Fiserv (FISV.US) Price Target 2026/2027: 25% Upside – Rating and Stock Analysis

52,29
-3,36%
Share this analysis:

Fiserv Price Target 2026: Analysts See 27% Upside

The average price target for Fiserv is $66.63. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 27,42% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Fiserv overvalued or undervalued?

Fiserv is currently undervalued with a gap of 27.4% relative to the price target.


The current price is $52.29, which places Fiserv in the undervalued category. The stock is considered undervalued when the price is below $59.97, and overvalued when the price exceeds $73.29.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Fiserv, the fair value range lies between $59.97 and $73.29.


See the full price target analysis for Fiserv →

Analyst Ratings for Fiserv stock in 2026: Hold

36 analysts cover Fiserv. Analysts are mostly neutral — 72.2% recommend Hold. The average price target is $66.63, which gives an upside of 27.4% from the current price.

Consensus: Hold (3.36/5)
Strong Buy
6 (16.7%)
Buy
3 (8.3%)
Hold
26 (72.2%)
Strong Sell
1 (2.8%)
Strong Sell Sell Hold Buy Strong Buy
3.36 out of 5 based on 36 analysts

About Fiserv – Software

Fiserv laver betalingsløsninger og finansiel teknologi til banker og forretninger verden over. De tjener især penge på to områder: at drive forretningernes salgsløsninger (Merchant Solutions) og at levere systemer til finansielle institutioner (Financial Solutions). De er kendt for deres Clover platform, som er et kassesystem og en forretningsstyringsplatform. Fiserv sælger også debetkortbehandling, sikkerhed mod svindel og forskellige betalingssystemer, for eksempel løsninger til regningsbetaling og overførsler mellem personer. Virksomheden opererer i USA, Europa, Mellemøsten, Afrika og Asien-Stillehavsområdet. Fiserv blev grundlagt i 1984 og har i dag over 40.000 ansatte, der driver teknologien frem. Read more about the company

Key Figures for Fiserv

$ 29,7B Market cap
- Revenue
Software Industry
9.20 P/E
1.39 P/S
1.10 P/B
USA Listed on exchange

What kind of stock is Fiserv?

Value stock

Fiserv is classified as a value stock with a value score in the top 7% of all stocks. The P/E ratio of 9.2 points to an attractive valuation.

Score Overview for Fiserv

💰 Value Score 93/100 (Very High)
⭐ Quality Score 25/100 (Low)
🚀 Momentum Score 10/100 (Very Low)
📊 Total Score 42/100

⚠️ 1 red flag identified

Our analysis has identified 1 potential risk factor in Fiserv that investors should be aware of.

⚠️ High debt: The debt-to-equity ratio is 183% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Fiserv trades at a P/E ratio of 9.2, which is below the market average and can point to an attractive price. The forward P/E is 6.7 (27% lower), which suggests the market expects rising earnings. The P/S ratio is 1.4. The P/B ratio is 1.1. The PEG ratio is 0.89 — below 1.0 suggests the stock is cheap relative to its growth rate.

🏦 Financial Health

The Piotroski score is 4 out of 9 — average financial health. Altman Z2 is 2.13 (middle zone — moderate). The debt-to-equity ratio (D/E) is 182.8% — moderate debt.

Insider Trading in Fiserv 2026: The Signal Is negative

In 2026, insiders at Fiserv have made 2 transactions, all of which were sales. On a net basis, insiders took 1,307,948 $ out of the stock. Active insiders include Andrew Gelb, Adam L Rosman.

Short-Term Signal (3 months): No activity

There has been no insider trading in the last 3 months.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 2 transactions: 0 purchases and 2 sales. A net 1,307,948 $ out of the stock.

Latest sale: Andrew Gelb sold 5,652 shares at 160 $ each on 2025-05-28.

Who is selling: Andrew Gelb, Adam L Rosman.

Latest Insider Trades in Fiserv (2026)

The table shows the last 2 reported insider transactions in Fiserv. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2025-05-28 Andrew Gelb Sell 5,652 160 904,320
2025-05-27 Adam L Rosman Sell 2,512 161 403,628

Who is buying and selling Fiserv shares in 2026?

The following insiders have sold shares: Andrew Gelb, Adam L Rosman. In total, 1,307,948 $ was sold across 2 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Fiserv Earnings – ⚡ Reporting TODAY 8/6/2026

The next earnings date for Fiserv is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Fiserv 2026 – Signal: Hold

Overall Technical Signal: Hold

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Trend Analysis of Fiserv, Inc. Common Stock

Fiserv, Inc. Common Stock is in a short-term uptrend. The price of $54.11 is 3.7% above the 20-day average ($52.17). Medium term, the picture is positive: the price is 3.8% above the 50-day average ($52.10). Long term, the stock is 12.8% below the 200-day average ($62.03), which signals a long-term downtrend.

Death Cross: The 50-day average (52.10) is below the 200-day average (62.03), which is a classic bearish signal for Fiserv, Inc. Common Stock.

Is Fiserv, Inc. Common Stock overbought or oversold?

Fiserv, Inc. Common Stock has an RSI of 55.3. The stock shows positive momentum in the upper part of the neutral zone.

MACD Analysis for Fiserv, Inc. Common Stock

Daily MACD: MACD is positive (0.880), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (0.450) by 0.430, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is negative (-7.011), which indicates a broader bearish long-term trend. MACD5 is above the signal line (-9.098) by 2.087, which suggests the negative long-term momentum is fading – a bigger trend reversal could be ahead.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The short-term trend is bullish, but the long-term trend is still bearish. Weekly momentum is rising, though, which could signal an upcoming trend reversal.

Risk Profile for Fiserv, Inc. Common Stock

Fiserv, Inc. Common Stock has an annual standard deviation of 56.6%, which classifies the stock as high risk. Sizeable price swings are normal, and the stock requires a higher risk tolerance.

Overall Technical Conclusion for Fiserv, Inc. Common Stock

Trend: Neutral/mixed.

MACD trend (zero line): Daily bullish (0.880). Weekly bearish (-7.011).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 55.3 – neutral.

Technical signal: Hold

The signals are mixed – trend and MACD point in different directions. Wait until MACD crosses the zero line in the direction of the trend before acting.

Frequently Asked Questions About Fiserv stock in 2026

Should you buy Fiserv stock now?
The technical signal for Fiserv is currently NEUTRAL. Fiserv trades at $52.29 as of 8/6/2026. The overall technical signal is: Hold. The technical analysis shows the following: MACD is positive (bullish trend) at 0.880 with rising momentum (signal: 0.450); RSI is at 55.3 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $66.63 points to 27.4% upside. This is a technical observation based on current data, not investment advice.
What is the price target for Fiserv stock?
The average analyst price target for Fiserv is $66.63. The current price is $52.29, which gives an upside of 27.4%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $59.97 and $73.29.
Is Fiserv a dividend stock?
No, Fiserv does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Fiserv stock?
Fiserv is rated as a stock with high risk. the annual standard deviation is 56.6%, which classifies the stock as high risk.
Is Fiserv overvalued?
No, Fiserv is considered undervalued based on the analyst price target (27.4% upside). Fiserv has the following valuation ratios: a P/E ratio of 9.2 (lowly valued), a P/S ratio of 1.4, a P/B ratio of 1.1. The analyst price target suggests that the stock is undervalued by 27.4%.
Is Fiserv overbought?
No, Fiserv is not overbought. RSI is at 55.3 (neutral zone). The technical indicators show: RSI is at 55.3 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 0.2% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Fiserv earnings report?
Fiserv reports earnings TODAY, August 6, 2026! The stock currently trades at $52.29. Watch how the price reacts after the release. With a P/E ratio of 9.2, the market will be watching closely whether earnings meet expectations.
Is Fiserv shorted?
There is currently no registered short interest for Fiserv, or the data is not available.
Are insiders buying Fiserv stock?
No, insiders are not buying Fiserv shares – they are net sellers. Across the last 2 reported transactions, the split is 0 purchases and 2 sales, with a net 1,307,948 $ sold. Active sellers include Andrew Gelb, Adam L Rosman. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Fiserv a good stock?
Based on our total score, Fiserv is rated as a mediocre stock with a total score of 43 out of 100. The stock scores around average on value, quality and momentum – it sits near the median in our database. The score is made up of Value: 93/100, Quality: 25/100, Momentum: 10/100. In addition: analysts see 27.4% upside to the price target; technical signal: Hold. Whether Fiserv is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Fiserv stock?
The outlook for Fiserv based on current data: the average analyst price target is $66.63 (+27.4%); the next earnings report is due on 8/6/2026, which can move the price; the P/E ratio is 9.2 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Fiserv stock moving?
Fiserv is stable right now. The technical indicators show: the price is close to the 20-day average; MACD is positive with rising momentum (bullish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Fiserv go?
The average analyst price target for Fiserv is $66.63, which corresponds to a potential gain of 27.4% from the current price of $52.29. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Fiserv fall?
We lack enough history to give a specific floor for Fiserv. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Fiserv do?
Fiserv laver betalingsløsninger og finansiel teknologi til banker og forretninger verden over. De tjener især penge på to områder: at drive forretningernes salgsløsninger (Merchant Solutions) og at levere systemer til finansielle institutioner (Financial Solutions). De er ken... The company belongs to the Teknologi sector, more specifically the Software industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Fiserv as an investment.
Did Fiserv raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Fiserv. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Fiserv making money or losing money?
We have no current profitability data for Fiserv. See the latest report in the earnings history above.
Can Fiserv go bankrupt?
The bankruptcy risk of Fiserv is rated as moderate. Altman Z2 (a model for assessing financial distress) is 2.13 — that places the company in the middle zone. The Piotroski score (financial health 0-9, higher is better) is 4 — which is average. Debt relative to equity is 183% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Fiserv have a lot of debt?
Yes, Fiserv has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 183%. For the teknologi sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.