Citigroup (C.US) Price Target and Rating 2026/2027

134,74
-2,11%
Price history for Citigroup (C.US) – stock price at 134.74 $, August 2026
Citigroup stock price – price development 2026. Updated Aug 6, 2026.
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Citigroup Price Target 2026: Analysts See 15% Upside

The average price target for Citigroup is $154.50. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 14,67% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Citigroup overvalued or undervalued?

Citigroup is currently undervalued with a gap of 14.7% relative to the price target.


The current price is $134.74, which places Citigroup in the undervalued category. The stock is considered undervalued when the price is below $139.05, and overvalued when the price exceeds $169.95.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Citigroup, the fair value range lies between $139.05 and $169.95.


See the full price target analysis for Citigroup →

Analyst Ratings for Citigroup stock in 2026: Buy

22 analysts cover Citigroup. The majority is positive, with 72.8% recommending Buy, while 27.3% recommend Hold. The average price target is $154.50, which gives an upside of 14.7% from the current price.

Consensus: Buy (4.18/5)
Strong Buy
10 (45.5%)
Buy
6 (27.3%)
Hold
6 (27.3%)
Strong Sell Sell Hold Buy Strong Buy
4.18 out of 5 based on 22 analysts

About Citigroup – Storbank

Citigroup, eller bare Citi, driver en global finanskoncern. De tjener primært penge ved at tilbyde et bredt miks af finansielle ydelser til både private kunder, virksomheder og regeringer. Virksomheden deler forretningen op i to hoveddele: Global Consumer Banking og Institutional Clients Group. Gennem den første tilbyder Citi traditionelle bankydelser, kreditkort som de kendte Citi-branded cards, og investeringsrådgivning. Den anden del leverer engros-bankprodukter, herunder valuta- og aktiehandel, corporate lending og investeringsbankvirksomhed. De har en enorm rækkevidde og driver forretning i Nordamerika, Latinamerika, Asien og Europa. Citi er en af de store spillere i finanssektoren. Read more about the company

Key Figures for Citigroup

$ 230B Market cap
$ 81,7B Revenue
Storbank Industry
14.75 P/E
2.81 P/S
1.15 P/B
USA Listed on exchange

What kind of stock is Citigroup?

Growth stock Value stock Momentum stock

Citigroup is classified as a growth stock and value stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Citigroup

💰 Value Score 88/100 (Very High)
⭐ Quality Score 75/100 (High)
🚀 Momentum Score 77/100 (High)
📊 Total Score 80/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Citigroup that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 1,028% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Citigroup trades at a P/E ratio of 14.7, which is below the market average and can point to an attractive price. The forward P/E is 12.1 (18% lower), which suggests the market expects rising earnings. The P/S ratio is 2.8. The P/B ratio is 1.2. The PEG ratio is 0.71 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Citigroup has a profit margin of 21.8% (excellent) and an operating margin of 36.2%. Return on equity (ROE) is 8.5%. Return on assets (ROA) is 0.7%. The latest quarterly earnings grew 61.0% year over year — strong growth.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 1,027.6% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 0.04% — low, the market does not expect a decline.

Citigroup Dividend 2026: 1.8% Dividend Yield

Dividend Key Figures for Citigroup in 2026

Dividend yield
1.80%
Dividend per share
0.67 USD
Payout ratio
25.4%
Low
Dividend growth (5 years)
-43.1%
Avg. annual dividend (3 years)
1.81 USD

When does Citigroup pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
August 3, 2026
Next dividend payment
August 28, 2026
Latest payment date
August 28, 2026

How much does Citigroup pay in dividends?

Citigroup pays dividends to its shareholders. The most recently paid dividend was 0.67 USD per share, which corresponds to a dividend yield of 1.80%. Over the last 5 years, the annual dividend has fallen by 43.1%.

The payout ratio is 25.4%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for Citigroup

We have registered dividend payments for Citigroup since 2020-01-31. In that period the stock has paid a dividend 25 times, most recently on 2026-08-03. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-08-032026-08-280.67USDUnknown period
2026-05-042026-05-220.60USDUnknown period
2026-02-022026-02-270.60USDUnknown period
2025-11-032025-11-260.60USDUnknown period
2025-05-052025-05-230.56USDUnknown period
2024-11-042024-11-220.56USDUnknown period
2024-08-052024-08-230.56USDUnknown period
2024-05-032024-05-240.53USDUnknown period
2024-02-022024-02-230.53USDUnknown period
2023-11-032023-11-220.53USDUnknown period
2023-08-042023-08-250.53USDUnknown period
2023-04-282023-05-260.51USDUnknown period
2023-02-032023-02-240.51USDUnknown period
2022-11-042022-11-230.51USDUnknown period
2022-07-292022-08-260.51USDUnknown period
2022-04-292022-05-270.51USDUnknown period
2022-02-042022-02-250.51USDUnknown period
2021-10-292021-11-240.51USDUnknown period
2021-07-302021-08-270.51USDUnknown period
2021-04-302021-05-280.51USDUnknown period
2021-01-292021-02-260.51USDUnknown period
2020-10-302020-11-250.51USDUnknown period
2020-07-312020-08-280.51USDUnknown period
2020-05-012020-05-220.51USDUnknown period
2020-01-312020-02-280.51USDUnknown period

Insider Trading in Citigroup 2026: The Signal Is clearly positive

In 2026, insiders at Citigroup have made 20 transactions – split into 15 purchases and 5 sales. On a net basis, insiders took 19,601,050 $ out of the stock. Active insiders include von Koskull Casper Wilhelm, Turley James S, TAYLOR DIANA L and others. In the short term (last 3 months), the insider signal is clearly positive.

Short-Term Signal (3 months): Clearly positive

Insiders have exclusively bought shares over the last 3 months. This is a strong signal of confidence in the company in the short term.

Over the last 3 months: 10 purchases and 0 sales. A net 123,600 $ into the stock.

Long-Term Signal (all transactions): Mostly negative

Insiders have sold considerably more than they have bought. At large companies this can be due to planned sales (10b5-1 plans) and is not necessarily a negative signal.

Across the last 20 transactions: 15 purchases and 5 sales. A net 19,601,050 $ out of the stock.

Latest purchase: von Koskull Casper Wilhelm bought 5 shares at 143 $ each on 2026-07-01. The stock has since fallen 3.5%.

Latest sale: DUGAN JOHN CUNNINGHAM sold 2,117 shares at 125 $ each on 2026-05-08.

Who is buying: von Koskull Casper Wilhelm, Turley James S, TAYLOR DIANA L, REINER GARY M, MOULDS JONATHAN PAUL and others.

Who is selling: DUGAN JOHN CUNNINGHAM, Livingstone David, Skyler Edward, Giles Nicole, Edward Skyler.

Latest Insider Trades in Citigroup (2026)

The table shows the last 20 reported insider transactions in Citigroup. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-07-01 von Koskull Casper Wilhelm Buy 5 143 713
2026-07-01 Turley James S Buy 5 143 713
2026-07-01 TAYLOR DIANA L Buy 5 143 713
2026-07-01 REINER GARY M Buy 385 143 54,886
2026-07-01 MOULDS JONATHAN PAUL Buy 9 143 1,283
2026-07-01 James Renee Jo Buy 5 143 713
2026-07-01 HENNES DUNCAN P Buy 5 143 713
2026-07-01 DUGAN JOHN CUNNINGHAM Buy 438 143 62,441
2026-07-01 Dailey Grace E Buy 5 143 713
2026-07-01 COLE TITILOPE Buy 5 143 713

Who is buying and selling Citigroup shares in 2026?

The following insiders have bought shares in Citigroup: von Koskull Casper Wilhelm, Turley James S, TAYLOR DIANA L, REINER GARY M, MOULDS JONATHAN PAUL and others. In total, 171,880 $ was bought across 15 transactions. The following insiders have sold shares: DUGAN JOHN CUNNINGHAM, Livingstone David, Skyler Edward, Giles Nicole, Edward Skyler. In total, 19,772,930 $ was sold across 5 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

When Does Citigroup Report Earnings – Next Date: 10/13/2026

The next earnings report from Citigroup is scheduled for October 13, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Citigroup 2026 – Signal: Hold

Overall Technical Signal: Hold

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Citigroup (C.US) – RSI 57, MACD negative (bearish), daily candlestick chart August 2026
Citigroup technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Citigroup Inc

Citigroup Inc is in a short-term uptrend. The price of $137.64 is 3.4% above the 20-day average ($133.11). Medium term, the picture is positive: the price is 1.8% above the 50-day average ($135.16). Long term, the stock is 16.5% above the 200-day average ($118.18), which confirms a long-term uptrend.

Golden Cross: The 50-day average (135.16) is above the 200-day average (118.18), which is a classic bullish signal for Citigroup Inc.

Is Citigroup Inc overbought or oversold?

Citigroup Inc has an RSI of 56.9. The stock shows positive momentum in the upper part of the neutral zone.

MACD Analysis for Citigroup Inc

Daily MACD: MACD is negative (-0.413), which means the short-term trend is bearish (the 12-day EMA is below the 26-day EMA). MACD is above the signal line (-1.055) by 0.642, which suggests the negative momentum is fading – a potential trend reversal could be ahead.

Weekly MACD: MACD5 is positive (6.802), which indicates a broader bullish long-term trend. MACD5 is below the signal line (7.547) by 0.745, which suggests the long-term momentum is fading – the positive trend could come under pressure.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The long-term trend is bullish, but the short-term trend is bearish. Daily momentum is rising, though, which could suggest the pullback is over.

Risk Profile for Citigroup Inc

Citigroup Inc has an annual standard deviation of 29.2%, which classifies the stock as moderately low risk. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Citigroup Inc

Trend: Neutral/mixed.

MACD trend (zero line): Daily bearish (-0.413). Weekly bullish (6.802).

MACD momentum (signal): Daily rising. Weekly falling.

RSI: 56.9 – neutral.

Technical signal: Hold

The signals are mixed – trend and MACD point in different directions. Wait until MACD crosses the zero line in the direction of the trend before acting.

Frequently Asked Questions About Citigroup stock in 2026

Should you buy Citigroup stock now?
The technical signal for Citigroup is currently NEUTRAL. Citigroup trades at $134.74 as of 8/6/2026. The overall technical signal is: Hold. The technical analysis shows the following: MACD is negative (bearish trend) at -0.413 with rising momentum (signal: -1.055); RSI is at 56.9 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $154.50 points to 14.7% upside. This is a technical observation based on current data, not investment advice.
What is the price target for Citigroup stock?
The average analyst price target for Citigroup is $154.50. The current price is $134.74, which gives an upside of 14.7%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $139.05 and $169.95.
Is Citigroup a dividend stock?
Yes, Citigroup is a dividend stock with a dividend yield of 1.80%. The latest dividend was $0.67 per share. The latest ex-dividend date (traded without the dividend) was 8/3/2026. The payout ratio is 25.4%, which is considered sustainable. The next dividend payment is scheduled for 8/28/2026.
When does Citigroup pay a dividend in 2026?
Citigroup pays its next dividend on 8/28/2026. The latest dividend was $0.67 per share with an ex-dividend date of 8/3/2026. The dividend yield is 1.80%. The payout ratio of 25.4% points to a sustainable dividend with room to grow.
What is the risk of Citigroup stock?
Citigroup is rated as a stock with moderately low risk. the annual standard deviation is 29.2%, which classifies the stock as moderately low risk.
Is Citigroup overvalued?
No, Citigroup is considered undervalued based on the analyst price target (14.7% upside). Citigroup has the following valuation ratios: a P/E ratio of 14.7 (moderately valued), a P/S ratio of 2.8, a P/B ratio of 1.2. The analyst price target suggests that the stock is undervalued by 14.7%.
Is Citigroup overbought?
No, Citigroup is not overbought. RSI is at 56.9 (neutral zone). The technical indicators show: RSI is at 56.9 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 1.2% above the 20-day average (short-term uptrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next Citigroup earnings report?
Citigroup reports its next earnings on October 13, 2026. The stock currently trades at $134.74. With a P/E ratio of 14.7, the market will be watching closely whether earnings meet expectations.
Is Citigroup shorted?
Citigroup has minimal short interest of 0.04% of the free float, which is insignificant and points to very limited bearish sentiment.
Are insiders buying Citigroup stock?
Yes, insiders are net buyers of Citigroup – they are buying more shares than they are selling. Over the last 3 months, insiders have made 10 purchases and 0 sales. On a net basis, 123,600 $ worth of shares were bought. Across the last 20 reported transactions, the split is 15 purchases and 5 sales, with a net 19,601,050 $ sold. Active buyers include von Koskull Casper Wilhelm, Turley James S, TAYLOR DIANA L and others. Insider buying is generally seen as a positive signal, because management is putting its own money into the company.
Is Citigroup a good stock?
Based on our total score, Citigroup is rated as a fantastic stock with a total score of 80 out of 100. The stock scores exceptionally high on value, quality and momentum – it is among the best 20% in our database. The score is made up of Value: 88/100, Quality: 75/100, Momentum: 77/100. In addition: analysts see 14.7% upside to the price target; a dividend of 1.80%; technical signal: Hold. Whether Citigroup is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Citigroup stock?
The outlook for Citigroup based on current data: the average analyst price target is $154.50 (+14.7%); the next earnings report is due on 10/13/2026, which can move the price; the P/E ratio is 14.7 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Citigroup stock moving?
Citigroup is stable right now. The technical indicators show: the price is close to the 20-day average; insiders have mostly been buying the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Citigroup go?
The average analyst price target for Citigroup is $154.50, which corresponds to a potential gain of 14.7% from the current price of $134.74. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Citigroup fall?
We lack enough history to give a specific floor for Citigroup. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Citigroup do?
Citigroup, eller bare Citi, driver en global finanskoncern. De tjener primært penge ved at tilbyde et bredt miks af finansielle ydelser til både private kunder, virksomheder og regeringer. Virksomheden deler forretningen op i to hoveddele: Global Consumer Banking og Institutio... The company belongs to the Financiel service sector, more specifically the Storbank industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Citigroup as an investment.
Did Citigroup raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Citigroup. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Citigroup making money or losing money?
Yes, Citigroup is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 21.8% — which is excellent. The operating margin (profit before interest and taxes) is 36.2%. At a P/E ratio of 14.7, you currently pay 14.7 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Citigroup go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Citigroup, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Citigroup have a lot of debt?
Yes, Citigroup has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 1,028%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.