Should you buy Citigroup stock now?
The technical signal for Citigroup is currently Hold. Citigroup trades at $128.52 as of Oct 7, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -1.696 with falling momentum (signal: -1.150); RSI is at 39.5 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $155.05 points to 20.6% upside. This is a technical observation based on current data, not investment advice.
What is the price target for Citigroup stock?
The average analyst price target for Citigroup is $155.05. The current price is $128.52, which gives an upside of 20.6%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $139.55 and $170.56.
Is Citigroup a dividend stock?
Yes, Citigroup is a dividend stock with a dividend yield of 1.89%. The latest dividend was $0.67 per share. The latest ex-dividend date (traded without the dividend) was Aug 3, 2026. The payout ratio is 25.4%, which is considered sustainable.
When does Citigroup pay a dividend in 2026?
The next dividend date for Citigroup has not been set yet. The latest ex-dividend date (last trading day with dividend rights) was Aug 3, 2026. The latest dividend was $0.67 per share with an ex-dividend date of Aug 3, 2026. The dividend yield is 1.89%. The payout ratio of 25.4% points to a sustainable dividend with room to grow.
What is the risk of Citigroup stock?
Citigroup is rated as a stock in the risk category Balanced. the annual standard deviation is 29.4%, which classifies the stock as Balanced.
Is Citigroup overvalued?
No, Citigroup is considered undervalued based on the analyst price target (20.6% upside). Citigroup has the following valuation ratios: a P/E ratio of 13.8 (moderately valued), a P/S ratio of 2.6, a P/B ratio of 1.2. The analyst price target suggests that the stock is undervalued by 20.6%.
Is Citigroup overbought?
No, Citigroup is not overbought. RSI is at 39.5 (neutral zone). The technical indicators show: RSI is at 39.5 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 3.2% below the 20-day average (short-term downtrend). In addition, MACD is negative with falling momentum (bearish).
When is the next Citigroup earnings report?
Citigroup reports its next earnings on October 13, 2026. The stock currently trades at $128.52. With a P/E ratio of 13.8, the market will be watching closely whether earnings meet expectations.
Is Citigroup shorted?
Citigroup has minimal short interest of 0.02% of the free float, which is insignificant and points to very limited bearish sentiment.
Are insiders buying Citigroup stock?
No, insiders are not buying Citigroup shares – they are net sellers. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 39,672,548 $ sold. Active sellers include DUGAN JOHN CUNNINGHAM, Skyler Edward, Giles Nicole and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Citigroup a good stock?
Based on our total score, Citigroup is rated as a good stock with a total score of 71 out of 100. The stock scores above average on value, quality and momentum. The score is made up of Value: 88/100, Quality: 64/100, Momentum: 63/100. In addition: analysts see 20.6% upside to the price target; a dividend of 1.89%; technical signal: Hold. Whether Citigroup is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Citigroup stock?
The outlook for Citigroup based on current data: the average analyst price target is $155.05 (+20.6%); the next earnings report is due on Oct 13, 2026, which can move the price; the P/E ratio is 13.8 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Citigroup stock falling?
Citigroup is falling right now. The technical indicators show: the price is 3.2% below the 20-day average; MACD is negative with falling momentum (bearish signal); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can Citigroup go?
The average analyst price target for Citigroup is $155.05, which corresponds to a potential gain of 20.6% from the current price of $128.52. The stock has traded between $91.72 and $147.21 over the last 52 weeks. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Citigroup fall?
The stock has traded as low as $91.72 over the last 52 weeks — that is 28.6% below the current price of $128.52. The biggest decline (drawdown) in the same period was 37.7% from high to low. Within a year, the price typically swings about ±29.4% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Citigroup do?
Citigroup, often called Citi, is a large global financial company. It makes money by offering a wide range of financial services to individual customers, businesses and governments.
The company splits its business into two main parts. The first is called Global Consumer Banki... The company belongs to the Financial Services sector, more specifically the Banks - Diversified industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Citigroup as an investment.
Did Citigroup raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Citigroup. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is Citigroup making money or losing money?
Yes, Citigroup is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 21.8% — which is excellent. The operating margin (profit before interest and taxes) is 36.2%. At a P/E ratio of 13.8, you currently pay 13.8 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Citigroup go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Citigroup, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Citigroup have a lot of debt?
Yes, Citigroup has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,028%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.
