Ameriprise Financial (AMP.US) Price Target and Rating 2026/2027

562.12
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Ameriprise Financial Price Target 2026: Analysts See 2% Upside

The average price target for Ameriprise Financial is $574.36. This price target represents the analysts' view of the stock price over the next 12 months. The stock may be undervalued, because the price target is higher than the current price. The stock is 2.18% below the target, which can point to potential returns within the next 12 months if the analysts' view proves right. Also consider the stock's valuation ratios such as P/E, P/S and P/B, plus the technical analysis further down the page, for the full picture.

Is Ameriprise Financial overvalued or undervalued?

Ameriprise Financial is currently fairly valued with a gap of 2.2% relative to the price target.


The current price is $562.12, which places Ameriprise Financial in the fairly valued category. The stock is considered undervalued when the price is below $516.92, and overvalued when the price exceeds $631.80.


The fair value range is defined as ±10% of the price target, because price targets are estimates rather than exact values. For Ameriprise Financial, the fair value range lies between $516.92 and $631.80.


See the full price target analysis for Ameriprise Financial →

Analyst Ratings for Ameriprise Financial stock in 2026: Buy

13 analysts cover Ameriprise Financial. The ratings are mixed, with 46.2% Buy, 46.2% Hold and 7.7% Sell. The average price target is $574.36, which gives an upside of 2.2% from the current price.

Consensus: Buy (3.77/5)
Strong Buy
5 (38.5%)
Buy
1 (7.7%)
Hold
6 (46.2%)
Sell
1 (7.7%)
Strong Sell Sell Hold Buy Strong Buy
3.77 out of 5 based on 13 analysts

About Ameriprise Financial – Asset Management

Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, Corporate & Other segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor network, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. Ameriprise Financial, Inc. was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. The company was founded in 1894 and is based in Minneapolis, Minnesota. Read more about the company

Key Figures for Ameriprise Financial

$ 50.3B Market cap
$ 19.8B Revenue
Asset Management Industry
13.75 P/E
2.54 P/S
7.90 P/B
USA Listed on exchange

What kind of stock is Ameriprise Financial?

Momentum stock

Ameriprise Financial is classified as a momentum stock with a momentum score in the top 10% of all stocks. The price has risen 0.0% over the long term.

Score Overview for Ameriprise Financial

💰 Value Score 58/100 (Neutral)
⭐ Quality Score 71/100 (High)
🚀 Momentum Score 90/100 (Very High)
📊 Total Score 73/100

⚠️ 1 red flag identified 1 critical

Our analysis has identified 1 potential risk factor in Ameriprise Financial that investors should be aware of.

🚨 High debt: The debt-to-equity ratio is 3,370% – the company carries considerably more debt than equity, which raises the financial risk.

📈 Valuation

Ameriprise Financial trades at a P/E ratio of 13.8, which is below the market average and can point to an attractive price. The forward P/E is 12.6 (8% lower), which suggests the market expects rising earnings. The P/S ratio is 2.5. The P/B ratio is 7.9. The PEG ratio is 1.83.

💵 Profitability & Growth

Ameriprise Financial has a profit margin of 19.9% (solid) and an operating margin of 30.7%. Return on equity (ROE) is 63.4% — excellent return on equity. Return on assets (ROA) is 2.3%. The latest quarterly earnings grew 11.7% year over year.

🏦 Financial Health

The Piotroski score is 6 out of 9 — good financial health. The debt-to-equity ratio (D/E) is 3,369.8% — high debt, which raises the risk.

🚀 Momentum & Short Interest

Short interest is 4.37%.

Ameriprise Financial Dividend 2026: 1.1% Dividend Yield

Dividend Key Figures for Ameriprise Financial in 2026

Dividend yield
1.14%
Payout ratio
15.3%
Low

When does Ameriprise Financial pay a dividend in 2026?

Next dividend payment
August 21, 2026

How much does Ameriprise Financial pay in dividends?

Ameriprise Financial does not currently pay a dividend. This may be because the company reinvests its profits in growth, or because there is not enough profit for dividend payments. You can find more information about the dividend policy on the company's website.

Historical Dividend Payments for Ameriprise Financial

No historical dividend payments are registered for this stock.

Ex-datePayment dateAmountCurrencyPeriod
No historical dividend payments available.

Insider Trading in Ameriprise Financial 2026: The Signal Is negative

In 2026, insiders at Ameriprise Financial have made 20 transactions, all of which were sales. On a net basis, insiders took 58,614,359 $ out of the stock. Active insiders include MELLOH HEATHER J., Brockman Dawn M., McGraw Deirdre Davey and others. In the short term (last 3 months), the insider signal is negative.

Short-Term Signal (3 months): Negative

Insiders have exclusively sold shares over the last 3 months.

Over the last 3 months: 0 purchases and 11 sales. A net 44,382,614 $ out of the stock.

Long-Term Signal (all transactions): Negative

Insiders have exclusively sold shares in the recent period. This can suggest management sees limited opportunity.

Across the last 20 transactions: 0 purchases and 20 sales. A net 58,614,359 $ out of the stock.

Latest sale: MELLOH HEATHER J. sold 722 shares at 560 $ each on 2026-08-10.

Who is selling: MELLOH HEATHER J., Brockman Dawn M., McGraw Deirdre Davey, Williams William Jerryl, CRACCHIOLO JAMES M and others.

Latest Insider Trades in Ameriprise Financial (2026)

The table shows the last 20 reported insider transactions in Ameriprise Financial. Green rows are purchases, red rows are sales. The data is based on official filings.

Transaction date Name Type Number of shares Price per share ($) Total amount ($)
2026-08-10 MELLOH HEATHER J. Sell 722 560 404,046
2026-08-10 Brockman Dawn M. Sell 472 559 263,815
2026-08-06 McGraw Deirdre Davey Sell 1,000 558 558,280
2026-07-28 Williams William Jerryl Sell 10,948 542 5,932,721
2026-07-28 CRACCHIOLO JAMES M Sell 52,932 547 28,936,336
2026-07-28 Berman Walter Stanley Sell 10,905 550 5,995,133
2026-07-27 Williams William Jerryl Sell 3,634 538 1,953,675
2026-07-09 Williams William Jerryl Sell 53 500 26,508
2026-07-09 TRUSCOTT WILLIAM F Sell 391 500 195,563
2026-07-09 HUNTER PETRUZILLO KELLI A. Sell 207 500 103,533

Who is buying and selling Ameriprise Financial shares in 2026?

The following insiders have sold shares: MELLOH HEATHER J., Brockman Dawn M., McGraw Deirdre Davey, Williams William Jerryl, CRACCHIOLO JAMES M and others. In total, 58,614,359 $ was sold across 20 transactions. Insider trades are legal transactions in which executives and board members buy or sell shares of their own company. These transactions are reported to the SEC and are publicly available.

Ameriprise Financial Short Selling 2026: 4.4% Sold Short

Moderate short interest: 4.4% of the free float
Short % of free float
4.4%
Assessment
Moderate short interest
Short squeeze risk
Low
Data source
SEC
Updated daily
The stock has a moderate share of short selling. Between 2-5% of the freely traded shares are sold short, which is within the normal range for most stocks.

Data is updated daily based on official filings with the SEC.
Short Interest Scale
0% 2% 5% 10% 20%+
Low Moderate High Very High Extreme
4.4%

When Does Ameriprise Financial Report Earnings – Next Date: 10/29/2026

The next earnings report from Ameriprise Financial is scheduled for October 29, 2026, before the market opens. This report covers the third quarter (Q3), which ended on September 30, 2026.



Technical Analysis of Ameriprise Financial 2026 – Signal: Strong Buy

Overall Technical Signal: Strong Buy

Based on trend analysis (SMA50/SMA200) and MACD trend (positive/negative on a daily + weekly basis). Updated August 18, 2026.

Trend Analysis of Ameriprise Financial, Inc

Ameriprise Financial, Inc is in a short-term uptrend. The price of $561.63 is 2.4% above the 20-day average ($548.52). Medium term, the picture is positive: the price is 10.8% above the 50-day average ($507.05). Long term, the stock is 17.6% above the 200-day average ($477.66), which confirms a long-term uptrend.

Golden Cross: The 50-day average (507.05) is above the 200-day average (477.66), which is a classic bullish signal for Ameriprise Financial, Inc.

Is Ameriprise Financial, Inc overbought or oversold?

Ameriprise Financial, Inc has an RSI of 65.5. The stock shows positive momentum in the upper part of the neutral zone. Combined with the positive trend, this supports the bullish picture.

MACD Analysis for Ameriprise Financial, Inc

Daily MACD: MACD is positive (16.665), which means the short-term trend is bullish (the 12-day EMA is above the 26-day EMA). MACD is below the signal line (17.468) by 0.803, which suggests the positive momentum is fading – the trend could be turning.

Weekly MACD: MACD5 is positive (20.130), which indicates a broader bullish long-term trend. MACD5 is above the signal line (6.448) by 13.682, which confirms rising long-term momentum.

Overall MACD assessment: Both the daily and weekly trend are bullish (MACD positive). However, momentum shows signs of weakening on a daily basis. Watch whether the trend holds.

Risk Profile for Ameriprise Financial, Inc

Ameriprise Financial, Inc has an annual standard deviation of 25.4%, which classifies the stock as moderately low risk. There is some volatility, but the price is relatively stable.

Overall Technical Conclusion for Ameriprise Financial, Inc

Trend: Positive. The price trades above SMA50 and SMA200.

MACD trend (zero line): Daily bullish (16.665). Weekly bullish (20.130).

MACD momentum (signal): Daily falling. Weekly rising.

RSI: 65.5 – neutral.

Technical signal: Strong Buy

The price is in an uptrend (above SMA50/SMA200) and MACD is positive on both a daily and weekly basis. Trend and MACD trend confirm each other – the strongest technical buy signal.

Frequently Asked Questions About Ameriprise Financial stock in 2026

Should you buy Ameriprise Financial stock now?
Yes, the technical signal for Ameriprise Financial is currently BUY. Ameriprise Financial trades at $562.12 as of 8/18/2026. The overall technical signal is: Strong Buy. The technical analysis shows the following: MACD is positive (bullish trend) at 16.665 with falling momentum (signal: 17.468); RSI is at 65.5 (neutral zone); the stock is in a short-term uptrend (price above the 20-day average); the analyst price target of $574.36 points to 2.2% upside. The stock is in a broader uptrend (above SMA50/SMA200). This is a technical observation based on current data, not investment advice.
What is the price target for Ameriprise Financial stock?
The average analyst price target for Ameriprise Financial is $574.36. The current price is $562.12, which gives an upside of 2.2%. Based on this, the stock is considered fairly valued. The fair value range (±10% of the price target) is between $516.92 and $631.80.
Is Ameriprise Financial a dividend stock?
Yes, Ameriprise Financial is a dividend stock with a dividend yield of 1.14%. The payout ratio is 15.3%, which is considered sustainable. The next dividend payment is scheduled for 8/21/2026.
When does Ameriprise Financial pay a dividend in 2026?
Ameriprise Financial pays its next dividend on 8/21/2026. The dividend yield is 1.14%. The payout ratio of 15.3% points to a sustainable dividend with room to grow.
What is the risk of Ameriprise Financial stock?
Ameriprise Financial is rated as a stock with moderately low risk. the annual standard deviation is 25.4%, which classifies the stock as moderately low risk.
Is Ameriprise Financial overvalued?
Ameriprise Financial is considered fairly valued – the price is close to the analyst price target. Ameriprise Financial has the following valuation ratios: a P/E ratio of 13.8 (moderately valued), a P/S ratio of 2.5, a P/B ratio of 7.9. The stock trades close to the analyst price target and is considered fairly valued.
Is Ameriprise Financial overbought?
No, Ameriprise Financial is not overbought. RSI is at 65.5 (neutral zone). The technical indicators show: RSI is at 65.5 (upper neutral zone), which shows positive momentum but is not yet overbought. In addition, the price is 2.5% above the 20-day average (short-term uptrend). In addition, MACD is positive, but momentum is falling.
When is the next Ameriprise Financial earnings report?
Ameriprise Financial reports its next earnings on October 29, 2026. The stock currently trades at $562.12. With a P/E ratio of 13.8, the market will be watching closely whether earnings meet expectations. The RSI is at 65.5, so the report can reinforce the current technical trend.
Is Ameriprise Financial shorted?
Yes, Ameriprise Financial is shorted with 4.4% of the free float sold short. This is a moderate level of short selling, within the normal range for most stocks. Data is updated daily based on official filings with the SEC.
Are insiders buying Ameriprise Financial stock?
No, insiders are not buying Ameriprise Financial shares – they are net sellers. Over the last 3 months, insiders have made 0 purchases and 11 sales. On a net basis, 44,382,614 $ worth of shares were sold. Across the last 20 reported transactions, the split is 0 purchases and 20 sales, with a net 58,614,359 $ sold. Active sellers include MELLOH HEATHER J., Brockman Dawn M., McGraw Deirdre Davey and others. Insider selling can have several explanations (e.g. planned 10b5-1 sales, portfolio diversification or taxes), but sustained selling by several insiders is worth watching closely.
Is Ameriprise Financial a good stock?
Based on our total score, Ameriprise Financial is rated as a good stock with a total score of 73 out of 100. The stock scores above average on value, quality and momentum – it is among the top 27% in our database. The score is made up of Value: 58/100, Quality: 71/100, Momentum: 90/100. In addition: a dividend of 1.14%; technical signal: Strong Buy. Whether Ameriprise Financial is a good investment depends on your time horizon, risk profile and portfolio. This is a data-driven observation, not investment advice.
What is the outlook for Ameriprise Financial stock?
The outlook for Ameriprise Financial based on current data: the average analyst price target is $574.36 (+2.2%); the stock is in an uptrend (above SMA50 and SMA200); the next earnings report is due on 10/29/2026, which can move the price; the P/E ratio is 13.8 (low – a possible value stock). Keep in mind that stock prices are affected by many factors, including earnings reports, the economy and market sentiment. Past returns are no guarantee of future returns.
Why is Ameriprise Financial stock rising?
Ameriprise Financial is rising right now. The technical indicators show: the price is 2.5% above the 20-day average; insiders have mostly been selling the stock recently. For the latest context, see our technical analysis, insider section and news overview above.
How high can Ameriprise Financial go?
The average analyst price target for Ameriprise Financial is $574.36, which corresponds to a potential gain of 2.2% from the current price of $562.12. Keep in mind that price targets are estimates, not guarantees. Actual price moves depend on earnings, market conditions and unexpected events.
How low can Ameriprise Financial fall?
We lack enough history to give a specific floor for Ameriprise Financial. Remember: past price swings are no guarantee for the future — a stock can fall further than the last 52 weeks suggest, especially on profit warnings, sector crises or a market crash. Use stop-loss orders and spread your portfolio to limit losses in single stocks.
What does Ameriprise Financial do?
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Adv... The company belongs to the Financial Services sector, more specifically the Asset Management industry, is headquartered in USA, and is traded on the USA Stocks. See the key figures, earnings history and price development above to evaluate Ameriprise Financial as an investment.
Did Ameriprise Financial raise or lower its guidance?
Over the last 60 days we have not registered a guidance raise or cut from Ameriprise Financial. The company can still adjust its guidance at quarterly reports or between reports — see the earnings history and the news overview above.
Is Ameriprise Financial making money or losing money?
Yes, Ameriprise Financial is making money, not losing it. The company has a profit margin (the share of revenue left over as profit) of 19.9% — which is solid. The operating margin (profit before interest and taxes) is 30.7%. At a P/E ratio of 13.8, you currently pay 13.8 dollars for every dollar of the company's annual earnings. A consistently profitable company is usually more resilient than growth stocks that are not yet making money.
Can Ameriprise Financial go bankrupt?
Altman Z2 is not used for banks and financial companies — their balance sheet is built on debt (that is the business model), so the model would wrongly classify a healthy bank as distressed. For Ameriprise Financial, look instead at the capital base (e.g. the core capital ratio), loan losses and earnings power.
Does Ameriprise Financial have a lot of debt?
Yes, Ameriprise Financial has elevated debt relative to equity. The debt-to-equity ratio (D/E — interest-bearing debt to equity) is 3,370%. For the financial services sector, anything above 400% counts as elevated — that raises the financial risk, especially if interest rates rise or earnings fall. Banks take in deposits (debt) as their raw material and lend it out — which naturally gives a high D/E. 200-400% is typical; only above 400% counts as elevated. Note: D/E levels are highly sector-specific — a bank at 300% debt is normal, a tech stock at 300% is extremely leveraged. Always compare with similar companies in the same sector. Can Ameriprise Financial service its debt? Can service its debt without problems — the interest coverage ratio (how many times earnings can cover interest payments) is 18.2x, and the company has more cash than debt (net cash).