Bill.com (BILL.US) Price Target 2026/2027: 15% Upside – Rating and Stock Analysis

47,12
-2,48%
Price history for Bill.com (BILL.US) – stock price at 47.12 $, August 2026
Bill.com stock price – price development 2026. Updated Aug 6, 2026.
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Bill.com Price Target 2026: Analysts See 16% Upside

The average price target for Bill.com is $54.57. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 15,81% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Bill.com overvalued or undervalued?

Bill.com is currently undervalued with a gap of 15.8% relative to the price target.


The current price is $47.12, which places Bill.com in the undervalued category. The stock is considered undervalued when the price is below $49.11, and overvalued when the price exceeds $60.03.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Bill.com, the fair value range lies between $49.11 and $60.03.


See the full price target analysis for Bill.com →

Analyst Ratings for Bill.com stock in 2026: Buy

23 analysts cover Bill.com. The majority is positive, with 60.8% recommending Buy, while 39.1% recommend Hold. The average price target is $54.57, which gives an upside of 15.8% from the current price.

Consensus: Buy (4.09/5)
Strong Buy
11 (47.8%)
Buy
3 (13%)
Hold
9 (39.1%)
Strong Sell Sell Hold Buy Strong Buy
4.09 out of 5 based on 23 analysts

About Bill.com – Software - Application

BILL Holdings laver software, der automatiserer økonomistyringen for små og mellemstore virksomheder. De tjener primært penge på at sælge deres cloud-baserede løsninger, som hjælper kunderne med at styre betalinger og udgifter. BILL er især kendt for deres SaaS-produkter til kreditor- og debitorstyring, hvor de automatiserer fakturahåndteringen. De bruger også kunstig intelligens til at skabe bedre forbindelser mellem virksomheder og deres leverandører. Virksomheden startede i 2006 og har hovedkvarter i Californien. De sælger deres produkter globalt og servicerer regnskabsfirmaer og finansielle institutioner. Udover selve softwaren tilbyder BILL også support og træning til deres brugere. Read more about the company

Key Figures for Bill.com

$ 4,8B Market cap
$ 1,6B Revenue
Software - Application Industry
- P/E
3.02 P/S
1.18 P/B
USA Listed on exchange
bill.com Website

What kind of stock is Bill.com?

Value stock Momentum stock

Bill.com is classified as a value stock and momentum stock. This means the stock combines several attractive traits, and strong price momentum.

Score Overview for Bill.com

💰 Value Score 76/100 (High)
⭐ Quality Score 29/100 (Low)
🚀 Momentum Score 74/100 (High)
📊 Total Score 59/100

⚠️ 1 red flag identified

Our analysis has identified 1 potential risk factor in Bill.com that investors should be aware of.

⚠️ High short interest: 16.7% of the shares are sold short – many professional investors are betting on price declines.

📈 Valuation

The P/S ratio is 3.0. The P/B ratio is 1.2. The PEG ratio is 0.44 — below 1.0 suggests the stock is cheap relative to its growth rate.

💵 Profitability & Growth

Bill.com has a profit margin of 0.0% (moderate) and an operating margin of 1.1%.

🏦 Financial Health

The Piotroski score is 5 out of 9 — average financial health. Altman Z2 is 1.97 (middle zone — moderate). The debt-to-equity ratio (D/E) is 122.0% — moderate debt.

🚀 Momentum & Short Interest

Short interest is 16.73% — very high, the market is skeptical.

Insider Trading in Bill.com 2026: The Signal Is negative

In 2026, insiders at Bill.com have made 20 transactions, all of which were sales. On a net basis, insiders took 15,051,555 $ out of the stock. Active insiders include Cieri Michael, Moss Kenneth A, Lacerte Rene A. and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 5 sales. A net 4,192,892 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 15,051,555 $ out of the stock.

Latest sale: Cieri Michael sold 5,600 shares at 37 $ each on 2026-05-29.

Who is selling: Cieri Michael, Moss Kenneth A, Lacerte Rene A., Bowman Mary Kay, Rettig John R. and others.

Latest Insider Trades in Bill.com (2026)

The table shows the last 20 reported insider transactions in Bill.com. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-05-29 Cieri Michael Sell 5,600 37 207,760
2026-05-28 Moss Kenneth A Sell 23,347 35 813,643
2026-05-28 Lacerte Rene A. Sell 24,626 35 858,216
2026-05-28 Cieri Michael Sell 51,591 35 1,797,946
2026-05-28 Bowman Mary Kay Sell 14,787 35 515,327
2026-02-28 Rettig John R. Sell 20,105 44 888,440
2026-02-28 Moss Kenneth A Sell 23,347 44 1,031,704
2026-02-28 Lacerte Rene A. Sell 24,627 44 1,088,267
2026-02-28 Bowman Mary Kay Sell 14,788 44 653,482
2025-12-02 Germaine Cota Sell 1,104 51 56,558

Who is buying and selling Bill.com shares in 2026?

The following insiders have sold shares: Cieri Michael, Moss Kenneth A, Lacerte Rene A., Bowman Mary Kay, Rettig John R. and others. In total, 15,051,555 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Bill.com Short Selling 2026: 16.7% Sold Short

Very high short interest: 16.7% of the free float
Short % of free float
16.7%
Assessment
Very high short interest
Short squeeze risk
High
Data source
SEC
Updated daily
The stock has a very high share of short selling. Between 10-20% of the freely traded shares are sold short, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains.

What does this mean for you as an investor?
A short interest of 16.7% means that 16.7% of the freely traded shares in Bill.com have been borrowed and sold by investors betting on falling prices. On positive surprises (e.g. a strong earnings report), short sellers can be forced to buy back shares quickly to close their positions, which can cause a short squeeze with sharp price gains in a short time.

The next potential catalyst is the earnings report on 8/19/2026. With a short interest of 16.7%, the report can trigger considerable volatility.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
16.7%

When Does Bill.com Report Earnings – Next Date: 8/19/2026

The next earnings report from Bill.com is scheduled for August 19, 2026, after the market closes. This report covers the second quarter (Q2), which ended on June 30, 2026.



Technical Analysis of Bill.com 2026 – Signal: Buy

Overall Technical Signal: Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of Bill.com (BILL.US) – RSI 67, MACD positive (bullish), daily candlestick chart August 2026
Bill.com technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of Bill.com Holdings, Inc

Bill.com Holdings, Inc is in a short-term uptrend. The price of $48.32 is 8.6% above the 20-day average ($44.48). Medium term, the picture is positive: the price is 23.7% above the 50-day average ($39.06). Long term, the stock is 10.2% above the 200-day average ($43.85), which confirms a long-term uptrend.

Death Cross: The 50-day average (39.06) is below the 200-day average (43.85), which is a classic bearish signal for Bill.com Holdings, Inc.

Is Bill.com Holdings, Inc overbought or oversold?

Bill.com Holdings, Inc has an RSI of 66.6. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Bill.com Holdings, Inc

Daily MACD: MACD is positive (2.405), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is above the signal line (2.199) by 0.206, which confirms rising momentum in the uptrend.

Weekly MACD: MACD5 is negative (-0.435), which indicates a broader bearish long-term trend. MACD5 is above the signal line (-2.143) by 1.708, which suggests the negative long-term momentum is fading – a bigger trend reversal could be ahead.

Overall MACD assessment: The daily and weekly MACD give conflicting signals. The short-term trend is bullish, but the long-term trend is still bearish. Weekly momentum is rising, though, which could signal an upcoming trend reversal.

Risk Profile for Bill.com Holdings, Inc

Bill.com Holdings, Inc has an annual standard deviation of 65.1%, which classifies the stock as high risk. Sizeable price swings are normal, and the stock requires a higher risk tolerance.

Overall Technical Conclusion for Bill.com Holdings, Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (2.405). Weekly bearish (-0.435).

MACD momentum (signal): Daily rising. Weekly rising.

RSI: 66.6 – neutral.

Technical signal: Buy

The broader trend is positive and MACD supports the picture. Consider buying with a stop-loss below the nearest support level.

Frequently Asked Questions About Bill.com stock in 2026

Should you buy Bill.com stock now?
Yes, the technical signal for Bill.com is currently BUY. Bill.com trades at $47.12 as of 8/6/2026. The overall technical signal is: Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 2.405 with rising momentum (signal: 2.199); RSI is at 66.6 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $54.57 points to 15.8% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Bill.com stock?
The average analyst price target for Bill.com is $54.57. The current price is $47.12, which gives an upside of 15.8%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $49.11 and $60.03.
Is Bill.com a dividend stock?
No, Bill.com does not currently pay a dividend to shareholders. The company reinvests its profits in growth instead of paying dividends.
What is the risk of Bill.com stock?
Bill.com is rated as a stock with high risk. the annual standard deviation is 65.1%, which classifies the stock as high risk.
Is Bill.com overvalued?
No, Bill.com is considered undervalued based on the analyst price target (15.8% upside). Bill.com has the following valuation ratios: a P/S ratio of 3.0, a P/B ratio of 1.2. The analyst price target suggests that the stock is undervalued by 15.8%.
Is Bill.com overbought?
No, Bill.com is not overbought. RSI is at 66.6 (neutral zone). The technical indicators show: RSI is at 66.6 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 5.9% above the 20-day average (short-term uptrend). In addition, MACD is positive with rising momentum (bullish).
When is the next Bill.com earnings report?
Bill.com reports its next earnings on August 19, 2026. The stock currently trades at $47.12. The RSI is at 66.6, so the report can reinforce the current technical trend.
Is Bill.com shorted?
Yes, Bill.com is shorted with 16.7% of the free float sold short. This is a very high level of short selling, which points to considerable bearish sentiment. A positive earnings report or unexpectedly good news can trigger a short squeeze with sharp price gains. Data is updated daily based on official filings with the SEC.
Are insiders buying Bill.com stock?
No, insiders are not buying Bill.com shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 5 sales. On a net basis, 4,192,892 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 15,051,555 $ sold. Active sellers include Cieri Michael, Moss Kenneth A, Lacerte Rene A. and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Bill.com a good stock?
Based on our total score, Bill.com is rated as a good stock with a total score of 60 out of 100. The stock scores above average on value, quality and momentum – it is among the top 40% in our database. The score is made up of Value: 76/100, Quality: 29/100, Momentum: 74/100. In addition: analysts see 15.8% upside to the price target; technical signal: Buy. Whether Bill.com is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Bill.com stock?
The outlook for Bill.com based on current data: the average analyst price target is $54.57 (+15.8%); the stock is in an uptrend (above SMA50 and SMA200); the next earnings report is due on 8/19/2026, which can move the price. Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Bill.com stock rising?
Bill.com is rising right now. The technical indicators show: the price is 5.9% above the 20-day average; MACD is positive with rising momentum (bullish signal); short interest is 16.7% (high – many are betting on a decline); insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Bill.com go?
The average analyst price target for Bill.com is $54.57, which corresponds to a potential gain of 15.8% from the current price of $47.12. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Bill.com fall?
We lack enough history to give a specific floor for Bill.com. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Bill.com do?
BILL Holdings laver software, der automatiserer økonomistyringen for små og mellemstore virksomheder. De tjener primært penge på at sælge deres cloud-baserede løsninger, som hjælper kunderne med at styre betalinger og udgifter. BILL er især kendt for deres SaaS-produkter til ... The company belongs to the Teknologi sector, more specifically the Software - Application industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Bill.com as an investment.
Did Bill.com raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Bill.com. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Bill.com making money or losing money?
Yes, Bill.com is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 0.0% — which is modest. The operating margin (profit before interest and taxes) is 1.1%. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Bill.com go bankrupt?
The bankruptcy risk of Bill.com is rated as moderate. Altman Z2 (a model for assessing financial distress) is 1.97 — that places the company in the middle zone. The Piotroski score (financial health 0-9, higher is better) is 5 — which is average. Debt relative to equity is 122% (moderate). Remember: models like Altman Z2 are statistical — unexpected shocks (fraud, a sector collapse, lawsuits) can always happen. Spread your portfolio.
Does Bill.com have a lot of debt?
Bill.com has moderate debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 122%. For the teknologi sector, 80-150% counts as a typical level. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Bill.com service its debt? Could struggle to service its debt — the interest coverage ratio (how many times earnings can cover interest payments) is 4.2x, and net debt equals 26.6 years of earnings (EBITDA).