American Express (AXP.US) Price Target and Rating 2026/2027

345,55
-0,99%
Price history for American Express (AXP.US) – stock price at 345.55 $, August 2026
American Express stock price – price development 2026. Updated Aug 6, 2026.
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American Express Price Target 2026: Analysts See 8% Upside

The average price target for American Express is $374.46. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 8,37% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is American Express overvalued or undervalued?

American Express is currently fairly valued with a gap of 8.4% relative to the price target.


The current price is $345.55, which places American Express in the fairly valued category. The stock is considered undervalued when the price is below $337.01, and overvalued when the price exceeds $411.91.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For American Express, the fair value range lies between $337.01 and $411.91.


See the full price target analysis for American Express →

Analyst Ratings for American Express stock in 2026: Buy

30 analysts cover American Express. Analysts are mostly neutral — 60% recommend Hold. The average price target is $374.46, which gives an upside of 8.4% from the current price.

Consensus: Buy (3.53/5)
Strong Buy
7 (23.3%)
Buy
4 (13.3%)
Hold
18 (60%)
Strong Sell
1 (3.3%)
Strong Sell Sell Hold Buy Strong Buy
3.53 out of 5 based on 30 analysts

About American Express – Credit Services

American Express – eller Amex – driver en stor forretning med betalingskort og rejsetjenester globalt. De tjener primært penge på at sælge kredit- og betalingskort, både til almindelige forbrugere og til erhvervslivet. Amex opdeler deres arbejde i tre hovedområder. Global Consumer Services Group udvikler kort som Platinum og Gold til privatkunder. Global Commercial Services fokuserer på betalingsløsninger til virksomheder, fra små til store korporationer. De er også kendt for deres rejse- og netværkstjenester. Virksomheden blev grundlagt helt tilbage i 1850 og har stadig hovedkvarter i New York. American Express er virkelig en institution inden for finans. Read more about the company

Key Figures for American Express

$ 234B Market cap
$ 70,9B Revenue
Credit Services Industry
21.04 P/E
3.30 P/S
6.62 P/B
USA Listed on exchange

What kind of stock is American Express?

Quality stock

American Express is classified as a quality stock with a Piotroski score of 9/9 and a quality score in the top 14% of all stocks.

Score Overview for American Express

💰 Value Score 43/100 (Neutral)
⭐ Quality Score 86/100 (Very High)
🚀 Momentum Score 68/100 (High)
📊 Total Score 65/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in American Express that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 797% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

American Express trades at a P/E ratio of 21.0, which is close to the market average. The forward P/E is 19.3 (8% lower), which suggests the market expects rising earnings. The P/S ratio is 3.3. The P/B ratio is 6.6. The PEG ratio is 1.57.

💵 Profitability & Growth

American Express has a profit margin of 16.1% (solid) and an operating margin of 20.3%. Return on equity (ROE) is 34.4% — excellent return on equity. Return on assets (ROA) is 3.8%. The latest quarterly earnings grew 11.0% year over year.

🏦 Financial Health

The Piotroski score is 9 out of 9 — excellent financial health. The debt-to-equity ratio (D/E) is 797.0% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 2.20%.

American Express Dividend 2026: 1.0% Dividend Yield

Dividend Key Figures for American Express in 2026

Dividend yield
1.03%
Dividend per share
0.95 USD
Payout ratio
21.5%
Low
Dividend growth (5 years)
+43.0%
Avg. annual dividend (3 years)
2.49 USD

When does American Express pay a dividend in 2026?

Latest ex-dividend date (traded without the dividend)
July 2, 2026
Next dividend payment
August 10, 2026
Latest payment date
August 10, 2026

How much does American Express pay in dividends?

American Express pays dividends to its shareholders. The most recently paid dividend was 0.95 USD per share, which corresponds to a dividend yield of 1.03%. Over the last 5 years, the annual dividend has grown by 43.0%, which shows positive dividend growth.

The payout ratio is 21.5%, which is low. This suggests the company prioritizes reinvesting in growth over dividend payments. There is good room to raise the dividend in the future.

Historical Dividend Payments for American Express

We have registered dividend payments for American Express since 2020-01-02. In that period the stock has paid a dividend 26 times, most recently on 2026-07-02. This stock qualifies as a stable dividend stock, because it has paid a dividend at least once a year for the last 5 years. That makes it attractive to investors looking for steady, regular dividend payments.

Ex-datePayment dateAmountCurrencyPeriod
2026-07-022026-08-100.95USDUnknown period
2026-04-022026-05-080.95USDUnknown period
2026-01-022026-02-100.82USDUnknown period
2025-10-102025-11-100.82USDUnknown period
2025-07-032025-08-080.82USDUnknown period
2025-04-042025-05-090.82USDUnknown period
2024-10-042024-11-080.70USDUnknown period
2024-07-052024-08-090.70USDUnknown period
2024-04-042024-05-100.70USDUnknown period
2024-01-042024-02-090.60USDUnknown period
2023-10-052023-11-100.60USDUnknown period
2023-07-062023-08-100.60USDUnknown period
2023-04-052023-05-100.60USDUnknown period
2023-01-052023-02-100.52USDUnknown period
2022-10-132022-11-100.52USDUnknown period
2022-06-302022-08-100.52USDUnknown period
2022-04-072022-05-100.52USDUnknown period
2022-01-062022-02-100.43USDUnknown period
2021-10-072021-11-100.43USDUnknown period
2021-07-012021-08-100.43USDUnknown period
2021-03-312021-05-100.43USDUnknown period
2021-01-072021-02-100.43USDUnknown period
2020-10-082020-11-100.43USDUnknown period
2020-07-012020-08-100.43USDUnknown period
2020-04-022020-05-080.43USDUnknown period
2020-01-022020-02-100.43USDUnknown period

Insider Trading in American Express 2026: The Signal Is negative

In 2026, insiders at American Express have made 20 transactions, all of which were sales. On a net basis, insiders took 120,167,101 $ out of the stock. Active insiders include McNeal Glenda G, Joabar Raymond, Lieberman Quinn Jessica and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 1 sales. A net 2,386,719 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 120,167,101 $ out of the stock.

Latest sale: McNeal Glenda G sold 7,033 shares at 339 $ each on 2026-06-15.

Who is selling: McNeal Glenda G, Joabar Raymond, Lieberman Quinn Jessica, Howard Grosfield, Grosfield Howard and others.

Latest Insider Trades in American Express (2026)

The table shows the last 20 reported insider transactions in American Express. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-06-15 McNeal Glenda G Sell 7,033 339 2,386,719
2026-03-13 Joabar Raymond Sell 16 301 4,820
2026-03-06 Lieberman Quinn Jessica Sell 3,032 300 909,661
2026-03-02 Joabar Raymond Sell 24 310 7,436
2026-02-19 Joabar Raymond Sell 2,835 342 969,428
2026-02-12 Howard Grosfield Sell 8,134 347 2,820,302
2026-02-12 Grosfield Howard Sell 8,134 347 2,820,302
2026-02-09 Seeger Laureen Sell 12,737 361 4,597,930
2026-02-09 Ravikumar Radhakrishnan Sell 15,000 357 5,348,700
2026-02-09 Radhakrishnan Ravikumar Sell 8,362 357 2,986,321

Who is buying and selling American Express shares in 2026?

The following insiders have sold shares: McNeal Glenda G, Joabar Raymond, Lieberman Quinn Jessica, Howard Grosfield, Grosfield Howard and others. In total, 120,167,101 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

American Express Short Selling 2026: 2.2% Sold Short

Moderate short interest: 2.2% of the free float
Short % of free float
2.2%
Assessment
Moderate short interest
Short squeeze risk
Low
Data source
SEC
Updated daily
The stock has a moderate share of short selling. Between 2-5% of the freely traded shares are sold short, which is within the normal range for most stocks.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
2.2%

When Does American Express Report Earnings – Next Date: 10/23/2026

The next earnings report from American Express is scheduled for October 23, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of American Express 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 6, 2026.

Technical analysis of American Express (AXP.US) – RSI 56, MACD positive (bullish), daily candlestick chart August 2026
American Express technical analysis – candlestick chart with RSI and MACD. Updated Aug 6, 2026.

Trend Analysis of American Express Company

American Express Company is in a short-term uptrend. The price of $348.99 is 0.9% above the 20-day average ($345.92). Medium term, the picture is positive: the price is 4.1% above the 50-day average ($335.27). Long term, the stock is 3.2% above the 200-day average ($338.07), which confirms a long-term uptrend.

Death Cross: The 50-day average (335.27) is below the 200-day average (338.07), which is a classic bearish signal for American Express Company.

Is American Express Company overbought or oversold?

American Express Company has an RSI of 56.0. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for American Express Company

Daily MACD: MACD is positive (0.935), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (1.368) by 0.433, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (4.186), which indicates a broader bullish long-term trend. MACD5 is above the signal line (0.459) by 3.727, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for American Express Company

American Express Company has an annual standard deviation of 26.9%, which classifies the stock as moderately low risk. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for American Express Company

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (0.935). Weekly bullish (4.186).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 56.0 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About American Express stock in 2026

Should you buy American Express stock now?
Yes, the technical signal for American Express is currently BUY. American Express trades at $345.55 as of 8/6/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 0.935 with falling momentum (signal: 1.368); RSI is at 56.0 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $374.46 points to 8.4% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for American Express stock?
The average analyst price target for American Express is $374.46. The current price is $345.55, which gives an upside of 8.4%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $337.01 and $411.91.
Is American Express a dividend stock?
Yes, American Express is a dividend stock with a dividend yield of 1.03%. The latest dividend was $0.95 per share. The latest ex-dividend date (traded without the dividend) was 7/2/2026. The payout ratio is 21.5%, which is considered sustainable. The next dividend payment is scheduled for 8/10/2026.
When does American Express pay a dividend in 2026?
American Express pays its next dividend on 8/10/2026. The latest dividend was $0.95 per share with an ex-dividend date of 7/2/2026. The dividend yield is 1.03%. The payout ratio of 21.5% points to a sustainable dividend with room to grow.
What is the risk of American Express stock?
American Express is rated as a stock with moderately low risk. the annual standard deviation is 26.9%, which classifies the stock as moderately low risk.
Is American Express overvalued?
American Express is considered fairly valued – the price is close to the analyst price target. American Express has the following valuation ratios: a P/E ratio of 21.0 (moderately to highly valued), a P/S ratio of 3.3, a P/B ratio of 6.6. The stock trades close to the analyst price target and is considered fairly valued.
Is American Express overbought?
No, American Express is not overbought. RSI is at 56.0 (neutral zone). The technical indicators show: RSI is at 56.0 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 0.1% below the 20-day average (short-term downtrend). In addition, MACD is positive, but momentum is falling.
When is the next American Express earnings report?
American Express reports its next earnings on October 23, 2026. The stock currently trades at $345.55. With a P/E ratio of 21.0, the market will be watching closely whether earnings meet expectations.
Is American Express shorted?
Yes, American Express is shorted with 2.2% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying American Express stock?
No, insiders are not buying American Express shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 1 sales. On a net basis, 2,386,719 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 120,167,101 $ sold. Active sellers include McNeal Glenda G, Joabar Raymond, Lieberman Quinn Jessica and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is American Express a good stock?
Based on our total score, American Express is rated as a good stock with a total score of 66 out of 100. The stock scores above average on value, quality and momentum – it is among the top 34% in our database. The score is made up of Value: 43/100, Quality: 86/100, Momentum: 68/100. In addition: a dividend of 1.03%; technical signal: Strong Buy. Whether American Express is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for American Express stock?
The outlook for American Express based on current data: the average analyst price target is $374.46 (+8.4%); the stock is in an uptrend (above SMA50 and SMA200); the next earnings report is due on 10/23/2026, which can move the price; the P/E ratio is 21.0 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is American Express stock moving?
American Express is stable right now. The technical indicators show: the price is close to the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can American Express go?
The average analyst price target for American Express is $374.46, which corresponds to a potential gain of 8.4% from the current price of $345.55. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can American Express fall?
We lack enough history to give a specific floor for American Express. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does American Express do?
American Express – eller Amex – driver en stor forretning med betalingskort og rejsetjenester globalt. De tjener primært penge på at sælge kredit- og betalingskort, både til almindelige forbrugere og til erhvervslivet. Amex opdeler deres arbejde i tre hovedområder. Global Con... The company belongs to the Financiel service sector, more specifically the Credit Services industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate American Express as an investment.
Did American Express raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from American Express. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is American Express making money or losing money?
Yes, American Express is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 16.1% — which is solid. The operating margin (profit before interest and taxes) is 20.3%. At a P/E ratio of 21.0, you currently pay 21.0 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can American Express go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For American Express, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does American Express have a lot of debt?
Yes, American Express has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 797%. For the financiel service sector, anything above 150% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.