1. Overview
  2. All Stocks
  3. Klarna Group plc

Klarna (KLAR.US) Price Target 2026/2027: 20% Upside – Rating and Stock Analysis

20,20
-0,83%
Analysis framework by , founder of TradeDesk · Data: EODHD, official filings (SEC) · Updated
Price history for Klarna (KLAR.US) – stock price at 20.20 $, August 2026
Klarna stock price – price development 2026. Updated Aug 6, 2026.
Share this analysis:

Klarna Price Target 2026: Analysts See 21% Upside

The average price target for Klarna is $24.40. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 20,79% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Klarna overvalued or undervalued?

Klarna is currently undervalued with a gap of 20.8% relative to the price target.


The current price is $20.20, which places Klarna in the undervalued category. The stock is considered undervalued when the price is below $21.96, and overvalued when the price exceeds $26.84.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Klarna, the fair value range lies between $21.96 and $26.84.


See the full price target analysis for Klarna →

↑ Back to navigation

About Klarna – Credit Services

Klarna Group plc operates as a technology-driven payments company in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment, advertising, and digital retail banking solutions to consumers and merchants. It offers Klarna App that creates holistic commerce destination experience for consumers. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, the United Kingdom. Read more about the company

Key Figures for Klarna

$ 7,8B Market cap
$ 3,8B Revenue
Credit Services Industry
- P/E
2.04 P/S
2.91 P/B
USA Listed on exchange
klarna.com Website
Teknologi Sector

What kind of stock is Klarna?

Speculative stock

Klarna is classified as a speculative stock.

Score Overview for Klarna

💰 Value Score 32/100 (Low)
⭐ Quality Score 20/100 (Low)
🚀 Momentum Score 9/100 (Very Low)
📊 Total Score 20/100

⚠️ 6 red flags identified 1 critical

Our analysis has identified 6 potential risk factors in Klarna that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 554% – the company carries considerably more debt than equity, which raises the financial risk.
⚠️ Weak financial health: The Piotroski score is only 3/9 – the company shows signs of weakened profitability, liquidity or capital structure.
⚠️ Weak balance sheet (elevated risk): Altman Z2 is 0.81 – the balance sheet is measurably weaker than average. This is a risk signal based on the numbers, not a bankruptcy prediction.
⚠️ Negative profit margin: The profit margin is -5.2% – the company is losing money on its operations.
⚠️ Negative return on equity: ROE is -7.0% – the company is generating a negative return for shareholders.
⚠️ High short interest: 11.9% of the shares are sold short – many professional investors are betting on price declines.

📈 Valuation

The P/S ratio is 2.0. The P/B ratio is 2.9. The PEG ratio is 0.41 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Klarna and an operating margin of 1.7%.

🏦 Financial Health

The Piotroski score is 3 out of 9 — weak financial health, be careful. Altman Z2 is 0.81 (weak balance sheet — elevated risk). The debt-to-equity ratio (D/E) is 553.5% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 11.93% — very high, the market is skeptical.

↑ Back to navigation

Klarna Short Selling 2026: 11.9% Sold Short

Very high short interest: 11.9% of the free float
Short % of free float
11.9%
Assessment
Very high short interest
Short squeeze risk
High
Data source
SEC
Updated daily
The stock has a very high share of short selling. Between 10-20% of the freely traded shares are sold short, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains.

What does this mean for you as an investor?
A short interest of 11.9% means that 11.9% of the freely traded shares in Klarna have been borrowed and sold by investors betting on falling prices. On positive surprises (e.g. a strong earnings report), short sellers can be forced to buy back shares quickly to close their positions, which can cause a short squeeze with sharp price gains in a short time.

The next potential catalyst is the earnings report on 8/18/2026. With a short interest of 11.9%, the report can trigger considerable volatility.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
▲
11.9%

↑ Back to navigation

When Does Klarna Report Earnings – Next Date: 8/18/2026

The next earnings report from Klarna is scheduled for August 18, 2026, before the market opens. This report covers the second quarter (Q2), which ended on June 30, 2026.



↑ Back to navigation

Technical Analysis of Klarna 2026 – Signal: Hold

Overall Technical Signal: Hold

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Klarna (KLAR.US) – RSI 62, MACD positive (bullish), daily candlestick chart August 2026
Klarna technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Klarna Group plc

Klarna Group plc is in a short-term uptrend. The price of $20.37 is 6.9% above the 20-day average ($19.06). Medium term, the picture is positive: the price is 10.3% above the 50-day average ($18.47). Long term, the stock is 7.1% below the 200-day average ($21.93), which signals a long-term downtrend.

Death Cross: The 50-day average (18.47) is below the 200-day average (21.93), which is a classic bearish signal for Klarna Group plc.

Is Klarna Group plc overbought or oversold?

Klarna Group plc has an RSI of 62.3. The stock shows positive momentum in the upper part of the neutral zone.

MACD Analysis for Klarna Group plc

Daily MACD: MACD is positive (0.355), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (0.206) by 0.149, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is negative (-1.877), which indicates a broader bearish long-term trend. MACD5 is above the signal line (-3.359) by 1.482, which suggests the negative long-term momentum is fading – a bigger trend reversal could be ahead.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The short-term trend is bullish, but the long-term trend is still bearish. Weekly momentum is rising, though, which could signal an upcoming trend reversal.

Risk Profile for Klarna Group plc

Klarna Group plc has an annual standard deviation of 70.4%, which classifies the stock as extreme risk. Only risk-tolerant investors should consider this stock, because the price swings can be very large.

Overall Technical Conclusion for Klarna Group plc

Trend: Neutral/mixed.

MACD trend (zero line): Daily bullish (0.355). Weekly bearish (-1.877).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 62.3 – neutral.

Technical signal: Hold

The signals are mixed – trend and MACD point in different directions. Wait until MACD crosses the zero line in the direction of the trend before acting.

↑ Back to navigation

Frequently Asked Questions About Klarna stock in 2026

Should you buy Klarna stock now?
The technical signal for Klarna is currently NEUTRAL. Klarna trades at $20.20 as of 8/6/2026. The overall technical signal is: Hold. The technical analysis shows the following: MACD is positive (bullish trend) at 0.355 with rising momentum (signal: 0.206); RSI is at 62.3 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $24.40 points to 20.8% upside. This is a technical observation based on current data, not investment advice.
What is the price target for Klarna stock?
The average analyst price target for Klarna is $24.40. The current price is $20.20, which gives an upside of 20.8%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $21.96 and $26.84.
Is Klarna a dividend stock?
No, Klarna does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Klarna stock?
Klarna is rated as a stock with extreme risk. the annual standard deviation is 70.4%, which classifies the stock as extreme risk.
Is Klarna overvalued?
No, Klarna is considered undervalued based on the analyst price target (20.8% upside). Klarna has the following valuation ratios: a P/S ratio of 2.0, a P/B ratio of 2.9. The analyst price target suggests that the stock is undervalued by 20.8%.
Is Klarna overbought?
No, Klarna is not overbought. RSI is at 62.3 (neutral zone). The technical indicators show: RSI is at 62.3 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 6.0% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Klarna earnings report?
Klarna reports its next earnings on August 18, 2026. The stock currently trades at $20.20.
Is Klarna shorted?
Yes, Klarna is shorted with 11.9% of the free float sold short. This is a very high level of short selling, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains. Data is updated daily based on official filings with the SEC.
Are insiders buying Klarna stock?
There is currently no registered insider trading for Klarna.
Is Klarna a good stock?
Based on our total score, Klarna is rated as a poor stock with a total score of 20 out of 100. The stock scores below average on value, quality and momentum – it sits at the lower end of the market. The score is made up of Value: 32/100, Quality: 20/100, Momentum: 9/100. In addition: analysts see 20.8% upside to the price target; technical signal: Hold. Whether Klarna is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Klarna stock?
The outlook for Klarna based on current data: the average analyst price target is $24.40 (+20.8%); the next earnings report is due on 8/18/2026, which can move the price. Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Klarna stock rising?
Klarna is rising right now. The technical indicators show: the price is 6.0% above the 20-day average; MACD is positive with rising momentum (bullish signal); short interest is 11.9% (high – many are betting on a decline). For the latest context, see our technical analysis, insider section and news overview above.
How high can Klarna go?
The average analyst price target for Klarna is $24.40, which corresponds to a potential gain of 20.8% from the current price of $20.20. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Klarna fall?
We lack enough history to give a specific floor for Klarna. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Klarna do?
Klarna Group plc operates as a technology-driven payments company in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment, advertising, and digital retail banking solutions to consumers and merchants. It offers Klarna App th... The company belongs to the Teknologi sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Klarna as an investment.
Did Klarna raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Klarna. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Klarna making money or losing money?
No, Klarna is currently not making money — the company is losing money with a negative profit margin of -5.2%, a noticeable loss. That means the business loses money on every dollar of revenue. The operating margin, however, is positive at 1.7% — the core business makes money; the loss comes from financing costs, taxes or one-off items. For growth stocks investing in expansion this is normal — but it raises the risk if the company does not reach break-even before its capital runs out.
Can Klarna go bankrupt?
The bankruptcy risk of Klarna is rated as elevated. Altman Z2 (a model for assessing financial distress) is 0.81 — that places the company in the weak zone. This is a probability based on the numbers, not a verdict — bankruptcy is not imminent. But the balance sheet is measurably weaker than average, so watch the debt, liquidity and possible capital raises. The Piotroski score (financial health 0-9, higher is better) is 3 — which is weak. Debt relative to equity is 554% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Klarna have a lot of debt?
Yes, Klarna has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 554%. For the teknologi sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.
↑ Back to navigation

Explore More