 212%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.