Should you buy American Express stock now?
No, the technical signal for American Express is currently Strong Sell. American Express trades at $304.55 as of Oct 7, 2026. The technical analysis shows the following: MACD is negative (bearish trend) at -6.977 with rising momentum (signal: -7.214); RSI is at 35.9 (neutral zone); the stock is in a short-term downtrend (price below the 20-day average); the analyst price target of $375.83 points to 23.4% upside. The stock is in a broader downtrend (below SMA50/SMA200). Buying in a downtrend is generally not recommended. This is a technical observation based on current data, not investment advice.
What is the price target for American Express stock?
The average analyst price target for American Express is $375.83. The current price is $304.55, which gives an upside of 23.4%. Based on this, the stock is considered undervalued. The fair value range (±10% of the price target) is between $338.25 and $413.41.
Is American Express a dividend stock?
Yes, American Express is a dividend stock with a dividend yield of 1.16%. The latest dividend was $0.95 per share. The latest ex-dividend date (traded without the dividend) was Oct 9, 2026. The payout ratio is 22.3%, which is considered sustainable.
When does American Express pay a dividend in 2026?
The next dividend date for American Express has not been set yet. The latest ex-dividend date (last trading day with dividend rights) was Oct 9, 2026. The latest dividend was $0.95 per share with an ex-dividend date of Oct 9, 2026. The dividend yield is 1.16%. The payout ratio of 22.3% points to a sustainable dividend with room to grow.
What is the risk of American Express stock?
American Express is rated as a stock in the risk category Balanced. the annual standard deviation is 26.8%, which classifies the stock as Balanced.
Is American Express overvalued?
No, American Express is considered undervalued based on the analyst price target (23.4% upside). American Express has the following valuation ratios: a P/E ratio of 18.5 (moderately valued), a P/S ratio of 2.9, a P/B ratio of 5.9. The analyst price target suggests that the stock is undervalued by 23.4%.
Is American Express overbought?
No, American Express is not overbought. RSI is at 35.9 (neutral zone). The technical indicators show: RSI is at 35.9 (neutral zone between 30-70), which signals neither overbought nor oversold. In addition, the price is 2.1% below the 20-day average (short-term downtrend). In addition, MACD is negative, but momentum is rising (possible trend reversal).
When is the next American Express earnings report?
American Express reports its next earnings on October 23, 2026. The stock currently trades at $304.55. With a P/E ratio of 18.5, the market will be watching closely whether earnings meet expectations.
Is American Express shorted?
Yes, American Express is shorted with 2.1% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. The figure comes from our data provider EODHD, is reported about twice a month, and we check it every trading day.
Are insiders buying American Express stock?
No, insiders are not buying American Express shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 1 sales. On a net basis, 2,972,920 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 93,167,102 $ sold. Active sellers include Herena Monique, McNeal Glenda G, Joabar Raymond and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is American Express a good stock?
Based on our total score, American Express is rated as a mediocre stock with a total score of 59 out of 100. The stock scores around average on value, quality and momentum – it sits near the median in our database. The score is made up of Value: 47/100, Quality: 86/100, Momentum: 45/100. In addition: analysts see 23.4% upside to the price target; a dividend of 1.16%; technical signal: Strong Sell. Whether American Express is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for American Express stock?
The outlook for American Express based on current data: the average analyst price target is $375.83 (+23.4%); the stock is in a downtrend (below SMA50 and SMA200); the next earnings report is due on Oct 23, 2026, which can move the price; the P/E ratio is 18.5 (moderate). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is American Express stock falling?
American Express is falling right now. The technical indicators show: the price is 2.1% below the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis and insider section above.
How high can American Express go?
The average analyst price target for American Express is $375.83, which corresponds to a potential gain of 23.4% from the current price of $304.55. The stock has traded between $289.26 and $384.36 over the last 52 weeks. The price is 20.8% below the 52-week high, which can indicate potential if the underlying fundamentals are intact. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can American Express fall?
The stock has traded as low as $289.26 over the last 52 weeks — that is 5.0% below the current price of $304.55. The biggest decline (drawdown) in the same period was 24.7% from high to low. Within a year, the price typically swings about ±26.8% (standard deviation — a measure of price swings). A difficult year could therefore mean a further decline of that size. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does American Express do?
American Express, also called Amex, runs a large business built around payment cards and travel services. The company mostly earns money by selling credit cards and payment cards, both to everyday consumers and to businesses.
Amex splits its work into three main areas. The Gl... The company belongs to the Financial Services sector, more specifically the Credit Services industry, is headquartered in United States, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate American Express as an investment.
Did American Express raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from American Express. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history above.
Is American Express making money or losing money?
Yes, American Express is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 16.1% — which is solid. The operating margin (profit before interest and taxes) is 20.3%. At a P/E ratio of 18.5, you currently pay 18.5 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can American Express go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For American Express, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does American Express have a lot of debt?
Yes, American Express has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 797%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector.
