Humana (HUM.US) Price Target and Rating 2026/2027

356,77
-1,94%
Price history for Humana (HUM.US) – stock price at 356.77 $, August 2026
Humana stock price – price development 2026. Updated Aug 6, 2026.
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Humana Price Target 2026: Analysts See 14% Upside

The average price target for Humana is $407.83. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 14,31% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Humana overvalued or undervalued?

Humana is currently undervalued with a gap of 14.3% relative to the price target.


The current price is $356.77, which places Humana in the undervalued category. The stock is considered undervalued when the price is below $367.05, and overvalued when the price exceeds $448.61.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Humana, the fair value range lies between $367.05 and $448.61.


See the full price target analysis for Humana →

Analyst Ratings for Humana stock in 2026: Buy

26 analysts cover Humana. Analysts are mostly neutral — 65.4% recommend Hold. The average price target is $407.83, which gives an upside of 14.3% from the current price.

Consensus: Buy (3.58/5)
Strong Buy
6 (23.1%)
Buy
3 (11.5%)
Hold
17 (65.4%)
Strong Sell Sell Hold Buy Strong Buy
3.58 out of 5 based on 26 analysts

About Humana – Healthcare Plans

Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers. Its CenterWell segment operates full-service, value-based senior focused primary care centers under the Conviva Senior Primary Care and CenterWell Senior Primary Care brands; a management services organization; CenterWell Home Health, a home health provider; and OneHome, which manages post-acute patient needs, as well as provides pharmacy and hospice solutions. The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky. Read more about the company

Key Figures for Humana

$ 43,5B Market cap
$ 146B Revenue
Healthcare Plans Industry
34.17 P/E
0.30 P/S
2.27 P/B
USA Listed on exchange
humana.com Website
Sundhed Sector

What kind of stock is Humana?

Growth stock Momentum stock

Humana is classified as a growth stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Humana

💰 Value Score 64/100 (High)
⭐ Quality Score 38/100 (Low)
🚀 Momentum Score 85/100 (Very High)
📊 Total Score 62/100

⚠️ 1 red flag identified

Our analysis has identified 1 potential risk factor in Humana that investors should be aware of.

⚠️ High debt: The debt-to-equity ratio is 182% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Humana trades at a P/E ratio of 34.2, which is above the market average. The forward P/E is 40.0. The P/S ratio is 0.3 (low — potentially undervalued relative to revenue). The P/B ratio is 2.3. The PEG ratio is 2.06 — above 2.0 suggests the stock is expensive relative to its growth rate.

💵 Profitability & Growth

Humana has a profit margin of 0.9% (moderate) and an operating margin of 3.5%. Return on equity (ROE) is 6.9%. Return on assets (ROA) is 3.9%. The latest quarterly earnings grew 27.1% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. Altman Z2 is 4.52 (healthy balance sheet — low risk). The debt-to-equity ratio (D/E) is 182.4% — moderate debt.

🚀 Momentum & Short Interest

Short interest is 4.02%.

Humana Dividend 2026: 1.0% Dividend Yield

Dividend Key Figures for Humana in 2026

Dividend yield
0.95%
Dividend per share
0.89 USD
Payout ratio
20.6%
Low
Dividend growth (4 years)
+154.3%
Avg. annual dividend (3 years)
3.56 USD

When does Humana pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
June 26, 2026
Next dividend payment
July 31, 2026
Latest payment date
July 31, 2026

How much does Humana pay in dividends?

Humana pays dividends to its shareholders. The most recently paid dividend was 0.89 USD per share, which corresponds to a dividend yield of 0.95%. Over the last 4 years, the annual dividend has grown by 154.3%, which shows positive dividend growth.

The payout ratio is 20.6%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Humana

We have registered dividend payments for Humana since 2021-09-29. In that period the stock has paid a dividend 20 times, most recently on 2026-06-26. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-06-262026-07-310.89USDUnknown period
2026-03-272026-04-240.89USDUnknown period
2025-12-262026-01-300.89USDUnknown period
2025-09-262025-10-310.89USDUnknown period
2025-06-272025-07-250.89USDUnknown period
2025-03-282025-04-250.89USDUnknown period
2024-12-312025-01-310.89USDUnknown period
2024-09-302024-10-250.89USDUnknown period
2024-06-282024-07-260.89USDUnknown period
2024-03-272024-04-260.89USDUnknown period
2023-12-282024-01-260.89USDUnknown period
2023-09-282023-10-270.89USDUnknown period
2023-06-292023-07-280.89USDUnknown period
2023-03-302023-04-280.89USDUnknown period
2022-12-292023-01-270.79USDUnknown period
2022-09-292022-10-280.79USDUnknown period
2022-06-292022-07-290.79USDUnknown period
2022-03-302022-04-290.79USDUnknown period
2021-12-302022-01-280.70USDUnknown period
2021-09-292021-10-290.70USDUnknown period

Insider Trading in Humana 2026: The Signal Is mostly negative

In 2026, insiders at Humana have made 20 transactions – split into 1 purchases and 19 sales. On a net basis, insiders took 9,902,979 $ out of the stock. Active insiders include Shetty Sanjay K, Ventura Joseph C, Renaudin George II and others.

Short-Term Signal (3 months): No activity

There has been no insider trading in the last 3 months.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 1 purchases and 19 sales. A net 9,902,979 $ out of the stock.

Latest purchase: Shetty Sanjay K bought 810 shares at 185 $ each on 2026-02-23. The stock has since risen 96.4%.

Latest sale: Shetty Sanjay K sold 887 shares at 175 $ each on 2026-04-01.

Who is buying: Shetty Sanjay K.

Who is selling: Shetty Sanjay K, Ventura Joseph C, Renaudin George II, Felter John-Paul W., Dintenfass David and others.

Latest Insider Trades in Humana (2026)

The table shows the last 20 reported insider transactions in Humana. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-04-01 Shetty Sanjay K Sell 887 175 155,615
2026-02-24 Ventura Joseph C Sell 1,035 177 183,278
2026-02-24 Renaudin George II Sell 1,035 177 183,278
2026-02-24 Felter John-Paul W. Sell 165 177 29,218
2026-02-23 Shetty Sanjay K Buy 810 185 150,020
2026-02-21 Dintenfass David Sell 3,858 190 731,708
2026-02-13 Mellet Celeste Sell 7,763 181 1,408,674
2026-02-13 Mehta Japan Sell 1,682 181 305,216
2026-01-08 Rechtin James A. Sell 2,183 279 609,384
2026-01-01 O'Hara Michelle A. Sell 2,353 259 609,121

Who is buying and selling Humana shares in 2026?

The following insiders have bought shares in Humana: Shetty Sanjay K. In total, 150,020 $ was bought across 1 transactions. The following insiders have sold shares: Shetty Sanjay K, Ventura Joseph C, Renaudin George II, Felter John-Paul W., Dintenfass David and others. In total, 10,052,999 $ was sold across 19 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Humana Short Selling 2026: 4.0% Sold Short

Moderate short interest: 4.0% of the free float
Short % of free float
4.0%
Assessment
Moderate short interest
Short squeeze risk
Low
Data source
SEC
Updated daily
The stock has a moderate share of short selling. Between 2-5% of the freely traded shares are sold short, which is within the normal range for most stocks.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
4.0%

When Does Humana Report Earnings?

The next earnings date for Humana is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Humana 2026 – Signal: Hold

Overall Technical Signal: Hold

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Humana (HUM.US) – RSI 43, MACD negative (bearish), daily candlestick chart August 2026
Humana technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Humana Inc

Humana Inc is in a short-term downtrend. The price of $363.82 is 6.1% below the 20-day average ($387.36). Medium term, the picture is negative: the price is 1.9% below the 50-day average ($370.98). Long term, the stock is 37.1% above the 200-day average ($265.46), which confirms a long-term uptrend.

Golden Cross: The 50-day average (370.98) is above the 200-day average (265.46), which is a classic bullish signal for Humana Inc.

Is Humana Inc overbought or oversold?

Humana Inc has an RSI of 42.7. The stock sits in the lower part of the neutral zone, which points to weak momentum without being oversold.

MACD Analysis for Humana Inc

Daily MACD: MACD is negative (-2.189), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is below the signal line (3.346) by 5.535, which confirms growing negative momentum in the downtrend.

Weekly MACD: MACD5 is positive (43.258), which indicates a broader bullish long-term trend. MACD5 is above the signal line (33.282) by 9.976, which confirms rising long-term momentum.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The long-term trend is bullish, but the short-term trend is bearish. Short-term momentum is still falling – a deeper pullback is possible.

Risk Profile for Humana Inc

Humana Inc has an annual standard deviation of 48.4%, which classifies the stock as high risk. Sizeable price swings are normal, and the stock requires a higher risk tolerance.

Overall Technical Conclusion for Humana Inc

Trend: Neutral/mixed.

MACD trend (zero line): Daily bearish (-2.189). Weekly bullish (43.258).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 42.7 – neutral.

Technical signal: Hold

The signals are mixed – trend and MACD point in different directions. Wait until MACD crosses the zero line in the direction of the trend before acting.

Frequently Asked Questions About Humana stock in 2026

Should you buy Humana stock now?
The technical signal for Humana is currently NEUTRAL. Humana trades at $356.77 as of 8/6/2026. The overall technical signal is: Hold. The technical analysis shows the following: MACD is negative (bearish trend) at -2.189 with falling momentum (signal: 3.346); RSI is at 42.7 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $407.83 points to 14.3% upside. This is a technical observation based on current data, not investment advice.
What is the price target for Humana stock?
The average analyst price target for Humana is $407.83. The current price is $356.77, which gives an upside of 14.3%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $367.05 and $448.61.
Is Humana a dividend stock?
Yes, Humana is a dividend stock with a dividend yield of 0.95%. The latest dividend was $0.89 per share. The latest ex-dividend date (traded without the dividend) was 6/26/2026. The payout ratio is 20.6%, which is considered sustainable. The next dividend payment is scheduled for 7/31/2026.
When does Humana pay a dividend in 2026?
Humana pays its next dividend on 7/31/2026. The latest dividend was $0.89 per share with an ex-dividend date of 6/26/2026. The dividend yield is 0.95%. The payout ratio of 20.6% points to a sustainable dividend with room to grow.
What is the risk of Humana stock?
Humana is rated as a stock with high risk. the annual standard deviation is 48.4%, which classifies the stock as high risk.
Is Humana overvalued?
No, Humana is considered undervalued based on the analyst price target (14.3% upside). Humana has the following valuation ratios: a P/E ratio of 34.2 (highly valued), a P/S ratio of 0.3, a P/B ratio of 2.3. The analyst price target suggests that the stock is undervalued by 14.3%.
Is Humana overbought?
No, Humana is not overbought. RSI is at 42.7 (neutral zone). The technical indicators show: RSI is at 42.7 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 7.9% below the 20-day average (short-term downtrend). In addition, MACD is negative with falling momentum (bearish).
When is the next Humana earnings report?
The date of the next earnings report for Humana has not been published yet. Check the company's investor calendar for updates.
Is Humana shorted?
Yes, Humana is shorted with 4.0% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying Humana stock?
No, insiders are not buying Humana shares – they are net sellers. Across the last 20 reported transactions, the split is 1 purchases and 19 sales, with a net 9,902,979 $ sold. Active sellers include Shetty Sanjay K, Ventura Joseph C, Renaudin George II and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Humana a good stock?
Based on our total score, Humana is rated as a good stock with a total score of 62 out of 100. The stock scores above average on value, quality and momentum – it is among the top 38% in our database. The score is made up of Value: 64/100, Quality: 38/100, Momentum: 85/100. In addition: analysts see 14.3% upside to the price target; a dividend of 0.95%; technical signal: Hold. Whether Humana is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Humana stock?
The outlook for Humana based on current data: the average analyst price target is $407.83 (+14.3%); the P/E ratio is 34.2 (high – the market expects growth). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Humana stock falling?
Humana is falling right now. The technical indicators show: the price is 7.9% below the 20-day average; MACD is negative with falling momentum (bearish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Humana go?
The average analyst price target for Humana is $407.83, which corresponds to a potential gain of 14.3% from the current price of $356.77. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Humana fall?
We lack enough history to give a specific floor for Humana. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Humana do?
Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chr... The company belongs to the Sundhed sector, more specifically the Healthcare Plans industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Humana as an investment.
Did Humana raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Humana. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Humana making money or losing money?
Yes, Humana is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 0.9% — which is modest. The operating margin (profit before interest and taxes) is 3.5%. At a P/E ratio of 34.2, you currently pay 34.2 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Humana go bankrupt?
The bankruptcy risk of Humana is rated as low. Altman Z2 (a model for assessing financial distress) is 4.52 — that places the company in the healthy zone. The company has a healthy balance sheet with limited debt relative to earnings and assets. The Piotroski score (financial health 0-9, higher is better) is 6 — which is average. Debt relative to equity is 182% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Humana have a lot of debt?
Yes, Humana has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 182%. For the sundhed sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Humana service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 5.8x, and net debt equals 2.1 years of earnings (EBITDA).