Goldman Sachs (GS.US) Price Target 2026/2027: 25% Upside – Rating and Stock Analysis

897.10
Price history for Goldman Sachs (GS.US) – stock price at $897.10, October 2026
Goldman Sachs stock price – price development 2026. Updated Oct 7, 2026.
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Goldman Sachs Price Target 2026: Analysts See 24% Upside

The average price target for Goldman Sachs is $1,116.75. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 24.48% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Goldman Sachs overvalued or undervalued?

Goldman Sachs is currently undervalued with a gap of 24.5% relative to the price target.


The current price is $897.10, which places Goldman Sachs in the undervalued category. The stock is considered undervalued when the price is below $1,005.08, and overvalued when the price exceeds $1,228.43.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Goldman Sachs, the fair value range lies between $1,005.08 and $1,228.43.


See the full price target analysis for Goldman Sachs →

Analyst Ratings for Goldman Sachs stock in 2026: Hold

25 analysts cover Goldman Sachs. Analysts are mostly neutral — 64% recommend Hold. The average price target is $1,116.75, which gives an upside of 24.5% from the current price.

Consensus: Hold (3.40/5)
Strong Buy
6 (24%)
Buy
1 (4%)
Hold
16 (64%)
Sell
1 (4%)
Strong Sell
1 (4%)
Strong Sell Sell Hold Buy Strong Buy
3.40 out of 5 based on 25 analysts

About Goldman Sachs – Capital Markets

Goldman Sachs is a large financial company that operates all over the world. It earns money mainly by advising companies, governments, and other institutions on big financial deals, such as mergers and acquisitions (when one company buys or joins with another).

The company also earns money in two other main ways. First, through Asset Management, where it manages money on behalf of clients. Second, through Global Markets, where it buys and sells securities (things like stocks and bonds) for its clients. In short, Goldman Sachs offers a wide range of financial services.

It also has a division that focuses on private clients, helping wealthy individuals manage their money.

Goldman Sachs was founded in 1869. Today, it operates in more than 30 countries.
Read more about the company

Key Figures for Goldman Sachs

$263B Market cap
$67.6B Revenue
Capital Markets Industry
13.93 P/E
3.89 P/S
2.52 P/B
United States Listed on exchange

What kind of stock is Goldman Sachs?

Growth stock Value stock Quality stock

Goldman Sachs is classified as a growth stock and value stock and quality stock. This means the stock combines several attractive traits, strong financial health (Piotroski 7/9).

Score Overview for Goldman Sachs

💰 Value Score 73/100 (High)
⭐ Quality Score 87/100 (Very High)
🚀 Momentum Score 44/100 (Neutral)
📊 Total Score 68/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Goldman Sachs that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,274% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Goldman Sachs trades at a P/E ratio of 13.9, which is below the market average and can point to an attractive price. The forward P/E is 12.8 (8% lower), which suggests the market expects rising earnings. The P/S ratio is 3.9. The P/B ratio is 2.5. The PEG ratio is 1.17.

💵 Profitability & Growth

Goldman Sachs has a profit margin of 31.0% (excellent) and an operating margin of 42.2%. Return on equity (ROE) is 16.9% — solid return on equity. Return on assets (ROA) is 1.1%. The latest quarterly earnings grew 92.3% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 7 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 1,273.8% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 2.39%.

Goldman Sachs Dividend 2026: 1.9% Dividend Yield

Dividend Key Figures for Goldman Sachs

Dividend yield
1.90%
Latest dividend per share
5.00 USD
Payout ratio
27.8%
Low
Dividend growth (6 years)
+180.0%
Avg. annual dividend (3 years)
12.17 USD

When does Goldman Sachs pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
September 1, 2026
Latest payment date
September 29, 2026

How much does Goldman Sachs pay in dividends?

Goldman Sachs pays dividends to its shareholders. The most recently paid dividend was 5.00 USD per share, which corresponds to a dividend yield of 1.90%. Over the last 6 years, the annual dividend has grown by 180.0%, which shows positive dividend growth.

The payout ratio is 27.8%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Goldman Sachs

We have registered dividend payments for Goldman Sachs since Feb 28, 2020. In that period the stock has paid a dividend 26 times, most recently on Sep 1, 2026. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrency
2026-09-012026-09-295.00USD
2026-06-012026-06-294.50USD
2026-03-022026-03-304.50USD
2025-12-022025-12-304.00USD
2025-08-292025-09-294.00USD
2025-02-282025-03-283.00USD
2024-12-02N/A3.00USD
2024-08-302024-09-273.00USD
2024-05-302024-06-272.75USD
2024-02-282024-03-282.75USD
2023-11-292023-12-282.75USD
2023-08-302023-09-282.75USD
2023-05-312023-06-292.50USD
2023-03-012023-03-302.50USD
2022-11-302022-12-292.50USD
2022-08-312022-09-292.50USD
2022-05-312022-06-292.00USD
2022-03-012022-03-302.00USD
2021-12-012021-12-302.00USD
2021-08-312021-09-292.00USD
2021-05-282021-06-291.25USD
2021-03-012021-03-301.25USD
2020-12-012020-12-301.25USD
2020-08-312020-09-291.25USD
2020-05-292020-06-291.25USD
2020-02-282020-03-301.25USD

Insider Trading in Goldman Sachs 2026: The Signal Is negative

In 2026, insiders at Goldman Sachs have made 20 transactions, all of which were sales. On a net basis, insiders took $28,679,840 out of the stock. Active insiders include LESLIE ERICKA T, COLEMAN DENIS P., Ruemmler Kathryn H. and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 3 sales. A net $775,674 out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net $28,679,840 out of the stock.

Latest sale: LESLIE ERICKA T sold 600 shares at $1,033.80 each on 2026-08-28.

Who is selling: LESLIE ERICKA T, COLEMAN DENIS P., Ruemmler Kathryn H., SOLOMON DAVID M, FREDMAN SHEARA J and others.

Latest Insider Trades in Goldman Sachs (2026)

The table shows the last 20 reported insider transactions in Goldman Sachs. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-08-28 LESLIE ERICKA T Sell 600 1,034 620,280
2026-08-04 LESLIE ERICKA T Sell 37 1,055 39,026
2026-07-15 LESLIE ERICKA T Sell 101 1,152 116,367
2026-05-14 COLEMAN DENIS P. Sell 2,509 975 2,446,802
2026-05-06 Ruemmler Kathryn H. Sell 437 941 411,326
2026-05-01 SOLOMON DAVID M Sell 2,310 931 2,151,188
2026-05-01 Ruemmler Kathryn H. Sell 135 930 125,597
2026-05-01 FREDMAN SHEARA J Sell 2,135 930 1,985,998
2026-04-23 GOLTEN ALEX S Sell 581 937 544,229
2026-04-23 Alex S Golten Sell 1,116 936 1,044,777

Who is buying and selling Goldman Sachs shares in 2026?

The following insiders have sold shares: LESLIE ERICKA T, COLEMAN DENIS P., Ruemmler Kathryn H., SOLOMON DAVID M, FREDMAN SHEARA J and others. In total, $28,679,840 was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Goldman Sachs Short Selling 2026: 2.4% Sold Short

Moderate short interest: 2.4% of the free float
Short % of free float
2.4%
Assessment
Moderate short interest
Short squeeze risk
Low
Data source
EODHD
Reported about twice a month

Short interest over time: Goldman Sachs

0.0%1.5%3.0%
5/307/299/28
2.4% today (moderate)Last 30 days: +0.3 percentage pointsMeasured over 121 days
What does the trend tell you?
Short interest in Goldman Sachs has been fairly stable at 2.4% over the period. Neither many new short sellers have arrived nor many positions been closed.

What matters is when the curve starts to move. This is how shorting works: whoever shorts has borrowed the share and sold it, and to close the position again they must buy the share back. When short interest falls, shares are being bought back. So it is worth watching the trend, not just today's number.
The stock has a moderate share of short selling. Between 2-5% of the freely traded shares are sold short, which is within the normal range for most stocks.

Short interest comes from our data provider EODHD. The figure is reported about twice a month; we check it every trading day.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
▲
2.4%

When Does Goldman Sachs Report Earnings – Next Date: Oct 13, 2026

The next earnings report from Goldman Sachs is scheduled for October 13, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Goldman Sachs 2026 – Signal: Sell

Overall Technical Signal: Sell

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated October 7, 2026.

Technical analysis of Goldman Sachs (GS.US) – RSI 32, MACD negative (bearish), daily candlestick chart October 2026
Goldman Sachs technical analysis – candlestick chart with RSI, MACD and volume profile. Updated Oct 7, 2026.

Trend Analysis of Goldman Sachs Group, Inc

Goldman Sachs Group, Inc is in a short-term downtrend. The price of $897.18 is 5.1% below the 20-day average ($945.05). Medium term, the picture is negative: the price is 9.8% below the 50-day average ($995.19). Long term, the stock is 5.8% below the 200-day average ($952.54), which signals a long-term downtrend.

Golden Cross: The 50-day average (995.19) is above the 200-day average (952.54), which is a classic bullish signal for Goldman Sachs Group, Inc.

Is Goldman Sachs Group, Inc overbought or oversold?

Goldman Sachs Group, Inc has an RSI of 32.1. The stock sits in the lower part of the neutral zone, which points to weak momentum without being oversold. In the current downtrend, be careful about reading this as a buying opportunity.

MACD Analysis for Goldman Sachs Group, Inc

Daily MACD: MACD is negative (-31.757), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is below the signal line (-28.755) by 3.002, which confirms growing negative momentum in the downtrend.

Weekly MACD: MACD5 is positive (10.234), which indicates a broader bullish long-term trend. MACD5 is below the signal line (35.345) by 25.111, which suggests the long-term momentum is fading – the positive trend could come under pressure.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The long-term trend is bullish, but the short-term trend is bearish. Short-term momentum is still falling – a deeper pullback is possible.

Risk Profile for Goldman Sachs Group, Inc

Goldman Sachs Group, Inc has an annual standard deviation of 32.2%, which classifies the stock as Balanced. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Goldman Sachs Group, Inc

Trend: Negative. The price trades below SMA50 and SMA200.

MACD trend (zero line): Daily bearish (-31.757). Weekly bullish (10.234).

MACD momentum (signal): Daily falling. Weekly falling.

RSI: 32.1 – neutral.

Technical signal: Sell

The trend is negative and MACD is below the zero line, which confirms the bearish momentum. Consider reducing the position or setting a stop-loss.

Frequently Asked Questions About Goldman Sachs stock in 2026

Should you buy Goldman Sachs stock now?
No, the technical signal for Goldman Sachs is currently Sell. Goldman Sachs trades at $897.10 as of Oct 7, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -31.757 with falling momentum (signal: -28.755); RSI is at 32.1 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $1,116.75 points to 24.5% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for Goldman Sachs stock?
The average analyst price target for Goldman Sachs is $1,116.75. The current price is $897.10, which gives an upside of 24.5%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $1,005.08 and $1,228.43.
Is Goldman Sachs a dividend stock?
Yes, Goldman Sachs is a dividend stock with a dividend yield of 1.90%. The latest dividend was $5.00 per share. The latest ex-dividend date (traded without the dividend) was Sep 1, 2026. The payout ratio is 27.8%, which is considered sustainable.
When does Goldman Sachs pay a dividend in 2026?
The next dividend date for Goldman Sachs has not been set yet. The latest ex-dividend date (last trading day with dividend rights) was Sep 1, 2026. The latest dividend was $5.00 per share with an ex-dividend date of Sep 1, 2026. The dividend yield is 1.90%. The payout ratio of 27.8% points to a sustainable dividend with room to grow.
What is the risk of Goldman Sachs stock?
Goldman Sachs is rated as a stock in the risk category Balanced. the annual standard deviation is 32.2%, which classifies the stock as Balanced.
Is Goldman Sachs overvalued?
No, Goldman Sachs is considered undervalued based on the analyst price target (24.5% upside). Goldman Sachs has the following valuation ratios: a P/E ratio of 13.9 (moderately valued), a P/S ratio of 3.9, a P/B ratio of 2.5. The analyst price target suggests that the stock is undervalued by 24.5%.
Is Goldman Sachs overbought?
No, Goldman Sachs is not overbought. RSI is at 32.1 (neutral zone). The technical indicators show: RSI is at 32.1 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 5.1% below the 20-day average (short-term downtrend). In addition, MACD is negative with falling momentum (bearish).
When is the next Goldman Sachs earnings report?
Goldman Sachs reports its next earnings on October 13, 2026. The stock currently trades at $897.10. With a P/E ratio of 13.9, the market will be watching closely whether earnings meet expectations. The RSI is at 32.1, so the report can reinforce the current technical trend.
Is Goldman Sachs shorted?
Yes, Goldman Sachs is shorted with 2.4% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying Goldman Sachs stock?
No, insiders are not buying Goldman Sachs shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 3 sales. On a net basis, 775,674 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 28,679,840 $ sold. Active sellers include LESLIE ERICKA T, COLEMAN DENIS P., Ruemmler Kathryn H. and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Goldman Sachs a good stock?
Based on our total score, Goldman Sachs is rated as a good stock with a total score of 68 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 73/100, Quality: 87/100, Momentum: 44/100. In addition: analysts see 24.5% upside to the price target; a dividend of 1.90%; technical signal: Sell. Whether Goldman Sachs is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Goldman Sachs stock?
The outlook for Goldman Sachs based on current data: the average analyst price target is $1,116.75 (+24.5%); the stock is in a downtrend (below SMA50 and SMA200); the next earnings report is due on Oct 13, 2026, which can move the price; the P/E ratio is 13.9 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Goldman Sachs stock falling?
Goldman Sachs is falling right now. The technical indicators show: the price is 5.1% below the 20-day average; MACD is negative with falling momentum (bearish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Goldman Sachs go?
The average analyst price target for Goldman Sachs is $1,116.75, which corresponds to a potential gain of 24.5% from the current price of $897.10. The stock has traded between $725.74 and $1,148.37 over the last 52 weeks. The price is 21.9% below the 52-week high, which can indicate potential if the underlying fundamentals are intact. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Goldman Sachs fall?
The stock has traded as low as $725.74 over the last 52 weeks — that is 19.1% below the current price of $897.10. The biggest decline (drawdown) in the same period was 36.8% from high to low. Within a year, the price typically swings about ±32.2% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Goldman Sachs do?
Goldman Sachs is a large financial company that operates all over the world. It earns money mainly by advising companies, governments, and other institutions on big financial deals, such as mergers and acquisitions (when one company buys or joins with another). The company al... The company belongs to the Financial Services sector, more specifically the Capital Markets industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Goldman Sachs as an investment.
Did Goldman Sachs raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Goldman Sachs. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Goldman Sachs making money or losing money?
Yes, Goldman Sachs is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 31.0% — which is excellent. The operating margin (profit before interest and taxes) is 42.2%. At a P/E ratio of 13.9, you currently pay 13.9 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Goldman Sachs go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Goldman Sachs, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Goldman Sachs have a lot of debt?
Yes, Goldman Sachs has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,274%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.

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