Cardlytics (CDLX.US) Price Target 2026/2027: 155% Upside – Rating and Stock Analysis

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Price history for Cardlytics (CDLX.US) – stock price at 4.18 $, August 2026
Cardlytics stock price – price development 2026. Updated Aug 6, 2026.
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Cardlytics Price Target 2026: Analysts See 157% Upside

The average price target for Cardlytics is $10.75. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 157,18% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Cardlytics overvalued or undervalued?

Cardlytics is currently undervalued with a gap of 157.2% relative to the price target.


The current price is $4.18, which places Cardlytics in the undervalued category. The stock is considered undervalued when the price is below $9.68, and overvalued when the price exceeds $11.83.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Cardlytics, the fair value range lies between $9.68 and $11.83.


See the full price target analysis for Cardlytics →

Analyst Ratings for Cardlytics stock in 2026: Hold

6 analysts cover Cardlytics. Analysts are mostly neutral — 83.3% recommend Hold. The average price target is $10.75, which gives an upside of 157.2% from the current price.

Consensus: Hold (2.83/5)
Hold
5 (83.3%)
Sell
1 (16.7%)
Strong Sell Sell Hold Buy Strong Buy
2.83 out of 5 based on 6 analysts

About Cardlytics – Advertising Agencies

Cardlytics (cdlx.us) driver en reklameplatform, som primært fungerer i USA og Storbritannien. De tjener penge ved at lade annoncører nå ud til bankkunder direkte gennem deres digitale kanaler. Det gør de via deres Cardlytics-platform, som integrerer reklamer i netbanker, mobil-apps og notifikationer. Virksomheden tilbyder også Bridg-platformen, der analyserer salgsdata fra butikker. Den gør det muligt for marketingfolk at målrette loyalitetsprogrammer og måle effekten af deres kampagner. Cardlytics blev grundlagt i 2008 og har hovedkontor i Atlanta, Georgia. De bruger altså kundedata til at skabe målrettet annoncering. Read more about the company

Key Figures for Cardlytics

$ 23,8M Market cap
$ 211M Revenue
Advertising Agencies Industry
- P/E
0.11 P/S
2.15 P/B
USA Listed on exchange

What kind of stock is Cardlytics?

Speculative stock

Cardlytics is classified as a speculative stock.

Score Overview for Cardlytics

💰 Value Score 47/100 (Neutral)
⭐ Quality Score 7/100 (Very Low)
🚀 Momentum Score 1/100 (Very Low)
📊 Total Score 18/100

⚠️ 7 red flags identified 5 critical

Our analysis has identified 7 potential risk factors in Cardlytics that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 461% – the company carries considerably more debt than equity, which raises the financial risk.
⚠️ Weak financial health: The Piotroski score is only 2/9 – the company shows signs of weakened profitability, liquidity or capital structure.
🚨 Weak balance sheet (elevated risk): Altman Z2 is -18.06 – the balance sheet is measurably weaker than average. This is a risk signal based on the numbers, not a bankruptcy prediction.
🚨 Negative profit margin: The profit margin is -44.8% – the company is losing money on its operations.
🚨 Negative return on equity: ROE is -356.0% – the company is generating a negative return for shareholders.
⚠️ High short interest: 12.0% of the shares are sold short – many professional investors are betting on price declines.
🚨 Falling earnings: Quarterly earnings have fallen 57% year over year – the company's profitability is under pressure.

📈 Valuation

The P/S ratio is 0.1 (low — potentially undervalued relative to revenue). The P/B ratio is 2.1.

💵 Profitability & Growth

The latest quarterly earnings grew -56.7% year over year — falling earnings.

🏦 Financial Health

The Piotroski score is 2 out of 9 — weak financial health, be careful. Altman Z2 is -18.06 (weak balance sheet — elevated risk). The debt-to-equity ratio (D/E) is 461.1% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 11.97% — very high, the market is skeptical.

Insider Trading in Cardlytics 2026: The Signal Is mostly positive

In 2026, insiders at Cardlytics have made 20 transactions – split into 2 purchases and 18 sales. On a net basis, insiders took 546,075 $ out of the stock. Active insiders include Evans David Thomas, Gupta Amit, Lynton Nicholas Hollmeyer and others. In the short term (last 3 months), the insider signal is mostly positive.

Short-Term Signal (3 months): Mostly positive

Insiders have bought more than they have sold over the last 3 months. This suggests key people see short-term value in the stock.

Over the last 3 months: 2 purchases and 3 sales. A net 48,625 $ into the stock.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 2 purchases and 18 sales. A net 546,075 $ out of the stock.

Latest purchase: Evans David Thomas bought 50,000 shares at 1 $ each on 2026-05-18. The stock has since risen 549.2%.

Latest sale: Gupta Amit sold 9,640 shares at 4 $ each on 2026-07-06.

Who is buying: Evans David Thomas.

Who is selling: Gupta Amit, Lynton Nicholas Hollmeyer, Amit Gupta, Nicholas Hollmeyer Lynton.

Latest Insider Trades in Cardlytics (2026)

The table shows the last 20 reported insider transactions in Cardlytics. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-07-06 Gupta Amit Sell 9,640 4 42,320
2026-07-02 Lynton Nicholas Hollmeyer Sell 2,151 4 9,464
2026-07-02 Gupta Amit Sell 6,498 4 28,591
2026-05-18 Evans David Thomas Buy 50,000 1 31,500
2026-05-15 Evans David Thomas Buy 150,000 1 97,500
2026-04-06 Gupta Amit Sell 69,833 1 83,101
2026-04-06 Amit Gupta Sell 69,833 1 83,101
2026-04-02 Gupta Amit Sell 54,225 1 56,394
2026-04-02 Amit Gupta Sell 54,225 1 56,394
2026-04-01 Nicholas Hollmeyer Lynton Sell 40,296 1 39,893

Who is buying and selling Cardlytics shares in 2026?

The following insiders have bought shares in Cardlytics: Evans David Thomas. In total, 129,000 $ was bought across 2 transactions. The following insiders have sold shares: Gupta Amit, Lynton Nicholas Hollmeyer, Amit Gupta, Nicholas Hollmeyer Lynton. In total, 675,075 $ was sold across 18 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Cardlytics Short Selling 2026: 12.0% Sold Short

Very high short interest: 12.0% of the free float
Short % of free float
12.0%
Assessment
Very high short interest
Short squeeze risk
High
Data source
SEC
Updated daily
The stock has a very high share of short selling. Between 10-20% of the freely traded shares are sold short, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains.

What does this mean for you as an investor?
A short interest of 12.0% means that 12.0% of the freely traded shares in Cardlytics have been borrowed and sold by investors betting on falling prices. On positive surprises (e.g. a strong earnings report), short sellers can be forced to buy back shares quickly to close their positions, which can cause a short squeeze with sharp price gains in a short time.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
12.0%

When Does Cardlytics Report Earnings?

The next earnings date for Cardlytics is not yet available. Check the company's investor calendar for more information.



Technical Analysis of Cardlytics 2026 – Signal: Strong Sell

Overall Technical Signal: Strong Sell

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Cardlytics (CDLX.US) – RSI 45, MACD negative (bearish), daily candlestick chart August 2026
Cardlytics technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Cardlytics, Inc

Cardlytics, Inc is in a short-term uptrend. The price of $4.09 is 2.2% above the 20-day average ($4.00). Medium term, the picture is negative: the price is 15.8% below the 50-day average ($4.86). Long term, the stock is 56.6% below the 200-day average ($9.42), which signals a long-term downtrend.

Death Cross: The 50-day average (4.86) is below the 200-day average (9.42), which is a classic bearish signal for Cardlytics, Inc.

Is Cardlytics, Inc overbought or oversold?

Cardlytics, Inc has an RSI of 45.4, right in the middle of the neutral zone. There is no clear buying or selling pressure.

MACD Analysis for Cardlytics, Inc

Daily MACD: MACD is negative (-0.262), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is above the signal line (-0.353) by 0.091, which suggests the negative momentum is fading – a potential trend reversal could be ahead.

Weekly MACD: MACD5 is negative (-2.122), which indicates a broader bearish long-term trend. MACD5 is below the signal line (-2.098) by 0.024, which confirms continued negative long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bearish (MACD negative). However, momentum shows signs of improving on a daily basis – a potential trend reversal could be ahead, but it is not confirmed yet.

Risk Profile for Cardlytics, Inc

Cardlytics, Inc has an annual standard deviation of 143.7%, which classifies the stock as extreme risk. Only risk-tolerant investors should consider this stock, because the price swings can be very large.

Overall Technical Conclusion for Cardlytics, Inc

Trend: Negative. The price trades below SMA50 and SMA200.

MACD trend (zero line): Daily bearish (-0.262). Weekly bearish (-2.122).

MACD momentum (signal): Daily rising. Weekly falling.

RSI: 45.4 – neutral.

Technical signal: Strong Sell

The price is in a downtrend (below SMA50/SMA200) and MACD is negative on both a daily and weekly basis. Avoid buying and consider closing existing positions.

Frequently Asked Questions About Cardlytics stock in 2026

Should you buy Cardlytics stock now?
No, the technical signal for Cardlytics is currently SELL. Cardlytics trades at $4.18 as of 8/6/2026. The overall technical signal is: Strong Sell. The technical analysis shows the following: MACD is negative (bearish trend) at -0.262 with rising momentum (signal: -0.353); RSI is at 45.4 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $10.75 points to 157.2% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for Cardlytics stock?
The average analyst price target for Cardlytics is $10.75. The current price is $4.18, which gives an upside of 157.2%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $9.68 and $11.83.
Is Cardlytics a dividend stock?
No, Cardlytics does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Cardlytics stock?
Cardlytics is rated as a stock with extreme risk. the annual standard deviation is 143.7%, which classifies the stock as extreme risk.
Is Cardlytics overvalued?
No, Cardlytics is considered undervalued based on the analyst price target (157.2% upside). Cardlytics has the following valuation ratios: a P/S ratio of 0.1, a P/B ratio of 2.1. The analyst price target suggests that the stock is undervalued by 157.2%.
Is Cardlytics overbought?
No, Cardlytics is not overbought. RSI is at 45.4 (neutral zone). The technical indicators show: RSI is at 45.4 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 4.4% above the 20-day average (short-term uptrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next Cardlytics earnings report?
The date of the next earnings report for Cardlytics has not been published yet. Check the company's investor calendar for updates.
Is Cardlytics shorted?
Yes, Cardlytics is shorted with 12.0% of the free float sold short. This is a very high level of short selling, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains. Data is updated daily based on official filings with the SEC.
Are insiders buying Cardlytics stock?
Yes, insiders are net buyers of Cardlytics – they are buying more shares than they are selling. Over the last 3 months, insiders have made 2 purchases and 3 sales. On a net basis, 48,625 $ worth of shares were bought. Across the last 20 reported transactions, the split is 2 purchases and 18 sales, with a net 546,075 $ sold. Active buyers include Evans David Thomas. Insider buying is generally seen as a positive signal, because management is putting its own money into the company.
Is Cardlytics a good stock?
Based on our total score, Cardlytics is rated as a disastrous stock with a total score of 18 out of 100. The stock scores very low on value, quality and momentum – it is among the worst in our database. The score is made up of Value: 47/100, Quality: 7/100, Momentum: 1/100. In addition: analysts see 157.2% upside to the price target; technical signal: Strong Sell. Whether Cardlytics is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Cardlytics stock?
The outlook for Cardlytics based on current data: the average analyst price target is $10.75 (+157.2%); the stock is in a downtrend (below SMA50 and SMA200). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Cardlytics stock rising?
Cardlytics is rising right now. The technical indicators show: the price is 4.4% above the 20-day average; short interest is 12.0% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Cardlytics go?
The average analyst price target for Cardlytics is $10.75, which corresponds to a potential gain of 157.2% from the current price of $4.18. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Cardlytics fall?
We lack enough history to give a specific floor for Cardlytics. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Cardlytics do?
Cardlytics (cdlx.us) driver en reklameplatform, som primært fungerer i USA og Storbritannien. De tjener penge ved at lade annoncører nå ud til bankkunder direkte gennem deres digitale kanaler. Det gør de via deres Cardlytics-platform, som integrerer reklamer i netbanker, mobil... The company belongs to the Kommunikation sector, more specifically the Advertising Agencies industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Cardlytics as an investment.
Did Cardlytics raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Cardlytics. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Cardlytics making money or losing money?
No, Cardlytics is currently not making money — the company is losing money with a negative profit margin of -44.8%, a substantial loss. That means the business loses money on every dollar of revenue. For growth stocks investing in expansion this is normal — but it raises the risk if the company does not reach break-even before its capital runs out.
Can Cardlytics go bankrupt?
The bankruptcy risk of Cardlytics is rated as elevated. Altman Z2 (a model for assessing financial distress) is -18.06 — that places the company in the weak zone. This is a probability based on the numbers, not a verdict — bankruptcy is not imminent. But the balance sheet is measurably weaker than average, so watch the debt, liquidity and possible capital raises. The Piotroski score (financial health 0-9, higher is better) is 2 — which is weak. Debt relative to equity is 461% (high). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Cardlytics have a lot of debt?
Yes, Cardlytics has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 461%. For the kommunikation sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.